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  • Microsoft Corporation Savings Plus 401K Plan Review: 50% Match Up to IRS Limit and a Mega Backdoor Roth Most Employees Miss

    Microsoft Corporation Savings Plus 401K Plan Review: 50% Match Up to IRS Limit and a Mega Backdoor Roth Most Employees Miss

    May 12, 2026

    To give you a sense of how generous this is, the typical employer match in America is something like 50% of the first 6% of your salary. Microsoft matches 50…

  • Beware of The Parabolic Stock Market Rise

    Beware of The Parabolic Stock Market Rise

    May 12, 2026

    Stock market melt-up risks, Social Security cap proposal, harder job market.

  • May 2026 MyPlanIQ Portfolio Update

    May 2026 MyPlanIQ Portfolio Update

    May 4, 2026

    • Value and International Stocks
    • Representative International Stock ETFs Review
    • Economic & Market Indicators
    • Market Overview
    • Model Portfolios
    • Funds to Watch

  • Savings for Your Kids’ Lifetime Education

    Savings for Your Kids’ Lifetime Education

    April 29, 2026

    • Latest in Retirement Savings & Personal Finance
    • Lifetime Education Cost Planner
    • Market Overview

  • Variable Annuity vs. 401K vs IRA

    Variable Annuity vs. 401K vs IRA

    April 14, 2026

    • Latest in Retirement Savings & Personal Finance
    • Variable Annuity vs. 401K vs IRA
    • Market Overview

  • Variable Annuity vs 401(k) vs IRA: A Beginner’s Guide

    Variable Annuity vs 401(k) vs IRA: A Beginner’s Guide

    April 13, 2026

    Variable annuities are rarely a substitute for 401(k)s and IRAs. This guide breaks down fees, tax treatment, and when a plain vanilla variable annuity like Vanguard’s might make sense—plus why a taxable brokerage account often wins anyway.

  • ETFs Can Match Lowest Cost Funds in 401(k) Plans

    ETFs Can Match Lowest Cost Funds in 401(k) Plans

    April 7, 2026

    • Latest in Retirement Savings & Personal Finance
    • ETFs Can Match Lowest Cost Funds in 401(k) Plans
    • Retirement Withdrawal Calculator
    • Market Overview

  • Your IRA Can Buy ETFs That Rival Even the Lowest-Cost Plan Funds

    Your IRA Can Buy ETFs That Rival Even the Lowest-Cost Plan Funds

    April 6, 2026

    You could almost find the lowest cost reputable ETFs that rival against those lowest funds offered in some large retirement plans.

  • April 2026 MyPlanIQ Portfolio Update

    April 2026 MyPlanIQ Portfolio Update

    April 1, 2026

    • War Mongering and Fear Mongering in Investments
    • Representative ETFs Review
    • Economic & Market Indicators
    • Market Overview: the Federal Reserve
    • Model Portfolios
    • Funds to Watch

  • Wars and Investments

    Wars and Investments

    March 31, 2026

    • Latest in Retirement Savings & Personal Finance
    • Wars and Investments
    • Oil Price and Inflation Infographic
    • Market Overview

  • FIRE: Financial Independence Retire Early Readiness

    FIRE: Financial Independence Retire Early Readiness

    March 24, 2026

    • Latest in Retirement Savings & Personal Finance
    • FIRE (Financial Independence Retire Early) Readiness Calculator
    • Market Overview

  • Oil Prices and Your Wallet

    Oil Prices and Your Wallet

    March 17, 2026

    • Latest in Retirement Savings & Personal Finance
    • Oil Prices and Your Wallet: Oil Price Impact Calculator
    • Market Overview

  • Special Report: Iran War, Oil Price & Your Investments

    Special Report: Iran War, Oil Price & Your Investments

    March 10, 2026

    • Special Report: Iran War, Oil Price & Your Investments
    • Tools & Tips: Asset Location Calculator
    • Market Overview

  • Layoff & Your Rights

    Layoff & Your Rights

    March 3, 2026

    • Latest in Retirement Savings & Personal Finance
    • Layoff & Your Rights
    • Tools & Tips: Very Long-Term Stock and Bond Return Data
    • Market Overview

  • March 2026 MyPlanIQ Portfolio Update

    March 2026 MyPlanIQ Portfolio Update

    March 3, 2026

    • AI: Human Foes or Friends
    • Interesting Funds Review: Closed-End REIT Funds
    • Economic & Market Indicators
    • Market Overview: the Federal Reserve
    • Model Portfolios
    • Funds to Watch

  • Homeowners Insurance Is No Longer a Small Bill, In Some States It Can Reach 1.5% to 3% of Home Value

    Homeowners Insurance Is No Longer a Small Bill, In Some States It Can Reach 1.5% to 3% of Home Value

    March 2, 2026

    Home insurance is now a serious housing expense. Using Bankrate March 2026 data, this article compares state premiums and shows why California can approach 1.0% to 1.5% with earthquake coverage and parts of Florida can reach 2% to 3% with flood coverage.

  • What to Know If You Are Laid Off: A Primer on Your Rights and Benefits

    What to Know If You Are Laid Off: A Primer on Your Rights and Benefits

    March 2, 2026

    Layoffs are stressful, but early decisions on WARN pay, severance, health coverage, unemployment, and 401(k) vesting can materially affect your finances. This primer walks through what to check first and what to avoid.

  • Understand Mega Backdoor Roth Conversion

    Understand Mega Backdoor Roth Conversion

    February 24, 2026

    • Latest in Retirement Savings & Personal Finance
    • Understand Mega Backdoor Roth Conversion
    • Tools & Tips: Backdoor Roth IRA Pro-Rata Conversion Calculator
    • Market Overview

  • Mega Backdoor Roth Infographic

    Mega Backdoor Roth Infographic

    February 23, 2026

    The infographic to illustrate the differences among traditional 401k, Roth 401k, After Tax 401k and Mega Backdoor Roth Conversion.

  • IRS Is Giving Out Money

    IRS Is Giving Out Money

    February 10, 2026

    • Latest in Retirement Savings & Personal Finance
    • IRS Is Giving Out Money
    • Tools & Tips: RSU (Restricted Stock Unit) Calculator
    • Market Overview

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*Disclaimer: Any investment in securities including mutual funds, ETFs, closed end funds, stocks and any other securities could lose money over any period of time. All investments involve risk. Losses may exceed the principal invested. Past performance is not an indicator of future performance. There is no guarantee for future results in your investment and any other actions based on the information provided on the website including but not limited strategies, portfolios, articles, performance data and results of any tools.

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