November 22, 2021: The ‘Best’ Balanced Fund Revisited
The T.Rowe Price Capital Allocation fund is again performing. However, we show that there are several ways to construct a portfolio to outperform it, both in terms of returns and risk .
November 15, 2021: Q&A On MyPlanIQ Strategies And Portfolios
This newsletter clarifies several FAQs on our model portfolios and strategies. .
November 8, 2021: Major Asset Returns In The Past Twenty Years
We look at major asset returns for the past 20 plus years and discussed their potential risk and returns.
November 1, 2021: Latest Momentum Factor ETFs Review
We review latest stock factor ETFs and point out they are very similar in terms of their indexing methodoloty.
October 25, 2021: A Long Term Theme Or Trend Doesn’t Necessarily Yield Good Returns
We discuss recent hot topic: theme based investing and conclude that a mega trend doesn’t equate a good long term return.
October 18, 2021: Dimensional Fund Advisors DFA ETFs
We look at Dimensional Fund Advisors recently convereted ETFs and compare them with Vanguard.
October 11, 2021: MyPlanIQ Ultra Short Term Bond Portfolio vs. Other Funds
We compare our ultra short term ETF portfolios with several famous bond funds. Specifically, we look at DoubleLine’s bond funds.
October 4, 2021: Asset Trends, Market Internals And Inflation Implication
We review asset and market internals and discuss the possible secular interest rate change and its implication.
September 27, 2021: Newsletter Collection Update
Regular newsletter collection update
September 20, 2021: Benchmarking MyPlanIQ Fixed Income Bond Portfolios
We continue review of our fixed income portfolios and compare with Trend Pilot bond ETF PTBD.
September 13, 2021: Benchmarking MyPlanIQ Tactical Portfolios
We compared our tactical portfolios with some popular tactical ETFs and mutual funds including Cambria global momentum GMOM and Ned Davis Tactical fund.
August 30, 2021: Invest And Speculate: A Sensible Alternative To Buy And Hold
We review a very sensible strategy that combines valuation and tactical strategies.
August 23, 2021: Style ETF Portfolio Review
We review style ETFs and portfolios that use same as candidate funds. We also discuss long term performance.
August 16, 2021: Smart Factor ETFs Review
We review smart factor ETFs and our smart factor ETF portfolio.
August 9, 2021: Best Global Allocation Funds vs. MyPlanIQ ETF Portfolios
We continue to show that our ETF portfolios have outperformed even the best global allocation funds.
August 2, 2021: Major Asset Trends And Market Internals
The review of current market internals reveals some big concern.
July 26, 2021: Ultra Short Term Bond ‘Money Market’ Portfolio And Banking
We review our ultra short term bond fund portfolio and discuss how it fits to be a money market fund substitute.We also again discuss how to utilize a brokerage account for banking activities.
July 19, 2021: Take The Challenge of The ‘Best’ Balance Fund
We examine the best balance fund, T.Rowe Price capital appreciation fund and discuss our confidence to outperform it.
July 12, 2021: The Long Forgotten Bear Market Cycles
We examine S&P 500 index total returns in its 93 plus year history and reveal that there are many bear or flat periods that are longer than 20 years. It’s important to be cautious and understand that the current bull market might end one day and likely enters a long period of bearish or flat market.
June 28, 2021: Resuming Growth Trends Chaotically?
We review major asset trends and point out that large growth stocks are again in favor. We also speculate that the current market rise might be the final thrust before a big correction.
Diversified Asset Allocation Portfolios For Your Plans
Featured Brokerage Plans
| Vanguard ETF: | 10%* |  |
| Diversified Core: | 11%* | |
| Six Core Asset ETFs: | 10%* | |
*:5 Yr Annualized Return of TAA Moderate Portfolio
Bogleheads Latest Posts
- Re: Under what conditions is a 50/50 portfolio worse than any other? November 29, 2021pascalwager wrote: ↑Sun Nov 28, 2021 2:52 pm Phyneas wrote: ↑Sun Nov 28, 2021 2:13 pm nisiprius wrote: ↑Sun Nov 28, 2021 8:17 am 50% stocks (VTI+VXUS), 50% bonds. The bonds are there for ballast and hopefully some anti-correlation, not income, so they are treasuries only, split 50/50 between long and short, The long and […]Phyneas
- Re: How much of the historical average return comes from dividends? November 29, 202122twain wrote: ↑Mon Nov 29, 2021 2:37 am Using http://portfoliovisualizer.com to analyze Vanguard's 500 Index fund 1985-2021 I get: With dividends reinvested: Initial balance = $10,000 Final balance = $607,000 CAGR = 11.8% With dividends not reinvested: Initial balance = $10,000 Final balance = $218,000 CAGR = 8.7% So roughly a quarter of the S&P […]rossington
- Re: Afraid to realize capital gains or rebalance November 29, 2021I realize this doesn't answer your question, but depending on your personal goals, it might actually work around the problem. Bogleheads as a group tend to be extreme savers, but most believe at the end of the day that their intention is to spend the money eventually. Granted, some of that "spending" might be in […]dboeger1
- Re: High Cost Once-in-a-lifetime "Vacation" November 29, 2021I'll add myself to the "just do it" camp. Here's a trip that the wife might find more attractive. She can meet you at the pole. https://white-desert.com/adventures/sou ... -emperors/VaR
- Re: Tales from this insane real estate market November 29, 2021Bought a house about a year ago during what felt like must be a peak. I had a safety threshold of a 50% drop in value (of all non-cash assets including the house), plus a job loss without disastrous impact. It was very scary, but it was our plan before Covid and we decided not […]vfinx