WIRELINE GROUP 401(K) PLAN Investment Options

Available Funds in WIRELINE GROUP 401(K) PLAN

Below is the lineup of investment options available to participants in WIRELINE GROUP 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 36
Investment Description
AB Large Cap Growth 7,062 n/a
American Fds Moderate Growth & Income 459 n/a
American Fds American Balanced 3,237 n/a
American Funds SMALLCAP World 1,995 n/a
American Funds Washington Mutual 3,071 n/a
DFA International Small Cap 745 n/a
DFA US Targeted Value I 1,075 n/a
Fidelity Emerging Markets Index 2,574 n/a
Fidelity Small Cap Index 5,694 n/a
Invesco Global 837 n/a
Invesco Growth and Income 3,192 n/a
JPMorgan Large Cap Growth 4,926 n/a
JPMorgan Large Cap Value 8,298 n/a
JPMorgan Small Cap Value 6 n/a
JPMorgan SmartRetirement Blend 2020 1,779 n/a
JPMorgan SmartRetirement Blend 2025 22,210 n/a
JPMorgan SmartRetirement Blend 2030 17,525 n/a
JPMorgan SmartRetirement Blend 2035 29,703 n/a
JPMorgan SmartRetirement Blend 2040 55,769 n/a
JPMorgan SmartRetirement Blend 2045 44,848 n/a
JPMorgan SmartRetirement Blend 2050 29,262 n/a
JPMorgan SmartRetirement Blend 2055 12,824 n/a
JPMorgan SmartRetirement Blend 2060 14,144 n/a
JPMorgan SmartRetirement Blend 2065 2,229 n/a
JPMorgan SmartRetirement Blend Income 5,095 n/a
MFS International Intrinsic Value 2,546 n/a
Schwab Treasury Infl Protection Secs 1,082 n/a
T. Rowe Price Value I 255 n/a
Nuveen Bond Index 3,534 n/a
Vanguard High-Yield Corporate Adm 11,804 n/a
Vanguard Intermediate Term Treasury Ind Adm 4,024 n/a
Vanguard LifeStrategy Growth Inv 202 n/a
Vanguard Mid-Cap Growth Index Adm 1,116 n/a
Vanguard Mid-Cap Value Index Adm 2,301 n/a
Vanguard Small Cap Growth Index Adm 1,191 n/a
iShares S&P 500 Index 915 n/a

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in WIRELINE GROUP 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55%
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93%
Data as of 05/01/2026, Common starting date is 12/31/2000

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