September 22, 2014: Why Total Return Bond Funds?
by MyPlanIQ | Sep 23, 2014 | Asset-Allocation, Bonds, Economy, Feature, Gold, Headline, Income, Inv, Investments, IRA, Markets, Mutual-Funds, newsletter, Portfolios, Retirement |
Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.
For regular SAA and TAA portfolios, the next re-balance will be on Monday, October 20, 2014. You can also find the re-balance calendar for 2013 on ‘Dashboard‘ page once you log in.
As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.
Please note that we now list the next re-balance date on every portfolio page.
Why Total Return Bond Funds
As promised, in this newsletter, we will discuss total return bond funds in more details. For people who need more background on these portfolios (Fixed Income Bond Fund Portfolios), please refer to
Briefly, these portfolios work as follows: they select one or two top performing funds from a list of candidate funds monthly (without violating the minimum holding period requirement for a brokerage). The candidate fund list consists of a dozen or so total return (multi-sector) bond funds. These candidate funds should be managed by managers who have won at least once the Morningstar’s Fixed Income Manager of The Year award.
Three Layers of Selection
The reason we feel comfortable with such an approach is that in essence, these portfolios go through three layers of selection in investing in bonds (fixed income).