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Find a Deceased Parent’s 401(k) or Pension: An Heir’s Checklist
A parent’s 401(k) or pension passes by beneficiary form, not by will. Here is who to call, what the plan needs, and the 10-year deadline that starts at death.
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Vanguard International Explorer Fund Investor Shares (VINEX) Retirement Review
Vanguard International Explorer Fund (VINEX) charges 0.46% and paid $0.843 per share over the past year; a $1,000/month 20-year plan grew to $451,726.
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Micron 401(k) Review: A 5% Dollar-for-Dollar Match, With No Micron Stock Anywhere in the Menu
Micron matches 100% of the first 5% of pay dollar for dollar, auto-enrolls at 6%, and offers 28 funds with no Micron stock in the menu.
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Old 401(k) Login: How to Get Back Into a Past Employer’s Plan
An old login is not a lost account. Find the recordkeeper that holds your former employer’s plan today, register a new account, and ask for a statement.
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American Funds The Bond Fund of America Class 529-F-3 (FBOFX) Retirement Review
American Funds The Bond Fund of America Class 529-F-3 (FBOFX): its $1,000/month model returned 1.5% annualized, with a 0.28% expense ratio and a 4.1% yield.
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Harbor Freight 401(k): A 4% Match That Vests on Day One
Harbor Freight matches 100% of the first 3% of pay and 50% of the next 2%, so the ceiling is 4%. The money is vested the day it lands.
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Wells Fargo 401(k) Moved to Principal: How to Find Yours
Wells Fargo’s retirement business closed into Principal in July 2019. Where your old 401(k) sits now, how to log in, and what to do if it moved again.
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Vanguard Short-Term Bond Index Fund Investor Shares (VBISX) Retirement Review
VANGUARD SHORT-TERM BOND INDEX FUND INVESTOR SHARES (VBISX): its 240-month $1,000/month model returned 1.5% annualized, a 0.15% expense ratio, a 3.91% yield.
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Penn’s 403(b): Up to 5% Automatic, Then 5% Matched
Penn puts 2.5% to 5% of base pay into your retirement plan before you contribute, then matches your first 5%. The catch is a three year vesting cliff.
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Old Great-West 401(k) Now at Empower: How to Find Yours
Great-West, MassMutual and Prudential 401(k)s are Empower accounts now. Nothing was cashed out. Log in at empower.com, or call 855-756-4738 if it cannot find you.
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Small Old 401(k) Balance? Where Force-Out Money Goes
Old 401(k) under $7,000? Your plan may have moved it to a safe harbor IRA or mailed a check. How to find the IRA provider, claim lost checks and avoid taxes.
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How to Find an Old Pension From a Former Employer
Find an old pension from a former employer: check vesting, get the SSA notice, search PBGC, trace insurer buyouts and mergers, then pick lump sum or annuity.
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Find an Old 401(k) With Your Social Security Number
There is no single SSN lookup for old 401(k)s. Here is what the DOL Lost and Found, the SSA benefit notice and the National Registry show and what to do next.
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Your 401(k) If Your Employer Goes Bankrupt or Closes
Your 401(k) is held in a trust your employer’s creditors cannot touch. Who pays you out if the company fails, what to do about missing deposits, and pensions.
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What Happens to a 401(k) When a Company Is Acquired
When your company is acquired, your 401(k) is merged into the buyer’s plan, frozen, or terminated and paid out. How each works, vesting, and how to trace it.
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Vail Resorts 401(k) Review: A 50% Match on 6% and a $280 Average Check
Vail Resorts matches 50% of the first 6% of pay, but the average participant received only $280 in employer money in 2024 against $1,020 of their own contributions.
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November 2026 MyPlanIQ Portfolio Update
- Long-Term Factor Studies
- Small Cap Momentum ETFs Review
- Economic & Market Indicators
- Market Overview
- Model Portfolios
- Funds to Watch
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Mutual of America International Fund (MAIFX) Retirement Review
Mutual of America International Fund (MAIFX): its 82-month $1,000/month model returned 13.2% annualized, a 0.14% expense ratio, a 1.35% yield.
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The 10% 401(k) Penalty Is Not That Bad: Not Saving Is Much Worse
The 10% penalty is only on the money you take out, not your whole account. We ran 20 cases over 5 to 30 years. With a company match, the 401(k) wins every time.
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C.H. Robinson’s 401(k) Pays Dollar for Dollar on the First 6%, While AI Reshapes the Payroll Behind It
C.H. Robinson matches 100% of the first 6% of pay with no dollar cap, and a 69.19% observed match rate shows participants here defer well past the match line.
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Target-Maturity Bond ETFs Historical Returns Studies — MyPlanIQ Research Report
Every target-maturity bond ETF in the MyPlanIQ database, 145 funds from BulletShares and iBonds, measured from first trade to last against a matched bond index and against cash. 68 have matured. Most lost to the index; Treasury and short municipal won.
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October 2026 MyPlanIQ Portfolio Update
- Long-Term Factor Studies
- Small Cap Momentum ETFs Review
- Economic & Market Indicators
- Market Overview
- Model Portfolios
- Funds to Watch
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How a Retired IRS Auditor Turned $5,000 Into $22 Million
Six finance stories, the Anne Scheiber investing lesson, two practical tools, and a five-asset market check.
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VF Corporation 401(k) Review: 100% Match on 6% with Immediate Vesting
VF Corporation’s 401(k) matches 100% of your contributions up to 6% of pay with immediate vesting, a 68% observed match rate well above the industry average, plus a Roth option.
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T. Rowe Price Dividend Growth Fund (PRDGX) Retirement Review
Investing in T. ROWE PRICE DIVIDEND GROWTH FUND INC. (PRDGX) offers a 10.1% 20-year DCA CAGR, blending dividend income with large-cap growth for retirement…
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September 2026 MyPlanIQ Portfolio Update
- Revisiting Good Sectors & Good Industries
- Time for Long Term Treasury Bonds?
- Economic & Market Indicators
- Market Overview
- Model Portfolios
- Funds to Watch
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T. Rowe Price Blue Chip Growth Fund (TRBCX) Retirement Review
T. Rowe Price Blue Chip Growth Fund (TRBCX) delivered a 20-year dollar-cost averaging result of $1,261,036 on $240,000 contributed (425.4% gain, 13.8% CAGR) – see the full retirement review on MyPlanIQ.
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The $8 Million Savings Left By a Gas Station Attendant
The gas station attendant who left $8 million, the $36 trillion wealth transfer, Nvidia credit warning signs, and what rising bond yields mean for your plan.
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August 2026 MyPlanIQ Portfolio Update
- REITs as an Asset Allocation Diversifier
- Strategic and Tactical Asset Allocation Model Portfolio Review
- Economic & Market Indicators
- Market Overview
- Model Portfolios
- Funds to Watch
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PACCAR 401(k) Review: 100% Match Up to 5% With Strong Q2 Earnings
PACCAR offers a 100% match on up to 5% of pay with strong Q2 earnings, immediate vesting, and a Fidelity fund lineup.
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Dodge & Cox International Stock Fund (DODFX) Retirement Review
Review of Dodge & Cox International Stock Fund (DODFX): 11.4% CAGR over 20 years through DCA, 0.64% expense ratio, 1.67% yield, and a core holding for retirement portfolios.
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Fidelity Extended Market Index Fund (FSEMX) Retirement Review
The Fidelity Extended Market Index Fund (FSEMX) offers completion exposure to U.S. mid-cap and small-cap stocks, but extreme volatility and negative median 20-year rolling returns demand caution for retirement savers.
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Forced Into Early Retirement, What Do You Do?
Fed uncertainty, TIPS bargains, forced early retirement strategies, stock picking risks, and market overview with live trend scores from MyPlanIQ.
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JPMorgan Large Cap Growth Fund Select Class (SEEGX) Retirement Review
JPMorgan Large Cap Growth Fund Select Class (SEEGX) uses dollar-cost averaging to turn $240,000 in contributions into $1,181,493 over 20 years, a 12.6% CAGR.
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Speedway Retirement Readiness Plan Review: 117% Match With 3.5% Automatic Contribution
The total employer contribution can reach 10.52% of your pay, which puts this plan in a league of its own among convenience store and retail retirement…
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MoA Clear Passage 2070 Fund (MURUX) Retirement Review
The MoA Clear Passage 2070 Fund (MURUX) offers a target date retirement solution for investors planning retirement around 2070, and appears in over 534 401(k) and 403(b) plan menus.
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Wells Fargo 401(k) Review: 100% Match Up to 6% With $1B in Employer Contributions
Wells Fargo offers a 100% match on the first 6% of pay, with a 59% observed employer match rate and over $1 billion in annual employer contributions across 332,000 participants.
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Dodge & Cox Income Fund (DODIX) Retirement Review
Our DODIX review: strong 5.8% DCA CAGR over 20 years, 4.39% yield, and presence in 398 retirement plans.
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Nokia 401(k) Review: 100% Match on First 4% with $8.95 Billion in Assets
A 100% match on the first 4% means that for every dollar you put in, Nokia puts in a dollar — up to 4% of your salary. On a $100,000 annual salary, that is…
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Vanguard Mid-Cap Value Index Fund (VMVIX) Retirement Review
The Vanguard Mid-Cap Value Index Fund (VMVIX) offers retirement savers a low-cost mid-cap value building block with a 20-year DCA track record of turning $240,000 in contributions into $810,354.
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Valero Energy 401(k) Plan Review: 100% Match on 7% of Pay
Valero Energy matches 100% of employee contributions up to 7% of pay, a dollar-for-dollar match among the most generous in the energy refining sector.
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Fastest AI Related Momentum Unwind
Markets, options trading disasters, Chase card changes, and practical tools for long-term investors in this week’s MyPlanIQ digest.
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Vanguard Equity Income Fund (VEIPX) Retirement Review
Our VEIPX review analyzes Vanguard Equity Income Fund dividend-focused strategy, historical performance, and dollar-cost averaging results showing 20-year DCA growth from $240,000 to $756,723 at a 10.7% CAGR.
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Sutter Health 403(b) Savings Plan Review: 100% Match on 6%, $26B Merger, and a Growing Health System
Sutter Health’s 403(b) Savings Plan offers a 100% employer match on up to 6% of pay, putting up to $6,000 in free money on the table. The plan’s Fidelity fund lineup and its $26B Allina Health merger make it a compelling story for healthcare workers.
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PIMCO Floating Income Fund (PFIIX) Retirement Review
PIMCO Floating Income Fund (PFIIX) offers retirement savers a unique floating-rate loan option with a 4.3% DCA 20-year CAGR and $142,771 in total gains from $1,000 monthly contributions.
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HP Inc. 401(k) Plan Review: 100% Match on First 4%, Roth 401(k), and What the Layoffs Mean for Your Retirement
HP matches 100% of the first 4% you contribute, dollar-for-dollar. With 6,000 job cuts planned, here is what HP employees should know about their 401(k).
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Whole Foods Market 401(k) Plan Review: 25% Match on 6% With Immediate Vesting
Whole Foods Market 401(k): 25% match on 6% with immediate vesting. Vanguard institutional funds, Fidelity Contrafund. $2.4B plan with 116K participants.
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Vanguard Short-Term Treasury Fund (VFISX) Retirement Review
Vanguard Short-Term Treasury Fund (VFISX) offers retirement savers a low-risk bond option with a 3.92% dividend yield and minimal 3.92% maximum drawdown, appearing in 611 401(k) and 403(b) plan menus for conservative portfolio allocation.
