Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

Regular AAC (Asset Allocation Composite), SAA and TAA portfolios are always rebalanced on the first trading day of a month. the next re-balance will be on Tuesday September 1, 2020.

Please note: As of March 1, 2020, we officially phased out our old rebalance calendar for both SAA and TAA. They are now always rebalanced on the first trading day of a month. 

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Fixed Income In A Speculative Era

It’s debatable on whether we are in a bubble. But probably most investors would agree that we are now in a speculative era, given extremely high stock valuation by many well known historical standards and extremely low bond yields. 

In this newsletter, we look at the role of fixed income in such an era. Specifically, we will look at our total return bond portfolios and see how they help to navigate through this environment. 

Stocks vs. bonds since 2001

Though it’s easier to have an impression that stocks (well, at least US stocks) have done a fantastic job for the past many many years, in reality they have lagged behind our bond portfolio Schwab Total Return Bond for the past 15 years (since 2015) or longer: 

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