Rule of Thumb: The 50/30/20 Budget Rule
In this issue:
- Latest in Retirement Savings & Personal Finance
- Rule of Thumb: The 50/30/20 Budget Rule
- Simple Budget Calculator
- Market Overview
Option-Based Income Funds: Pros and Cons
Option-based income funds can be a valuable tool for income-focused investors, particularly in low-yield environments. However, their higher expenses, potential underperformance, and tax implications necessitate a cautious approach.
9 Lessons From Retirees’ Biggest Retirement Regrets
In this issue:
- 9 Lessons From Retirees’ Biggest Retirement Regrets
- Returns of MyPlanIQ Core Model Portfolios
- Portfolio Simulator (Calculator)
- Lazy Portfolios: Simple Templates for 401(k) and IRA Investments
- Market Overview
Top 15 ETFs for Self-Directed Brokerage Accounts or Brokerage Window in 401(k) Plans
Top 15 ETFs that average 401(k) investors can use to construct a solid asset allocation portfolio for their self-directed brokerage accounts.
Top 15 Large Companies with the Highest Employer Match Rate per Employee
Top 15 Large Companies with the Highest Employer Match Rate per Employee: this group of companies have the highest matching rates to reward their employees’ retirement savings.
Top 15 Large Companies Offering the Most Generous Employer Matches
Top 15 Large Companies Offering the Most Generous Employer Matches: this group includes airline pilots, physicians, consultants and transportation companies.
Top 7 Companies with Billion-Dollar Contributions to Employee Retirement Plans
Top 7 Companies with Billion-Dollar Contributions to Employee Retirement Plans, compared with only 5,000 U.S. companies that have more than a billion dollar annual revenue.
January 2025 MyPlanIQ Portfolio Update
In this issue:
- 2024 Review
- Fund Analysis: Be Cautious with Options-Based Income Funds
- Economic & Market Indicators
- Model Portfolios
- Funds to Watch
- Expect a Bumpy Ride: Outlook for Stocks and Bonds in 2025
Retirement Savings Tracker and Future ‘Pension’ Estimator
In this issue:
- Gen X’s Retirement Savings Shortfall
- Introducing Retirement Savings Tracker & Future ‘Pension’ Estimator
- Retirement Savings Tracker
- Most Popular Bond Funds in 401(k) Plans
- Market Overview
Certificates of Deposit (CDs) vs. Treasuries: The Key Pros and Cons Explained
In this article, we summarize the pros and cons between CDs and Treasuries for fixed-income investors. Key Differences Between Certificates of Deposit (CDs) and Treasuries FactorCDsTreasuriesSecurity– FDIC-insured up to $250,000 per depositor per...
Top 9 Most Popular Stock Funds in 401(k) Retirement Plans
Top 9 Most Popular Stock Funds in 401(k) Retirement Plans include actively managed funds by excellent managers and several ultra-low cost Vanguard stock index funds. It also features their latest return figures.
Top 11 Most Popular Bond Funds in 401(k) Retirement Plans
Top 11 Most Popular Bond Funds in 401(k) Retirement Plans include actively managed funds by award winning managers and ultra-low cost bond index funds. It also has its latest return figures.
Smart Rules of Thumb to Manage Your Personal Debts
In this issue:
- Student Loan Payoff and 401(k) Match
- Smart Rules of Thumb to Manage Your Personal Debts
- Savings Goal Calculator: Payoff Debt and Save More
- Most Popular Bond Funds in 401(k) Plans
- Market Overview
Health Insurance Costs Far Outpace Inflation: How to Protect Your Retirement Savings
In this issue:
- Medicare Cost Increases for 2025 & Ever Rising Health Insurance Cost
- How to Safeguard Your Retirement Savings from Increasing Health Care Costs
- Investment Return Calculators for Funds, Portfolios or Stocks
- Most Popular Stock Funds in 401(k) Plans
- Market Overview
December 2024 MyPlanIQ Portfolio Update
In this issue:
- Tactical Asset Allocation Portfolios In-Depth Update
- Fund analysis: U.S. stock momentum factor ETFs
- Economic & Market Indicators
- Model Portfolios
- Funds to Watch
The Four Essential Steps for 401(k) Investments
In this issue:
- Leaving your company: things to consider for your company 401(k) account
- The Four Essential Steps for 401(k) Investments
- How to Determine the Amount to Contribute to Maximize Your Company Match
- Thrift Savings Plan: The Largest Public Sector Workers’ Retirement Savings Plan
- Market overview: Enjoy the season but don’t be complacent
Solo 401(k) vs. SEP IRA: Which is Better for the Self-Employed?
This article compares Solo 401(k) and SEP IRA retirement plans. It discusses the pros and cons of both plans.
Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
In this issue:
- Retirees’ credit card debt increased!
- Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
- Traditional 401(k) vs. Roth 401(k) Calculator
- Top 15 employers with the highest employer match rate per employee
- Market overview: Year-end stock rally?
Solo 401(k) Annual Contribution Limits: Employee and Employer Contributions
This article discusses Solo 401(k) Annual Contribution Limits for both Employee and Employer Contributions. It further presents a simple strategy to decide the maximum contribution for Solo 401(k) and Solo Roth 401(k).