Beware of market risk: we discuss and point out that market risk is not equal to economic risk and right now, given the high stock valuation, it is actually very risky for stocks. We also point out that does not mean one should withdraw from stock markets.
Switching to tactical asset allocation in an overvalued stock market can be beneficial, as shown by a modified method based on Shiller’s long term stock market valuation metric.
I retired last year, on a 1 million capital. Following all these discussions, I was convinced that 4% is indeed a safe withdrawal rate when having a 30 years maximum time span in mind. Turns out my investments did exceptionally well and , after withdrawing 40k and adjusting for inflation, my capital is now 1.1 […]
PottedPlant wrote: ↑Sun Mar 17, 2024 11:40 pm Our warranty is 4 years. Or, for us, about 10K miles. The battery warranty is 10 years. But we only charge 25 times a year so I do not expect to have a battery life problem. This is all new. Mentally we are prepared to own scrap […]
Parkinglotracer wrote: ↑Mon Mar 18, 2024 3:21 am SurferLife wrote: ↑Mon Mar 18, 2024 3:17 am I'm in the process of doing this right now, but I had to move ALL my TSP traditional balance first because I had some tax-free combat zone pay I needed to extract. I was reminded that I needed to […]
tlveik wrote: ↑Wed Mar 15, 2023 7:48 pm Looks like the IRS is getting close to adding login.gov as a sign in option. https://www.nextgov.com/it-modernizatio ... rs/383932/ Or, not ... https://www.nextgov.com/digital-governm ... es/391033/ https://www.tigta.gov/sites/default/fil ... S070fr.pdf