We look at the S&P 500 and its simple moving average strategy for the past 145 years. It’s indisputable that a simple moving average based market timing strategy can be an effective tool to reduce risk.
With three major total return bond ETFs in the markets and several index ETFs in key bond categories, we believe we are getting very close to construct an ETF based portfolio that’s comparable with mutual fund based portfolios.
I retired last year, on a 1 million capital. Following all these discussions, I was convinced that 4% is indeed a safe withdrawal rate when having a 30 years maximum time span in mind. Turns out my investments did exceptionally well and , after withdrawing 40k and adjusting for inflation, my capital is now 1.1 […]
PottedPlant wrote: ↑Sun Mar 17, 2024 11:40 pm Our warranty is 4 years. Or, for us, about 10K miles. The battery warranty is 10 years. But we only charge 25 times a year so I do not expect to have a battery life problem. This is all new. Mentally we are prepared to own scrap […]
Parkinglotracer wrote: ↑Mon Mar 18, 2024 3:21 am SurferLife wrote: ↑Mon Mar 18, 2024 3:17 am I'm in the process of doing this right now, but I had to move ALL my TSP traditional balance first because I had some tax-free combat zone pay I needed to extract. I was reminded that I needed to […]
tlveik wrote: ↑Wed Mar 15, 2023 7:48 pm Looks like the IRS is getting close to adding login.gov as a sign in option. https://www.nextgov.com/it-modernizatio ... rs/383932/ Or, not ... https://www.nextgov.com/digital-governm ... es/391033/ https://www.tigta.gov/sites/default/fil ... S070fr.pdf