Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Tuesday, January 3, 2017. You can also find the re-balance calendar for 2016 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Review of Broad Base Core Mutual Funds for Brokerages 

In the previous newsletter, we reviewed core index ETFs for brokerage plans. In this newsletter, we review core index mutual funds used for brokerage plans. Last year we review them in November 9, 2015: Broad Base Core Mutual Fund Review.

We wrote last year that for many brokerages, there were not many transaction fee free low cost index mutual funds, especially those from Vanguard. Unfortunately, this situation hasn’t improved. For the brokerage plans that use mutual funds, we again have to rely on some low cost transaction fee free broad base mutual funds. Notice these funds are very brokerage specific. For these mutual funds, some brokerages might charge transaction fees and some might not. As a reminder, our brokerage specific plans only use transaction fee free funds.  Furthermore, the fees these mutual funds charge have not improved much to match those ultra low cost index mutual funds. 

US Equity

As we reviewed in the last year’s newsletter, many S&P 500 index mutual funds available to brokerages are comparable, though some might charge much more than others. Please refer to last year’s newsletter for these funds. 

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