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  • January 18, 2022: Steady And Consistency Win In The Long Term

    January 18, 2022: Steady And Consistency Win In The Long Term

    January 19, 2022

    Sticking to a good investing strategy for a long period of time (20 years or longer) is the only way to reap benefits from the strategy 


  • January 3, 2022: The Year In Rear View: Portfolio And Asset Class Review

    January 3, 2022: The Year In Rear View: Portfolio And Asset Class Review

    January 4, 2022

    We review our main portfolios in 2021.. 


  • December 13, 2021: Present And Future

    December 13, 2021: Present And Future

    December 14, 2021

    We review asset trends and discuss future returns. 


  • November 22, 2021: The ‘Best’ Balanced Fund Revisited

    November 22, 2021: The ‘Best’ Balanced Fund Revisited

    November 23, 2021

    The T.Rowe Price Capital Allocation fund is again performing. However, we show that there are several ways to construct a portfolio to outperform it, both in terms of returns and risk . 


  • November 15, 2021: Q&A On MyPlanIQ Strategies And Portfolios

    November 15, 2021: Q&A On MyPlanIQ Strategies And Portfolios

    November 16, 2021

    This newsletter clarifies several FAQs on our model portfolios and strategies. . 


  • November 8, 2021: Major Asset Returns In The Past Twenty Years

    November 8, 2021: Major Asset Returns In The Past Twenty Years

    November 9, 2021

    We look at major asset returns for the past 20 plus years and discussed their potential risk and returns. 


  • November 1, 2021: Latest Momentum Factor ETFs Review

    November 1, 2021: Latest Momentum Factor ETFs Review

    November 2, 2021

    We review latest stock factor ETFs and point out they are very similar in terms of their indexing methodoloty. 


  • October 25, 2021: A Long Term Theme Or Trend Doesn’t Necessarily Yield Good Returns

    October 25, 2021: A Long Term Theme Or Trend Doesn’t Necessarily Yield Good Returns

    October 26, 2021

    We discuss recent hot topic: theme based investing and conclude that a mega trend doesn’t equate a good long term return. 


  • October 18, 2021: Dimensional Fund Advisors DFA ETFs

    October 18, 2021: Dimensional Fund Advisors DFA ETFs

    October 19, 2021

    We look at Dimensional Fund Advisors recently convereted ETFs and compare them with Vanguard. 


  • October 11, 2021: MyPlanIQ Ultra Short Term Bond Portfolio vs. Other Funds

    October 11, 2021: MyPlanIQ Ultra Short Term Bond Portfolio vs. Other Funds

    October 12, 2021

    We compare our ultra short term ETF portfolios with several famous bond funds. Specifically, we look at DoubleLine’s bond funds. 


  • October 4, 2021: Asset Trends, Market Internals And Inflation Implication

    October 4, 2021: Asset Trends, Market Internals And Inflation Implication

    October 5, 2021

    We review asset and market internals and discuss the possible secular interest rate change and its implication. 


  • September 27, 2021: Newsletter Collection Update

    September 27, 2021: Newsletter Collection Update

    September 28, 2021

    Regular newsletter collection update  


  • September 20, 2021: Benchmarking MyPlanIQ Fixed Income Bond Portfolios

    September 20, 2021: Benchmarking MyPlanIQ Fixed Income Bond Portfolios

    September 21, 2021

    We continue review of our fixed income portfolios and compare with Trend Pilot bond ETF PTBD.  


  • September 13, 2021: Benchmarking MyPlanIQ Tactical Portfolios

    September 13, 2021: Benchmarking MyPlanIQ Tactical Portfolios

    September 14, 2021

    We compared our tactical portfolios with some popular tactical ETFs and mutual funds including Cambria global momentum GMOM and Ned Davis Tactical fund.  


  • August 30, 2021: Invest And Speculate: A Sensible Alternative To Buy And Hold

    August 30, 2021: Invest And Speculate: A Sensible Alternative To Buy And Hold

    August 31, 2021

    We review a very sensible strategy that combines valuation and tactical strategies.  


  • August 23, 2021: Style ETF Portfolio Review

    August 23, 2021: Style ETF Portfolio Review

    August 24, 2021

    We review style ETFs and portfolios that use same as candidate funds. We also discuss long term performance.  


  • August 16, 2021: Smart Factor ETFs Review

    August 16, 2021: Smart Factor ETFs Review

    August 17, 2021

    We review smart factor ETFs and our smart factor ETF portfolio.  


  • August 9, 2021: Best Global Allocation Funds vs. MyPlanIQ ETF Portfolios

    August 9, 2021: Best Global Allocation Funds vs. MyPlanIQ ETF Portfolios

    August 10, 2021

    We continue to show that our ETF portfolios have outperformed even the best global allocation funds.  


  • August 2, 2021: Major Asset Trends And Market Internals

    August 2, 2021: Major Asset Trends And Market Internals

    August 3, 2021

    The review of current market internals reveals some big concern.  


  • July 26, 2021: Ultra Short Term Bond ‘Money Market’ Portfolio And Banking

    July 26, 2021: Ultra Short Term Bond ‘Money Market’ Portfolio And Banking

    July 27, 2021

    We review our ultra short term bond fund portfolio and discuss how it fits to be a money market fund substitute.We also again discuss how to utilize a brokerage account for banking activities.  


  • July 19, 2021: Take The Challenge of The ‘Best’ Balance Fund

    July 19, 2021: Take The Challenge of The ‘Best’ Balance Fund

    July 20, 2021

    We examine the best balance fund, T.Rowe Price capital appreciation fund and discuss our confidence to outperform it.  


  • July 12, 2021: The Long Forgotten Bear Market Cycles

    July 12, 2021: The Long Forgotten Bear Market Cycles

    July 13, 2021

    We examine S&P 500 index total returns in its 93 plus year history and reveal that there are many bear or flat periods that are longer than 20 years. It’s important to be cautious and understand that the current bull market might end one day and likely enters a long period of bearish or flat market.  


  • June 28, 2021: Resuming Growth Trends Chaotically?

    June 28, 2021: Resuming Growth Trends Chaotically?

    June 29, 2021

    We review major asset trends and point out that large growth stocks are again in favor. We also speculate that the current market rise might be the final thrust before a big correction. 


  • June 21, 2021: Stocks Are Not Replacement Of Bonds

    June 21, 2021: Stocks Are Not Replacement Of Bonds

    June 22, 2021

    We discuss why bonds are still important and show that our portfolio actually outperformed S&P 500 since 2001. 


  • June 14, 2021: Outperform The Best Performing PIMCO Income Bond Fund

    June 14, 2021: Outperform The Best Performing PIMCO Income Bond Fund

    June 15, 2021

    We review and compare our bond portfolios against the best bond fund PIMCO Income fund and show that our portfoios have outperformed it. 


  • June 7, 2021: “Good” S&P Sectors

    June 7, 2021: “Good” S&P Sectors

    June 8, 2021

    We show how to use ‘good’ S&P 500 sectors to build portfolios that outperform S&P 500 index by good margins. 


  • May 24, 2021: Newsletter Collection Update

    May 24, 2021: Newsletter Collection Update

    May 25, 2021

    We look at the FIRE Financial Independence, Retire Early investment portfolios and withdrawals. 


  • May 17, 2021: Total Return Bond ETFs Review

    May 17, 2021: Total Return Bond ETFs Review

    May 18, 2021

    We review and compare our total return bond mutual fund and ETF lineups. We then discuss two new total return bond ETFs that are promising. 


  • May 3, 2021: Inflation, Sub Zero Interest Rate …

    May 3, 2021: Inflation, Sub Zero Interest Rate …

    May 4, 2021

    We discuss inflation, valuation and risk in the current environment in the context of the latest commentaries by Warren Buffett and Charlie Munger in Berkshire’s annual meeting this weekend. 


  • April 26, 2021: The Best Active Fixed Income Funds Are Still Hard To Beat

    April 26, 2021: The Best Active Fixed Income Funds Are Still Hard To Beat

    April 27, 2021

    PIMCO income and investment grade bond funds have outperformed their index funds consistently for the past 10 years and going. Some actively managed mutual funds are still hard to beat by low cost index funds including those Vanguard Dimensional Funds.  


  • April 19, 2021: New And Old Useful Features

    April 19, 2021: New And Old Useful Features

    April 20, 2021

    We review several useful features. Our new powerful chart now replaces the old Flash chart.  


  • April 12, 2021: Risk Parity Funds In Current Environment

    April 12, 2021: Risk Parity Funds In Current Environment

    April 13, 2021

    Risk parity strategy had done well until last year. We discuss their recent performance and the difficulties it’s facing going forward.  


  • April 5, 2021: DoubleLine Shiller CAPE 10 Based Funds Update

    April 5, 2021: DoubleLine Shiller CAPE 10 Based Funds Update

    April 6, 2021

    We review DoubleLine Shiller funds and discussed their strategies and their outperformance.  


  • March 29, 2021: International Stocks vs. US Stocks

    March 29, 2021: International Stocks vs. US Stocks

    March 30, 2021

    We look at the valuation of international and US stocks. We further discuss how to utilize international stocks to diversify investments.  


  • March 22, 2021: Ultra Short Term Bond ETF Portfolio As A Money Market Fund

    March 22, 2021: Ultra Short Term Bond ETF Portfolio As A Money Market Fund

    March 23, 2021

    We introduce MPIQ Ulta Short Term Bond ETF portfolio and show that it’s as safe as a money market fund but offers higher returns.  


  • March 15, 2021: Make Your Own Private Bank

    March 15, 2021: Make Your Own Private Bank

    March 16, 2021

    A brokerage investment account, used properly and consistently, can provide most banking services one needs.  


  • March 8, 2021: The Not So Orderly Market Rotation Amid Rising Bond Yields

    March 8, 2021: The Not So Orderly Market Rotation Amid Rising Bond Yields

    March 9, 2021

    We examine the current market disruption and discuss what to do with it.  


  • March 1, 2021: Average 20% Annual Returns: The Upper Bound Of Stock Investments?!

    March 1, 2021: Average 20% Annual Returns: The Upper Bound Of Stock Investments?!

    March 2, 2021

    We discuss Berkshire Hathaway’s annual returns and compare that with a top mutual fund and one of our model portfolios.  


  • February 22, 2021: Rising Bond Yields And Current Stock Trends

    February 22, 2021: Rising Bond Yields And Current Stock Trends

    February 23, 2021

    We review current bond yields and look at stock internal trends to see how much stocks are affected.  


  • February 8, 2021: Total Return Bond ETFs Review

    February 8, 2021: Total Return Bond ETFs Review

    February 9, 2021

    We looked at some new total return bond ETFs and review our ETF fixed income portfolio.  


  • February 1, 2021: REITs And Major Asset Trends

    February 1, 2021: REITs And Major Asset Trends

    February 2, 2021

    We review major asset trends and also look at REIT sectors in more details.  


  • January 25, 2021: Industry ETFs And ARK ETFs Portfolios

    January 25, 2021: Industry ETFs And ARK ETFs Portfolios

    January 26, 2021

    We discuss our industries ETF rotation portfolio and its use of ARK ETFs. We also discuss ARK investment methodology.  


  • January 11, 2021: Smart Cash Management: Can I Just Withdraw From My Bond Portfolio?

    January 11, 2021: Smart Cash Management: Can I Just Withdraw From My Bond Portfolio?

    January 12, 2021

    We show studies on regular withdrawal for relatively stable monthly spending need on some bond funds and portfolios. We conclude that if this approach is applied for a long period of time, it can actually result in much better than short term cash withdrawal approach.  


  • January 4, 2021: Our Investment Philosophy For 2021 And Beyond

    January 4, 2021: Our Investment Philosophy For 2021 And Beyond

    January 5, 2021

    We summarize our investment philosophy in order for our subscribers to understand our services more clearly.  


  • December 14, 2020: Style and Factor ETFs Portfolio Reviews

    December 14, 2020: Style and Factor ETFs Portfolio Reviews

    December 15, 2020

    We review our style and factor ETF momentum portfolios and discuss their construction.  


  • December 7, 2020: A Really Long Term (30 Years) Stock Returns

    December 7, 2020: A Really Long Term (30 Years) Stock Returns

    December 8, 2020

    We look at Japanese stock returns and discuss the current US stocks long term returns 


  • November 30, 2020: Higher Return Portfolios: Part 2

    November 30, 2020: Higher Return Portfolios: Part 2

    December 1, 2020

    We further study higher return portfolio using industry ETFs.  


  • November 16, 2020: Higher Return Portfolios

    November 16, 2020: Higher Return Portfolios

    November 17, 2020

    We present several advanced portfolios whose returns are boosted by technology funds.  


  • November 9, 2020: Fixed Income Funds Update

    November 9, 2020: Fixed Income Funds Update

    November 10, 2020

    We review PIMCO bond funds whose manager won the Morningstar award.  


  • November 2, 2020: Polls Are Useless vs. This Investment Strategy Doesn’t Work!

    November 2, 2020: Polls Are Useless vs. This Investment Strategy Doesn’t Work!

    November 3, 2020

    We argue that one shouldn’t quickly accept or dismiss an election poll just because a low probability event occurs. This is similar to an investment strategy 


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Copyright @ LTI Systems, Inc.

*Disclaimer: Any investment in securities including mutual funds, ETFs, closed end funds, stocks and any other securities could lose money over any period of time. All investments involve risk. Losses may exceed the principal invested. Past performance is not an indicator of future performance. There is no guarantee for future results in your investment and any other actions based on the information provided on the website including but not limited strategies, portfolios, articles, performance data and results of any tools.

The website is not operated by a broker, a dealer, a registered financial planner or a registered investment adviser. MyPlanIQ is not affiliated with any retirement plan and brokerages

Investment strategies, results and any other information presented on the website are for education and research purpose only. They do not represent financial planning and investment advice. MyPlanIQ does not provide tax or legal advice. They are generic in nature and do not take into account your detailed and complete personal financial facts and needs. You alone are responsible for evaluating the information provided and to decide which securities and strategies are suitable for your own financial risk profile and expectations.

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