Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Monday, December 14, 2015. You can also find the re-balance calendar for 2015 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Permanent, Risk Parity And Alternative Portfolios Review

This year so far has not been easy for permanent portfolios and their alike. Major assets such as stocks, gold and bonds are supposed to hedge to each other, instead, so far, we are at a situation that commodities have been in a bear market for almost three years now while bonds are supposed to enter a not so rosy (rising rate) environment. Furthermore, stocks have behaved as they are near a top because of their high valuation. 

The following shows how the major asset classes have behaved so far (as of 11/16/2015):

1Yr AR3Yr AR5Yr AR10Yr AR
SPY (SPDR S&P 500 ETF)1.5%2.7%17.2%13.6%7.4%
GLD (SPDR Gold Shares)-8.7%-9.4%-14.7%-5.0%8.4%
DBC (PowerShares DB Commodity Tracking ETF)-22.2%-33.6%-19.5%-10.7% 
BND (Vanguard Total Bond Market ETF)0.4%1.0%0.9%2.7% 
TLT (iShares 20+ Year Treasury Bond)-3.0%2.6%0.9%7.7%6.8%


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