401(k) Match Formula Directory

Maximize your retirement savings by understanding your company’s 401(k) match. Our directory provides exact employer match formulas and vesting schedules.

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Search by plan name or company keyword to find detailed benefits info.

Featured Company 401(k) Plans

Walmart Amazon Wal-Mart Profit Sharing And Wal-Mart Profit Sharing And Wal-Mart Stores, Inc. 401K Retirement Savings Plan Paychex Pooled Employer Wal-Mart Stores, Inc 401K Retirement Savings Plan The Teamster – Ups National Target Corporation Express Employment Professionals 401(K) Retirement Saving… The Home Depot Futurebuilder The Kroger Co. 401(K) Retirement Savings Account Plan Cvs Health Future Fund Hca Adp Totalsource Retirement Savings Plan The Tjx Companies, Inc. 401(K) Savings Plan Compass Group Retirement Plan Avon Independent Sales Representative Savings Plan Lowes Adp Totalsource Retirement Saving Plan Sears Holdings 401(K) Savings Plan Allied Universal Starbucks Corporation Sears 401K Savings Plan Walgreen Profit-Sharing Retirement Plan Avon Independent Representative Retirement Plan Fedex Corporation Retirement Savings Plan Ii Albertsons Companies Walgreens Retirement Savings Plan Costco 401K Retirement Plan Trinet Publix Super Markets, Inc. 401(K) Smart Plan Teamsters/Ups 401K Tax Deferred Savings Plan Unitedhealth Group 401(K) Savings Plan Darden Savings Plan Dollar General Corp 401(K) Savings And Retirement Plan Jpmorgan Chase 401(K) Savings Plan Insperity 401(K) Plan And The Employee Stock Ownership Plan Of Cvs … Allegis Group, Inc. Retirement Savings Plan Two The Bank Of America Sears 401K Profit Sharing Plan Wells Fargo & Company Safeway Hca-The Healthcare Company The Home Depot Futurebuilder, A 401K And Stock Ownership … Principal Ease Publix Super Markets, Inc. Employee Stock Ownership Plan … Hca The Healthcare Company Salary Deferral Plan Kaiser Permanente 401(K) Retirement Plan

A-Z Plan Directory

Browse the full directory of plans with verified match information:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z #

Key Resource Details

  • Maximize Your Match: Contribute at least enough to get the full employer contribution.
  • Vesting Schedules: It may take up to 6 years for employer contributions to be fully yours.
  • True-Up Provisions: Look out for true-up contributions which protect your match if you max out early.

How to use the 401(k) Match Formula Directory

The 401(k) Match Formula Directory is designed to help you pressure-test 401(k) contributions, employer match capture, Roth versus pre-tax tradeoffs, and workplace plan decisions before you make a real-world change. Instead of relying on one rough estimate, run a few scenarios with conservative, base-case, and optimistic assumptions so you can see how sensitive the result is to returns, contribution levels, inflation, taxes, or timing.

A calculator result is most useful when you connect it to the account or plan decisions you actually control. After reviewing the output, compare it with your current savings rate, employer match rules, investment menu, expense levels, and withdrawal or rollover options. That is where MyPlanIQ's plan pages and retirement research become useful companions to the raw number.

If the result looks weak, treat that as a planning signal rather than a dead end. Small changes such as contributing earlier in the year, capturing the full company match, lowering fees, adjusting withdrawal assumptions, or choosing a more suitable allocation can materially change long-term outcomes. Re-run the calculator after each change and use the related links below to keep moving from estimate to action.

Related resources

Calculator FAQs

What 401(k) assumptions should you test?

Test your contribution percentage, employer match formula, salary growth, tax rate, and projected retirement date. Those are usually the inputs that drive the biggest differences in a 401(k) calculator result.

How should you compare Roth and traditional 401(k) results?

Look at your current marginal tax rate, likely retirement tax bracket, employer match structure, and how long the money has to grow. The better choice often depends on your specific tax timeline rather than a generic rule.

Why pair a 401(k) calculator with a plan page?

Your savings outcome depends on the real plan available to you. Pairing the calculator with a MyPlanIQ plan page helps you see fees, investments, and match details that a generic calculator alone cannot capture.