Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Monday, October 9, 2017. You can also find the re-balance calendar for 2017 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Conservative Portfolios Review

We discussed the conservative portfolios listed on What We Do -> Brokerage Investors page in several newsletters: 

We are especially interested in these portfolios in the current environment where stocks are very overvalued and the interest rates of bonds are at historically low. As stated previously, these portfolios usually have the best risk adjusted returns among all of risk profiles. Furthermore, they can still deliver very reasonable returns even when markets are frothy. In fact, so far, these portfolios have delivered very respectable returns. 

Reasonable returns

Conservative portfolio annualized returns (as of 9/18/2017)
Ticker/Portfolio NameYTD
1Yr AR3Yr AR5Yr AR10Yr ARAR Since 1/1/2001
Schwab Conservative Total Return Dividend Portfolio7.6%8.5%5.7%7.3%8.2%8.8%
Fidelity Conservative Total Return Dividend Portfolio7.6%7.6%4.9%6.7%7.9%8.6%
TDAmeritrade Conservative Total Return Dividend Portfolio7.3%6.8%5.2%6.9%8.3%8.7%
Folioinvesting Conservative Total Return Dividend Portfolio7.6%8.4%5.8%7.2%8.4%8.5%
Etrade Conservative Total Return Dividend Portfolio7.7%8.1%5.8%7.2%8.3%8.6%
Merrill Edge Conservative Total Return Dividend Portfolio7.6%7.6%5.5%7.1%9.0%8.2%
Vanguard Conservative Total Return Dividend Portfolio7.6%8.4%5.8%7.2%8.4%9.2%
VWINX (Vanguard Wellesley Income Inv)6.7%7.0%6.0%6.9%6.9%7%
BERIX (Berwyn Income)2.5%3.4%2.3%5.6%6.6%7.6%

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