Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Monday, July 1, 2019. You can also find the re-balance calendar for 2019 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Money Market And Ultra Short Term Bond Funds

In our previous newsletter August 27, 2018: Money Market ETFs?, we discussed and compared ultra short term bond ETFs that some investors try to use as as alternatives for money market funds. In this newsletter, we review the current cash market state and then look at additional ultra short term bond mutual funds. 

Current cash returns

The Federal reserve raised interest rates in December and now cash returns are much higher, amounting to 2.2% annual return for 3 month TBill (or cash). The following are the latest rates for CDs and Treasury bonds based on Fidelity: 

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