Many 401k plans are under class-action suits. We discuss various issues with a 401k plan.
We discuss inflation protected securities (TIPS) and point out that they can be very effective in a portfolio.
We point out that currently it’s an all out risk on mode. However, investors should keep a calm and objective view in the current frenzy.
It’s a good idea to use ETFs for risk assets (stocks) and total return bond mutual funds for bond/fixed income asset. This newsletter analyzes this approach in more details.
Self-drected investors are their own financial advisors. We review areas where a financial advisor can add most values and thus encourage investors to focus on improving on those areas. We further point out investor behavior is perhaps the most challenging area (thus most value added).