Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Monday, June 26, 2017. You can also find the re-balance calendar for 2017 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

How To Start A New Portfolio

One of the most challenging issues for investors is how to initiate a new portfolio. We have received numerous emails from users on this problem. Many complained that once they started to follow a portfolio, they immediately experienced a loss. Though there is a psychological Murphy’s law here (similar to the feeling that you move to an even slower line right after switching to this line from a crowded one while waiting in line), this problem is indeed important: in fact, many new users will immediately dismiss the strategy or portfolio as not working and abandon it. This happens to many of our strategies including  Strategic Asset Allocation (SAA) and Tactical Asset Allocation(TAA) portfolios.

Reasonable expectation on risk

Many users often start to follow a portfolio or a strategy when that portfolio has been doing well recently. In fact, this often is the most dangerous time to initiate such a portfolio. The key to understand here is that regardless of what strategies and portfolios, other than cash and short term bonds, they are all long term strategies that require patience and long term following. A long term strategy implies that there is a short term risk at any given point of time. For example, look at the following chart:

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