Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Monday, August 5, 2019. You can also find the re-balance calendar for 2019 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Quality Stock Factor ETFs

MyPlanIQ adopts asset allocation principle for portfolio management. Our candidate fund selection criteria are:

  • For stocks, we advocate low cost index ETFs (or mutual funds)
  • For fixed income/bonds, we advocate using a tactical portfolio that selects a fund from a list of high quality total return bond funds (our total return bond fund portfolios). 

See March 6, 2017: Asset Classes for Retirement Investments for more detailed discussion. 

Quality Factor Indexes

For stock investing, mostly capitalization weighted indexes are used. These indexes such as S&P 500 and Dow Jones Industrial Index normally select companies that have the highest market cap(italization) and weight them accordingly. For example, S&P 500 essentially select top 500 companies with the highest market caps, though the committee still can have option to decide to exclude/include certain companies based on some strict rules. These indexes are intuitive, natural, easy to rebalance and implicitly utilize the momentum factor — the better (higher) a market cap, the more it gets weighted. 

Please login or register an account to view the newsletter