Income & Savings
Steady high income & enhanced cash savings
We prioritize helping you achieve steady high income and enhance your cash savings. Our dedication to research and portfolio management enables us to offer unique solutions and resources for generating consistent income:
- Best fixed income bond fund based income portfolios: our bond mutual fund and ETF based portfolios have consistently outperformed even the best bond funds over the past decade, providing a reliable anchor for steady income.
- Information on how to bank on your own: regularly updated resources on utilizing broker CDs, Treasury and government agency bills, and short-term bonds to maximize your savings.
- Income and savings tips: valuable tips and articles on generating income and savings through diverse investments and side hustles, such as real estate investments, online lending, and various businesses.
No matter if you’re a retiree seeking financial stability, someone in search of additional income, or simply concerned about optimizing your savings and banking practices, our platform is an invaluable resource that you can count on.
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High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...
Model portfolios for income investors
- Model portfolios for major brokerages
- Based on excellent total return bond mutual fund
- Based on total return bond ETFs
- Outperformed even best bond mutual funds for past decade
Better Savings & Higher Short Term Interests
- Enhanced ‘money market’ like ETF portfolios
- Knowledge on how to get much better yields from broker CDs and Treasury bills
- Better banking tips
Featured Income & Savings Articles
Maximizing Your Savings & Investments: The Power of 1% Over Time
In this issue:
- Latest in Retirement Savings & Personal Finance
- One Percent Difference: Fees and Growth
- Fee Calculator
- Market Overview
Dividend Income Investments: Benefits and Pitfalls
In this issue:
- Latest in Retirement Savings & Personal Finance
- Rule of Thumb: The 50/30/20 Budget Rule
- Simple Budget Calculator
- Market Overview
Rule of Thumb: The 50/30/20 Budget Rule
In this issue:
- Latest in Retirement Savings & Personal Finance
- Rule of Thumb: The 50/30/20 Budget Rule
- Simple Budget Calculator
- Market Overview
Option-Based Income Funds: Pros and Cons
Option-based income funds can be a valuable tool for income-focused investors, particularly in low-yield environments. However, their higher expenses, potential underperformance, and tax implications necessitate a cautious approach.
9 Lessons From Retirees’ Biggest Retirement Regrets
In this issue:
- 9 Lessons From Retirees’ Biggest Retirement Regrets
- Returns of MyPlanIQ Core Model Portfolios
- Portfolio Simulator (Calculator)
- Lazy Portfolios: Simple Templates for 401(k) and IRA Investments
- Market Overview
Retirement Savings Tracker and Future ‘Pension’ Estimator
In this issue:
- Gen X’s Retirement Savings Shortfall
- Introducing Retirement Savings Tracker & Future ‘Pension’ Estimator
- Retirement Savings Tracker
- Most Popular Bond Funds in 401(k) Plans
- Market Overview
Certificates of Deposit (CDs) vs. Treasuries: The Key Pros and Cons Explained
In this article, we summarize the pros and cons between CDs and Treasuries for fixed-income investors. Key Differences Between Certificates of Deposit (CDs) and Treasuries FactorCDsTreasuriesSecurity– FDIC-insured up to $250,000 per depositor per...
Smart Rules of Thumb to Manage Your Personal Debts
In this issue:
- Student Loan Payoff and 401(k) Match
- Smart Rules of Thumb to Manage Your Personal Debts
- Savings Goal Calculator: Payoff Debt and Save More
- Most Popular Bond Funds in 401(k) Plans
- Market Overview
Health Insurance Costs Far Outpace Inflation: How to Protect Your Retirement Savings
In this issue:
- Medicare Cost Increases for 2025 & Ever Rising Health Insurance Cost
- How to Safeguard Your Retirement Savings from Increasing Health Care Costs
- Investment Return Calculators for Funds, Portfolios or Stocks
- Most Popular Stock Funds in 401(k) Plans
- Market Overview
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