Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Monday, July 27, 2015. You can also find the re-balance calendar for 2014 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Secular Asset Trends 

MyPlanIQ advocates a hybrid approach in portfolio construction. It is our view that one should adopt a core-satellite structure in the overall asset allocation. We have discussed this approach in several newsletters such as July 15, 2013: Portfolio of Portfolios & Core Satellite Portfolios. You can find more discussion on this topic in our Newsletter Collection

The core satellite approach is to invest in both a core Strategic Asset Allocation (SAA) portfolio and a satellite Tactical Asset Allocation(TAA) portfolio. The approach is based on our belief that both strategies are sound long term investing strategies. Furthermore, they complement with each other in different market cycles such as bear market and bull market. 

In a strategic portfolio, asset allocation is based on long term secular outlook of major asset classes and their correlation, in addition to personal risk profile. By long term or secular we mean 10 years or even longer (preferably twenty years or longer). Thus, asset allocation is rarely changed. It will be changed only when there is a secular asset trend shift. 

Please login or register an account to view the newsletter