We revisited our newsletter collection by categorizing recent ones. We also have a brief summary on recent market overviews. Model portfolios for the 401k plans of both investment power houses Morningstar and Berkshire Haythaway’s General RE are compared.
There are always lottery winners in every field, including in investing. Recognizing this is the first step to avoid following a herd of these winners blindly.
asset_chaos wrote: ↑Sun Mar 17, 2024 8:16 pm I clearly don't understand how this is reported. How does total world (vtwax) have 90% foreign income and 80% qualified dividends, per the 1099 I got for total world? OP meant VFWAX, check the image.
tashnewbie wrote: ↑Mon Mar 18, 2024 2:27 pm If his 401k and the target date fund have low expenses, I would probably invest more in that, above the match. He makes too much to deduct Trad. IRA contributions, so no reason to do that. He may even be ineligible to make direct Roth IRA contributions […]
Wiggums wrote: ↑Mon Mar 18, 2024 2:41 pm We are retired. We pull from our Roth as a last resort unless we need tax free money. Why? Because we want our Roth to grow tax free as long as possible. We spent down our emergency fund down to zero once. We then used our cash […]
MoneyIsTime wrote: ↑Mon Mar 18, 2024 2:15 pm 1) Can I retire? This is my main question. You have $3.2M in retirement assets. If they were invested per your desired AA, that would be 60% stocks, 20% bonds, and 20% cash. You're asking if you can retire now at 59.5 and that your family has […]