Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

Regular AAC (Asset Allocation Composite), SAA and TAA portfolios are always rebalanced on the first trading day of a month. the next re-balance will be on Tuesday September 1, 2020.

Please note: As of March 1, 2020, we officially phased out our old rebalance calendar for both SAA and TAA. They are now always rebalanced on the first trading day of a month. 

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Investing In An Ultra-Low Return Environment

As stocks and bonds have had spectacular returns even amid the scary COVID-19 pandemic, it becomes even more imperative for us to examine the current investment environment. Unfortunately, for a long term investor, the picture is not rosy, in fact, it’s depressing. 

Stock and bond returns for the coming decade

Stocks are making new highs almost non-stop. It does seem that “this time is different”: with the Federal Reserve behind the market (to do whatever it needs to support it), the idea of there is risk in stock investing is becoming more and more remote. 

We have claimed numerous times that it’s much easier and more accurate to estimate stock returns in a long term. The long term here, however, should be again a truly long one: 10 years or even longer. 

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