March 27, 2023: 401k Company Match: How To Maximize Your Free Money
We encourage maximizing 401k match and discuss some details on 401k contributions and match.
March 13, 2023: Bank On My Own For Safer And Much Higher Returns
Bank On My Own! Avoid Banks as middle men and get much higher returns and also safer for your money! In this newsletter, we describe what happened for Silicon Valley Bank failure during the weekend and again outline a better way to bank: on your own.
February 27, 2023: Dimensional Fund Advisors and Capital Group ETFs
We look at ETFs from Dimensional Funds Advisor and Capital Group and discuss whether they are suitable for asset allocation portfolios.
February 13, 2023: In Praise Of A Conservative Strategic Asset Allocation
We point out that a conservative allocation portfolio could be very effective for many types of investors.
January 30, 2023: The Bond Era
We have another in-depth look at fixed income (bonds) in the current environment.
January 16, 2023: International Stocks In Asset Allocation
Developed country and emerging market stocks have positive tailwind that supports its secular relative strength.
January 3, 2023: Review And Outlook
We review our portfolios for last year and discuss this year’s outlook
December 19, 2022: Newsletter Collection Update
We summarize newsletters written in the past months.
December 5, 2022: Latest Market And Trend Review
We review the latest market and economy trends and discuss several scenarios including recession and soft landing.
November 21, 2022: How To Maximize Your Cash Return
We discuss several cash substitutes, in particular, we look at floating rate Treasury ETFs as cash substitutes
November 7, 2022: Tactical Bond Fund Portfolios Consistently Outperform
Our fixed income portfolios’ excellent outperformance continues. We also review the current bond markets
October 24, 2022: S&P 500: A Solid ‘Business’ In A Volatile Time
Itchy to buy stocks as they have come down a lot? You might want to consider an excellent ‘business’ stock: S&P 500 index fund.
October 10, 2022: 9.62% Treasury I Bonds: Cash Is Indeed King
Treasury savings I bonds are paying 9.62% annually right now. We detail on what and how to purchase I Bonds
September 26, 2022: Markets, Noises, Long Term Strategies …
We looked at markets and also discuss the important concept of large samples or long term in investing
September 12, 2022: Factor ETFs Review
We review smart factor based ETFs and their portfolios.
August 29, 2022: Cash Is King
We are showing how to get much higher cash returns in this period of stressful times.
August 15, 2022: Asset Trends Review
We review asset trends and current economic conditions and discuss their future trends.
August 1, 2022: What We Can Learn From 1970s And 1980s
We examine price behavior for stocks, bonds and real estates in the inflationary period of 70s and 80s. We also discuss the similarities and differences between that period and the current conditions, as well as their implication on investment portfolios.
July 18, 2022: Fixed Income Is Becoming An Alternative
We discuss the effectiveness of sector and industry rotation in a rising rate inflationary environment.
July 1, 2022: About The Latest Rebalance
We review our latest rebalance based on various factors in our strategies including trends, valuation, economic indicators and market internals.
Diversified Asset Allocation Portfolios For Your Plans
Featured Brokerage Plans
| Vanguard ETF: | 10%* |  |
| Diversified Core: | 11%* | |
| Six Core Asset ETFs: | 10%* | |
*:5 Yr Annualized Return of TAA Moderate Portfolio
Bogleheads Latest Posts
- Re: Increase Equity Allocation Now? March 30, 2023Apathizer wrote: ↑Thu Mar 30, 2023 4:35 pm Yeah, I know market timing is sinning, but sometimes I do think it's OK to sin a little. By that I mean to increase allocation to what's done poorly recently and what many others are dismissing. That's very much how I view bonds now. They're much less […]km91
- Re: How do Re-Married Couples with Children Handle Legacy to Spouses/Kids? March 30, 2023Some people don’t care. Intestacy in my state splits it between children and spouse Some people have enough that they can split it Some leave it in a trust for spouse, remainder to children Others use trusts for any combination of the aboveLee_WSP
- Re: Do I have to get a hybrid? March 30, 2023Mordoch wrote: ↑Thu Mar 30, 2023 5:14 pm bloom2708 wrote: ↑Thu Mar 30, 2023 4:15 pm A Plug-In hybrid has 2 batteries. An all electric battery. Once that battery is used up (or saved for later), the car uses the hybrid battery. Actually the specific answer is it all is the same battery, but once […]mrb09
- Re: Tax withholding assistance/help March 30, 2023Nebraska_Drought wrote: ↑Thu Mar 30, 2023 5:11 pm Peter Foley wrote: ↑Thu Mar 30, 2023 4:46 pm You can opt to have additional funds withheld. That is the easy approach. Understand that point, but where is the disconnect happening? Should we both re-do our W-4? I can’t imagine we are unique in our situation as […]justgary
- Re: Missed 2022 RMD March 30, 2023fmhealth wrote: ↑Mon Mar 27, 2023 8:54 pm Hi fellow BGs. As the title of this thread suggests, I really dropped the ball!! Somehow I missed one of my IRAs. Total due for this one was about $4,700. Never fouled up like this before. I'll send this check tomorrow. Does anyone have any suggestions of […]Alan S.