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Savings Hacks

Savings Hacks

p>In this issue:

  • Latest in Retirement Savings & Personal Finance: Crypto in 401(k), Private Investments in Target Date Funds, BNPL Credit Score Impact
  • Savings Hacks Using BNPL & Others
  • Tools & Tips: Money Market Fund Center
  • Market Overview
July 2025 MyPlanIQ Portfolio Update

July 2025 MyPlanIQ Portfolio Update

In this issue:

  • Residential Real Estate vs. Stock Investments
  • Fund Analysis: PIMCO Multisector Bond ETF PYLD
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
Annuity Income Payout vs. Invest & Withdraw

Annuity Income Payout vs. Invest & Withdraw

In this issue:

  • Latest in Retirement Savings & Personal Finance: Annuity Is Back, HSA & Retirement Healthcare Improvement, Growing Medical Debt Crisis
  • Tools & Tips: Annuity vs Invest Calculator
  • Annuity Income Payout vs. Invest & Withdraw
  • Market Overview
Public Pay Might Be Higher Than You Think (Once You Do the Math)

Public Pay Might Be Higher Than You Think (Once You Do the Math)

In this issue:

  • Latest in Retirement Savings & Personal Finance: High 401(k) Savings Rate, The Big Beautiful Bill’s Deficit Increase & Who Are Affected by the BBB
  • Public Pay Might Be Higher Than You Think (Once You Do the Math)
  • Tools & Tips: Retirement Pension Value Calculator
  • Market Overview
Stock Compensation 101: How People Build Wealth (or Blow It)

Stock Compensation 101: How People Build Wealth (or Blow It)

In this issue:

  • Latest in Retirement Savings & Personal Finance: Review and Get Rid of Your Unused Subscriptions, Private Equity & Crypto Investments in Your Retirement Accounts, Germany’s Early Start Pension
  • Stock Compensation 101: How People Build Wealth (or Blow It)
  • Tools & Tips: RSU Calculator 
  • Market Overview
How to Take Advantage of Your ESPP (Employer Stock Purchase Plan)

How to Take Advantage of Your ESPP (Employer Stock Purchase Plan)

In this issue:

  • Latest in Retirement Savings & Personal Finance: Workplace Benefits like Flexible Spending & Telemedicine, AI Taking over Jobs?
  • How to Take Advantage of Your ESPP (Employer Stock Purchase Plan)
  • Tools & Tips: ESPP Tax and Cost Basis Calculator 
  • Market Overview
June 2025 MyPlanIQ Portfolio Update

June 2025 MyPlanIQ Portfolio Update

In this issue:

  • MyPlanIQ Composite Allocation Indicator & Applications
  • Fund Analysis: Factor Funds  & Healthcare Industry Trend
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
Simple 401(k) Investment Guide

Simple 401(k) Investment Guide

In this issue:

  • Latest in Retirement Savings & Personal Finance: College Education Affordability Declined, Rising Debt Puts Your 401(k) Retirement Savings in a Pickle
  • Simple 401(k) Investment Guide
  • Tools & Tips: 401(k) Investment Assistant
  • Market Overview
Income Growth, Historical 401(k) Contribution Limit Data

Income Growth, Historical 401(k) Contribution Limit Data

In this issue:

  • Latest in Retirement Savings & Personal Finance: Interest Rates Rise Again, Rising Home Insurance Cost, …
  • Historical Income Growth, 401(k) Contribution Limit Growth
  • Tools & Tips: 401(k) Maximum Match Calculator — Marvell Semiconductor
  • Market Overview
May 2025 MyPlanIQ Portfolio Update

May 2025 MyPlanIQ Portfolio Update

In this issue:

  • Major Asset Trends Review: International Stocks Shined and TIPS Disappointed
  • Fund Analysis: All Weather Fund ALLW and CLO ETF JBBB Follow up
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
One Fund Does It All

One Fund Does It All

In this issue:

  • Latest in Retirement Savings & Personal Finance: US Food & Engergy Inflation Charts, Empty Shelfs Coming? Part-time Contractors Rejoin on 401(k) Eligibility
  • One Fund Does It All: Savings & Investing in 401(k) Might Not Be That Intimidating
  • Tools & Tips: Retirement Spending Calculator
  • Market Overview
Lazy Portfolios Aren’t Lazy in Growing Wealth

Lazy Portfolios Aren’t Lazy in Growing Wealth

In this issue:

  • Latest in Retirement Savings & Personal Finance: Golden Rule and The Roth IRA Evangelist 
  • Lazy Portfolios Aren’t Lazy in Growing Wealth
  • Tools & Tips: Investment Arithmetic
  • Market Overview
IRAs as One of the Emergency Fund Sources

IRAs as One of the Emergency Fund Sources

In this issue:

  • Latest in Retirement Savings & Personal Finance: Back-and-forth Tariff Policies, Stock Market Swings, and Low Retirement Savings Rates
  • IRAs as One of the Emergency Fund Sources
  • The Gotcha in Maximum Solo 401(k) or SEP IRA Contribution Limits
  • Market Overview
Special Issue: Staying the Course Amid Market Turmoil

Special Issue: Staying the Course Amid Market Turmoil

In this special issue:

  • Latest in Retirement Savings & Personal Finance: Market Turmoil, Majority of Americans Invest in Stocks, …
  • Staying the Course Amid Market Turmoil
  • Tools & Tips: Longest S&P 500 Losses (Drawdowns)
  • Market Overview
The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

In this issue:

  • Latest in Retirement Savings & Personal Finance: Tariff Liberation Day, Beefing Up Emergency Savings, and Consumer Confidence at Its Lowest
  • The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More
  • Tools & Tips: Social Security Income Calculation Infographic
  • Market Overview
April 2025 MyPlanIQ Portfolio Update

April 2025 MyPlanIQ Portfolio Update

In this issue:

  • 1970s Redux: Why the Smithsonian Era Feels Strangely Familiar in 2025
  • Fund Analysis: All Weather ETF ALLW
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
The Right Way to Withdraw from Your 401(k) Without Regret

The Right Way to Withdraw from Your 401(k) Without Regret

In this issue:

  • Latest in Retirement Savings & Personal Finance: $1.5 Million’s Retirement Mileage Across Various States, Therapy Needed in Market Turmoil
  • The Right Way to Withdraw from Your 401(k) Without Regret
  • Credit Card Debt Consolidation Calculator
  • Market Overview