Roth IRAs for Retirees
Roth IRAs can be very useful for retirees in terms of medicare premiums, estate planning and other benefits.
Lazy Portfolios Aren’t Lazy in Growing Wealth
In this issue:
- Latest in Retirement Savings & Personal Finance: Golden Rule and The Roth IRA Evangelist
- Lazy Portfolios Aren’t Lazy in Growing Wealth
- Tools & Tips: Investment Arithmetic
- Market Overview
IRAs as One of the Emergency Fund Sources
In this issue:
- Latest in Retirement Savings & Personal Finance: Back-and-forth Tariff Policies, Stock Market Swings, and Low Retirement Savings Rates
- IRAs as One of the Emergency Fund Sources
- The Gotcha in Maximum Solo 401(k) or SEP IRA Contribution Limits
- Market Overview
How to Borrow From an IRA?
There are several ways to take money out for short-term emergency purposes. This article explores some of those options.
Special Issue: Staying the Course Amid Market Turmoil
In this special issue:
- Latest in Retirement Savings & Personal Finance: Market Turmoil, Majority of Americans Invest in Stocks, …
- Staying the Course Amid Market Turmoil
- Tools & Tips: Longest S&P 500 Losses (Drawdowns)
- Market Overview
The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More
In this issue:
- Latest in Retirement Savings & Personal Finance: Tariff Liberation Day, Beefing Up Emergency Savings, and Consumer Confidence at Its Lowest
- Paying Off Debt or Funding Retirement? How to Decide When Every Dollar Counts
- Paying off Debt or Investing Calculator
- Market Overview
Retirement Plan Contribution Limits in 2025
Comprehensive retirement plans (401(k), 403(b, 457(b), Solo 401(k), SEP IRA, SIMPLE IRA, IRA, Roth IRA, TSP, HSA etc.) contribution limits for 2025
Maximize Your Cash Returns
In this issue:
- Latest in Retirement Savings & Personal Finance: Inflation Pressure and 401(k) as Rainy-Day Fund
- Maximize Your Cash Returns
- Good Funds: Capital Group ETFs
- Market Overview
Roth IRA for Kids? SEP IRA for Rental Income?
In this issue:
- News & Tips You Can Use: 5 Tax Tips For Tax Filing Season
- 6 Ways to Cope in Your Retirement Savings & Spending Under the Current DOGE, Tariff Regime
- Backdoor Roth IRA Pro-Rata Conversion Calculator
- Market Overview
Key Retirement Ages: Essential Milestones for 401(k), IRA, Solo 401(k), SEP IRA, Social Security & Medicare
A cheat sheet for the important milestone ages such as Rule of 55, Catch-up Contributions, Medicare age,…
IRA and Roth IRA Contribution Limits: Annual Caps, Income Restrictions, and 401(k) Considerations
When planning your retirement savings, understanding the annual contribution limits for Individual Retirement Accounts (IRAs), Roth IRAs, and how these interact with 401(k) contributions is essential. Below is an itemized breakdown of contribution limits, income caps,...
Mega Backdoor Roth Explained
The Mega Backdoor Roth 401(k) or Mega Backdoor Roth Conversion is a powerful tool for high-income earners who want to maximize their retirement savings and enjoy tax-free withdrawals. By leveraging this strategy, you can compound your savings dramatically over time, providing significant long-term financial benefits.