Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.
Regular AAC (Asset Allocation Composite) portfolios are always rebalanced on the first trading day of a month.
For regular SAA and TAA portfolios, the next re-balance will be on Monday, December 23, 2019. You can also find the re-balance calendar for 2019 on ‘Dashboard‘ page once you log in. Please note that we are phasing out this rebalance calendar.
As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.
Please note that we now list the next re-balance date on every portfolio page.
Portfolio Constructions For Advanced Users
Recently, as one of the major efforts to improve our ease of use and performance, we have made some major changes in our offerings. Specifically, we introduced AAC (Asset Allocation Composite) strategy and simplified our portfolio suggestions to basic users. Interested readers can refer to the following newsletters for details:
- November 25, 2019: Core ETFs or Core Mutual Funds Portfolios
- November 18, 2019: Introducing MyPlanIQ Asset Allocation Composite Strategy
- November 11, 2019: Market Indicator And Momentum
In this newsletter, we will try to clarify our services and then discuss how to utilize our suggested portfolios for advanced (expert and pro) subscribers.
AAC, SAA and TAA
We have received several email questions on the recent changes. Specifically, users are concerned about what happens to SAA and TAA. The following are our intentions:
- For registered non-subscribers, we still offer Strategic Asset Allocation – Equal Weight for 401k and other pre-defined plans.
- For basic subscribers, we now only offer AAC(Asset Allocation Composite) based portfolios for both brokerage investment accounts and 401k and other pre-defined plans. The main reasons are
- 1). Ease of use: AAC based portfolios require less drastic rebalance activities.
- 2). Easy to comprehend (or more main stream): AAC portfolios are more in line with SAA Optimal (Strategic Asset Allocation – Optimal) portfolios: their major asset allocations seldom change and we will only alter the allocations only when a long term (10 years or longer) secular trend changes significantly.
- 3). Avoid big loss: AAC portfolios have embedded risk reduction mechanism that can reduce risk asset (stocks) allocations when a distressed market condition occurs.
- 4). Better returns: AAC portfolios have similar or better performance (returns) than both SAA Optimal and TAA (Tactical Asset Allocation) based portfolios. The above reasons make AAC more suitable for average investors or those who are not very active in investing (most basic subscribers fall into this category). Furthermore, by reducing the types of portfolios to only AAC, investors will be much less confused.
- For advanced (expert and pro) subscribers, in addition to AAC, we still offer SAA Optimal and TAA portfolios. These portfolios, we believe, still have long term values. Two major secular trends have existed in the current market cycle since 2009: the US stock market strength (see below for more details) and the ultra low interest rates. As a result, the more global oriented SAA and TAA portfolios have had worse returns compared with a more US centric portfolio. Furthermore, the relative momentum between stocks and bonds used in TAA also has had a negative effect on TAA performance. However, when these major secular trends change in the future, it’s likely that these portfolios will outperform again. Of course, at the moment, we have no visibility on when these secular trends will change (in fact, we believe they will still last for a while). But in a very long term, there is no reason why the tides will not change.
In addition, for advanced subscribers, we now clearly list some portfolios under ‘Practical Advanced Portfolios’ on Advanced Strategies page. These are the portfolios we advocate for these investors. We believe they have some practical immediate applications. We also now put all other portfolios listed on the old page under ‘Interesting Advanced Portfolios’ section. These portfolios are more for reference/benchmarking purposes. Of course, some skilled investors might be able to utilize these portfolios or construct their own based on similar but improved strategies.
In the following, we will have more detailed discussions on how to utilize the practical portfolios. For basic and other general readers, feel free to skip the following section.
Global Asset Allocation Portfolios
In addition to a normal AAC portfolio such as Stock ETFs And Bond Mutual Funds Moderate Schwab (or MPIQ Core Asset Mutual Funds Asset Allocation Composite Moderate for longer benchmark purpose or just use mutual funds, see November 25, 2019: Core ETFs or Core Mutual Funds Portfolios), an advanced subscriber can construct a global portfolio by allocating proper percents of capital into the following two portion:
- Risk asset: P Composite Momentum Scoring Global Risk Assets
- Bond portion: one of the mutual fund total return bond plus fund portfolio or MPIQ Core ETFs Fixed Income (listed on Brokerage Investors page)
For example, the following 60/40 (60% stocks/40% bonds) moderate portfolio Advanced Global Asset Allocation Moderate consists of the following:
Buy and Hold (Annually Rebalance)
Stocks P_73834 (P Composite Momentum Scoring Global Risk Assets) 60%
Bonds P_73808 (Schwab Total Return Bond Plus) 40%
It has some of the best returns with low risk:
Ticker/Portfolio Name | YTD Return** |
1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | Since 1/1/2001 |
---|---|---|---|---|---|---|---|
Advanced Global Asset Allocation Moderate | 20.6% | 14.8% | 12.1% | 7.9% | 10.2% | 11.3% | 12.5% |
MPIQ Core Asset Mutual Funds Asset Allocation Composite Moderate | 17.9% | 13.4% | 9.4% | 7.0% | 9.5% | 10.1% | 11.5% |
VBINX (Vanguard Balanced Index Inv) | 19.7% | 15.2% | 10.0% | 7.6% | 9.4% | 7.2% | 6.5% |
DGSIX (DFA Global Allocation 60/40 I) | 15.1% | 11.1% | 7.3% | 5.5% | 7.2% | 6.0% | 6.1% |
Detailed year to year comparison >>
The above didn’t list its maximum drawdown. Interested readers can click on the detailed link in the above to compare.
This portfolio has had more than 1% extra returns over the basic AAC portfolio. It actually also outperformed even the ‘best’, hard to beat PRWCX (T. Rowe Price Capital Appreciation) by even bigger margin for the past 15 years.
Further comments:
- P Composite Momentum Scoring Global Risk Assets candidate funds are Vanguard index funds VFINX, VGTSX, VEIEX, VGSIX and VFITX. You can really use corresponding Vanguard ETFs to implement this portfolio. The reason to use mutual funds, as many portfolios listed on our site, is really to get a longer historical data.
- Similarly, you can opt to MPIQ Core ETFs Fixed Income instead of a mutual fund based portfolio. We have discussed this topic extensively in our newsletters.
US Allocation Portfolios
More adventurous investors can also look at ‘Advanced US Stock Portfolios’ on Advanced Strategies:
Ticker/Portfolio Name | YTD Return** |
1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR |
---|---|---|---|---|---|---|
P Composite Momentum Market VFINX | 27.8% | 18.9% | 14.6% | 10.3% | 13.0% | 11.8% |
P Composite Momentum Scoring Factor ETFs | 25.3% | 18.1% | 18.6% | 14.3% | 14.7% | |
P Composite Momentum Scoring Style ETFs | 28.7% | 19.6% | 11.6% | 9.5% | 13.6% | 12.1% |
P Composite Momentum Scoring Fidelity Select Funds | 9.2% | 0.2% | 7.7% | 9.6% | 12.9% | 16.1% |
SPY (SPDR S&P 500 ETF) | 27.2% | 18.5% | 14.6% | 10.8% | 13.2% | 8.8% |
Specifically, we make the following comments:
- An US stock portfolio can be used as a standalone portfolio so long you have its allocation accounted for in your overall investment accounts. Or you can construct an US centric balanced portfolio using US stock portfolio + a bond portfolio (such as our total return bond ETF or mutual fund portfolio).
- Factor ETFs have become more mature and practical, so P Composite Momentum Scoring Factor ETFs is a good portfolio for a supplemental sub-portfolio to represent US stocks.
- P Composite Momentum Scoring Style ETFs shows that even style ETFs with composite momentum can beat US index such as SPY in a long time period (such as 10, 15 years or longer). One can utilize this portfolio to represent US stocks, just like the Factor portfolio.
- P Composite Momentum Scoring Fidelity Select Funds has a very good long term returns but its maximum drawdown and uneven returns (look at its recent returns) makes it to be only useful for a very supplemental sub-portfolio. We see two ways to utilize this portfolio: 1). allocate a small percentage of capital to such a portfolio to enhance your long term overall returns. 2). For some investors who can access to a 401k or annuity plan that offers Fidelity Selected Funds, you can again follow this portfolio (or construct your own) for some small percent capital.
Market overview
Not much has changed in the final month of 2019: stocks are hanging in record territories. Investors are now waiting for US-China trade deal resolution and UK’s Brexit related election. As we have stated numerous times, the high valuation of stocks and bonds, the extremely over extended markets and the uneven markets (markets are primarily driven by a few of large cap stocks) should cause investors’ concern. One should be prepared for a possible change of trends while staying the course.
For more detailed asset trend scores, please refer to 360° Market Overview.
In terms of investments, even after the recent retreat, U.S. stock valuation is still at a historically high level and a bigger correction is still waiting to happen. It is thus not a good time to take excessive risk. However, we remain optimistic about U.S. economy in the long term and believe much better investment opportunities will arise in the future.
We again would like to stress for any new investor and new money, the best way to step into this kind of markets is through dollar cost average (DCA), i.e. invest and/or follow a model portfolio in several phases (such as 2 or 3 months) instead of the whole sum at one shot.
Enjoy Newsletter
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Latest Articles
- December 2, 2019: Newsletter Collection Update
- November 25, 2019: Core ETFs or Core Mutual Funds Portfolios
- November 18, 2019: Introducing MyPlanIQ Asset Allocation Composite Strategy
- November 11, 2019: Market Indicator And Momentum
- November 4, 2019: Factor ETF Rotation
- October 28, 2019: Multi-factor ETFs vs. Equal Weight Multi-Factor Portfolios
- October 21, 2019: Multi-factor ETFs: Value And Momentum
- October 14, 2019: Low Volatility Factor ETFs
- October 7, 2019: Zero Commission Era Has Arrived, Is It Really That Good?
- September 30, 2019: Boosting Bond ETF Portfolio’s Return With Muni Bond ETFs
- September 23, 2019: Value ETFs
- September 16, 2019: Factor ETFs
- September 9, 2019: Momentum Factor Stock ETFs
- August 26, 2019: Employer 401k Match: Yet Another Free Lunch Not To Be Missed
- August 19, 2019: PIMCO Income Fund and Other Total Return Bond Funds Update
- August 12, 2019: Aggressive Fixed Income Portfolios?
- August 5, 2019: Long Term Investment Strategies And Short Term Market Noises
- July 29, 2019: Fixed Income Portfolios In A Lower Yield Environment
- July 22, 2019: Core Satellite Portfolios Balance Fluctuation
- July 15, 2019: Quality Stock Factor ETFs
- July 8, 2019: Surprise! Brokerages Make Most From Your Cash, Not Commissions
- July 1, 2019: Utilities Sector Review
- June 24, 2019: Asset Allocation Funds Review
- June 17, 2019: Latest Performance Comparison Among Several Advanced Strategies
- June 10, 2019: Money Market And Ultra Short Term Bond Funds
- June 3, 2019: What We Can Learn From The Seasonality Strategy
- May 20, 2019: Morningstar Portfolio Manager Awards
- May 13, 2019: Total Return Bond ETFs Review
- May 6, 2019: Global Allocation Revisited
- April 29, 2019: Asset Trend Review
- April 22, 2019: The Current State Of Fixed Income
- April 15, 2019: The Importance Of Fixed Income Returns For Retirement Spending
- April 8, 2019: Newsletter Collection Update
- April 1, 2019: S&P 500 As A Business
- March 25, 2019: Health Care Sector Review
- March 18, 2019: The Risk Of Stock Investing
- March 11, 2019: Consumer Staples Sector Review
- March 4, 2019: Global Stock Valuation Update
- February 25, 2019: ‘Bad’ Tactical Strategy
- February 11, 2019: “Best” Balanced Fund And Portfolios Revisited
- February 4, 2019: Cash And Money Market Funds: Interests And Safety
- January 28, 2019: Fixed Income Review
- January 14, 2019: Tactical Asset Allocation Portfolio Review
- January 7, 2019: Global Strategic Asset Allocation Portfolio Review
- December 17, 2018: Robinhood’s ‘Revolution’ Or Gimmick
- December 10, 2018: How Defensive Are REITs?
- December 3, 2018: Conservative Core Satellite Portfolio
- November 26, 2018: Allocation Mutual Fund Review
- November 19, 2018: Is The Recent Downtrend Sustainable?
- November 12, 2018: The Staggering Low Interest Rates From Big Banks
- November 5, 2018: The ‘Right’ Or ‘Wrong’ Decision
- October 29, 2018: Taxable Total Return Bond Plus Muni Bond Fund Based Portfolios
- October 22, 2018: DoubleLine Shiller CAPE 10 Based Fund Review
- October 15, 2018: Newsletter Collection Update
- October 8, 2018: Asset Trend Review
- October 1, 2018: Taxable vs. Tax Exempt High Yield Bonds
- September 24, 2018: High Yield Bonds In A Rising Rate Environment
- September 10, 2018: Value, Growth And Blend Stock Style Investing
- August 27, 2018: Money Market ETFs?
- August 20, 2018: How Momentum Investing Stacks Up?
- August 13, 2018: Total Return Bond ETF
- August 6, 2018: Fidelity Zero-Fee Index Funds
- July 30, 2018: Tax Efficient Portfolios
- July 23, 2018: Municipal Bond Funds And Portfolios
- July 16, 2018: A Guide To Conservative Portfolios
- July 9, 2018: Conservative Allocation Mutual Funds Based Portfolios
- July 2, 2018: Small Cap Stocks For The Long Term
- June 25, 2018: What Can We Learn From GE’s Removal From Dow Jones Index?
- June 18, 2018: The ‘Best’ Balanced Portfolio Continues To Excel
- June 11, 2018: Is 10 Year Long Enough For Portfolio Comparison?
- June 4, 2018: Action Plan: Risk Review For Investments
- May 21, 2018: Rising Rates, Consumer Staples And Stock Index
- May 14, 2018: Newsletter Collection Update
- May 7, 2018: Money Market Fund Taxonomy
- April 30, 2018: Momentum Investing Review
- April 23, 2018: Commodities In Current Environment
- April 16, 2018: Municipal Bonds As A Fixed Income Asset Class
- April 9, 2018: Exponential Or Compounding Nature In Investing
- April 2, 2018: Inside Of The Stock Chaos
- March 26, 2018: Total Return Bond Update
- March 19, 2018: Treasury Bills vs. Brokered CDs
- March 12, 2018: Defensive Conservative Portfolio Review
- March 5, 2018: Warren Buffett’s Advices
- February 26, 2018: Pros And Cons of Strategic And Tactical Portfolios In 2018
- February 12, 2018: Trend Review
- February 5, 2018: Market Selloff And Long Term Investing
- January 29, 2018: The New Addition To Our Total Return Bond Fund Candidates
- January 22, 2018: Where Are Bonds Heading?
- January 15, 2018: Tactical Portfolios Review
- January 8, 2018: Strategic Portfolios Review
- December 18, 2017: Record Highs And Risk
- December 11, 2017: Cash Return And Interest Rate Update
- December 4, 2017: Mutual Fund Star Ratings: Are They Useful?
- November 20, 2017: Thankful And Mindful
- November 13, 2017: Is This A Good Time For Retirees Or Would Be Retirees?
- November 6, 2017: Newsletter Collection Update
- October 30, 2017: Rising Interest Rates
- October 23, 2017: A Primer For Portfolios
- October 16, 2017: REITs As An Asset Class
- October 9, 2017: Conservative Portfolios Revisited
- October 2, 2017: The Role of Short Term Bond Funds
- September 25, 2017: Fees In Cash Investments
- September 18, 2017: Conservative Portfolios Review
- September 11, 2017: International Diversification Effect
- September 4, 2017: Invest And Speculate Revisited
- August 28, 2017: Total Return Bond Fund Portfolios: Where Do They Fit?
- August 21, 2017: Portfolio Performance: A Walk In The Past
- August 14, 2017: Fidelity Commission Free ETFs Update
- August 7, 2017: I Didn’t Learn Anything — Mistake vs. Temporary Underperformance
- July 31, 2017: Asset Classes And Fund Choices: A Primer
- July 24, 2017: Total Return Bond Fund Portfolios And Cash
- July 17, 2017: Long Term Stock Holding Periods For Retirement
- July 10, 2017: Half Year Asset Trend Review
- June 26, 2017: How To Beat The Best Balanced Allocation Fund
- June 19, 2017: Newsletter Collection Update
- June 12, 2017: A Mixed Bag Performance of Momentum Investing
- June 5, 2017: How To Start A New Portfolio
- May 29, 2017: Alternative Assets And Their Role In Portfolios
- May 22, 2017: Summer Seasonality And Portfolio Management
- May 15, 2017: Cash: Banking Or Investing?
- May 8, 2017: Holding Period of Long Term Timing Portfolios
- May 1, 2017: Debate on Risk vs. Volatility
- April 24, 2017: The Long Term Stock Market Timing Return Since 1871
- April 17, 2017: Risk vs. Volatility: Long Term Stock Market Returns
- April 10, 2017: Total Return Bond ETFs And Portfolios
- April 3, 2017: Quarter End Asset Trend Review
- March 27, 2017: Practical Consideration For IRAs And 401k Accounts
- March 20, 2017: Fund Fees: That’s (Still) Outrageous
- March 13, 2017: Long Term Stock Valuation Review
- March 6, 2017: Asset Classes for Retirement Investments
- February 27, 2017: Fidelity Total Bond Fund Review
- February 20, 2017: Long Term Stock Timing Based Portfolios And Their Roles
- February 13, 2017: Alternative Investment Portfolios Review
- February 6, 2017: Tax Free Municipal Bond Investments Review
- January 30, 2017: Brokerage Specific Conservative Portfolios
- January 23, 2017: Fixed Income Portfolio Review
- January 16, 2017: Long Term Trend Following Portfolio Review
- January 9, 2017: Tactical Asset Allocation Review
- January 3, 2017: Strategic Asset Allocation Review
- December 12, 2016: Enhanced Index Funds
- December 5, 2016: Review Of Broad Base Core Mutual Funds For Brokerages
- November 28, 2016: Core Index ETFs Review
- November 21, 2016: International Exposure Of U.S. Large Companies
- November 14, 2016: Asset Trends After The Election
- November 7, 2016: Rising Rate And Current Bond Trend
- October 31, 2016: Economy Power And Long Term Stock Returns
- October 24, 2016: Current Commodity Trend And Managed Futures
- October 17, 2016: Investment Mistakes And Good Or Bad Investment Strategies
- October 10, 2016: Momentum Investing Review
- October 3, 2016: Survey & Feedback
- September 26, 2016: Fixed Income Investing: Actively Managed Funds vs. Index Funds
- September 19, 2016: Stock Investing: Actively Managed Funds vs. Index Funds
- September 12, 2016: Newsletter Update
- September 5, 2016: Overvalued Markets And Long Term Timing Strategies
- August 29, 2016: Your 401K Finally Draws Attention
- August 22, 2016: Inflation Protected Securities TIPS For Current Overvalued Markets
- August 15, 2016: Risk On: Emerging Market Stocks And Small Cap Stocks
- August 8, 2016: Portfolio Construction Using Stock ETFs And Bond Mutual Funds
- August 1, 2016: Adding Value To Your Own Investments
- July 25, 2016: Tactical Asset Allocation Funds Review
- July 18, 2016: Strategic Asset Allocation & Lazy Portfolio Review
- July 11, 2016: Asset Trend Review
- June 27, 2016: Secular Cycles For Tactical And Strategic Investment Strategies
- June 20, 2016: A World of Debt
- June 13, 2016: Managed Futures For Portfolio Building
- June 6, 2016: Newsletter Summary
- May 30, 2016: Swensen Portfolio And Permanent Portfolios
- May 23, 2016: AAII Article And Some Web Changes
- May 16, 2016: The PIMCO (Dis)Advantages
- May 9, 2016: Boost Your Dull Summer Investments
- May 2, 2016: Low Cost Index Fund Investing
- April 25, 2016: Tax Free Municipal Bond Funds & Portfolios
- April 18, 2016: Asset Class Trend Review
- April 11, 2016: Construction of Sound And Conservative Portfolios
- March 28, 2016: Total Return Bond ETFs Review
- March 21, 2016: Small And Large Company Stock Performance In Different Economic Expansion Cycles
- March 14, 2016: Are Tactical And Timing Strategies Losing Steam?
- March 7, 2016: Defined Maturity Bond Fund Analysis
- February 29, 2016: Smart Strategic Asset Allocation Rebalance When Market Trend Changes
- February 22, 2016: Be Cash Smart
- February 15, 2016: Bond ETF Portfolios
- February 8, 2016: Newsletter Collection Update
- February 1, 2016: Total Return Bond Fund Portfolios In A Volatile Period
- January 25, 2016: Alternative Portfolios Review
- January 18, 2016: Strategic Asset Allocation: A Cautious Outlook
- January 11, 2016: Review Of Trend Following Tactical Asset Allocation
- January 4, 2016: What Worked And Didn’t In 2015
- December 21, 2015: Distressed Assets
- December 14, 2015: High Yield Bonds And Their Correlation With Stocks
- December 7, 2015: Diversification And Global Allocation
- November 30, 2015: Investors and Speculators Combined
- November 23, 2015: Active Stock Fund Performance Consistency
- November 16, 2015: Permanent, Risk Parity And Alternative Portfolios Review
- November 9, 2015: Broad Base Core Mutual Fund Review
- November 2, 2015: Broad Base Index Core ETFs Review
- October 26, 2015: Total Return Bond Fund Review
- October 19, 2015: Advanced Portfolio Review
- October 12, 2015: What About Commodities?
- October 5, 2015: Core Satellite Portfolios In A 401k Account
- September 28, 2015: Risk Managed Strategic Asset Allocation Portfolios Revisited
- September 21, 2015: Quest For The Best Investment Strategy
- September 14, 2015: Core Satellite Portfolios In Market Turmoil
- September 7, 2015: Market Rout Creates An Opportunity to Reposition Your Portfolios
- August 31, 2015: Review of Asset Allocation Funds and Portfolios
- August 24, 2015: Market Rout And Your Portfolios
- August 17, 2015: ETF or Mutual Fund Based Portfolios
- August 10, 2015: Updated Newsletter Collection
- August 3, 2015: Slippery Asset Trends
- July 27, 2015: Performance Dispersion Among Momentum Based Portfolios
- July 20, 2015: Global Balanced Portfolio Benchmarks
- July 13, 2015: Pain in Tactical Portfolios
- July 6, 2015: Fixed Income Total Return Bond Funds In Strategic Asset Allocation Portfolios
- June 29, 2015: Core ETF Commission Free Portfolios
- June 22, 2015: Secular Asset Trends
- June 15, 2015: Giving Up Bonds?
- June 1, 2015: Summer Blues?
- May 26, 2015: Cash, Bonds and Stocks In A Rising Rate Environment
- May 18, 2015: Portfolio Update
- May 11, 2015: Pain in Fixed Income?
- May 4, 2015: The Balanced Stock and Long Term Treasury Bond Portfolios
- April 27, 2015: Long Term Treasury Bond Behavior
- April 20, 2015: 529 College Savings Plan Rebalance Policy Change
- April 13, 2015: Total Return Bond Funds As Smart Cash
- April 6, 2015: The Low Return Environment
- March 30, 2015: Brokerage Specific Core Mutual Fund Portfolios 2
- March 23, 2015: Investment Arithmetic for Long Term Investments
- March 16, 2015: Brokerage Specific Core Mutual Fund Portfolios
- March 9, 2015: Newsletter Collection Update
- March 2, 2015: Total Return Bond ETFs
- February 23, 2015: Why Is Global Tactical Asset Allocation Not Popular?
- February 16, 2015: Where Are Permanent Portfolios Going?
- February 9, 2015: How Have Asset Allocation Funds Done?
- February 2, 2015: Risk Management Everywhere
- January 26, 2015: Composite Portfolios Review
- January 19, 2015: Fixed Income Investing Review
- January 12, 2015: How Does Trend Following Tactical Asset Allocation Strategy Deliver Returns
- January 5, 2015: When Forecast Fails
- December 22, 2014: Long Term Asset Returns: How Long Is Long?
- December 15, 2014: Beaten Down Assets
- December 8, 2014: Implementing Core Asset Portfolios In a Brokerage
- December 1, 2014: Two Key Issues of Investment Strategies
- November 24, 2014: Holiday Readings
- November 17, 2014: Retirement Spending Portfolios Update
- November 10, 2014: Fixed Income Or Cash
- November 3, 2014: Asset Trend Review
- October 27, 2014: Investment Loss, Mistakes And Market Cycles
- October 20, 2014: Strategic Portfolios With Managed Volatility
- October 13, 2014: Embrace Volatility
- October 6, 2014: Tips For 401k Open Enrollment
- September 29, 2014: What Can We Learn From Bill Gross’ Departure From PIMCO?
- September 22, 2014: Why Total Return Bond Funds?
- September 15, 2014: Equity And Total Return Bond Fund Composite Portfolios
- September 8, 2014: Momentum Based Portfolios Review
- September 1, 2014: Risk & Diversification: Mint.com Interview
- August 25, 2014: Remember Risk
- August 18, 2014: Consistency, The Most Important Edge In Investing: Tactical Case
- August 11, 2014: What To Do In Overvalued Stock Markets
- August 4, 2014: Is This The Peak Or Correction?
- July 28, 2014: Stock Musings
- July 21, 2014: Permanent Portfolios & Four Pillar Foundation Based Framework
- July 14, 2014: Composite Portfolios Review
- July 7, 2014: Portfolio Behavior During Market Corrections
- June 30, 2014: Half Year Brokerage ETF and Mutual Fund Portfolios Review
- June 23, 2014: Newsletter Collection Update
- June 16, 2014: There Are Always Lottery Winners
- June 9, 2014: The Arithmetic of Investment Mistakes
- June 2, 2014: Tips On Portfolio Rebalance
- May 26, 2014: In Praise Of Low Cost Core Asset Class Based Portfolios
- May 19, 2014: Consistency, The Most Important Edge In Investing: Strategic Case
- May 12, 2014: How To Handle An Elevated Overvalued Market
- May 5, 2014: Asset Allocation Funds Review
- April 28, 2014: Now The Economy Backs To The ‘Old Normal’, Should Our Investments Too?
- April 21, 2014: Total Return Bond Investing In The Current Market Environment