Investment options of WIRELINE GROUP 401(K) PLAN
Total Available Funds: 36
| Investment Description |
|---|
| AB Large Cap Growth 7,062 n/a |
| American Fds Moderate Growth & Income 459 n/a |
| American Fds American Balanced 3,237 n/a |
| American Funds SMALLCAP World 1,995 n/a |
| American Funds Washington Mutual 3,071 n/a |
| DFA International Small Cap 745 n/a |
| DFA US Targeted Value I 1,075 n/a |
| Fidelity Emerging Markets Index 2,574 n/a |
| Fidelity Small Cap Index 5,694 n/a |
| Invesco Global 837 n/a |
| Invesco Growth and Income 3,192 n/a |
| JPMorgan Large Cap Growth 4,926 n/a |
| JPMorgan Large Cap Value 8,298 n/a |
| JPMorgan Small Cap Value 6 n/a |
| JPMorgan SmartRetirement Blend 2020 1,779 n/a |
| JPMorgan SmartRetirement Blend 2025 22,210 n/a |
| JPMorgan SmartRetirement Blend 2030 17,525 n/a |
| JPMorgan SmartRetirement Blend 2035 29,703 n/a |
| JPMorgan SmartRetirement Blend 2040 55,769 n/a |
| JPMorgan SmartRetirement Blend 2045 44,848 n/a |
| JPMorgan SmartRetirement Blend 2050 29,262 n/a |
| JPMorgan SmartRetirement Blend 2055 12,824 n/a |
| JPMorgan SmartRetirement Blend 2060 14,144 n/a |
| JPMorgan SmartRetirement Blend 2065 2,229 n/a |
| JPMorgan SmartRetirement Blend Income 5,095 n/a |
| MFS International Intrinsic Value 2,546 n/a |
| Schwab Treasury Infl Protection Secs 1,082 n/a |
| T. Rowe Price Value I 255 n/a |
| Nuveen Bond Index 3,534 n/a |
| Vanguard High-Yield Corporate Adm 11,804 n/a |
| Vanguard Intermediate Term Treasury Ind Adm 4,024 n/a |
| Vanguard LifeStrategy Growth Inv 202 n/a |
| Vanguard Mid-Cap Growth Index Adm 1,116 n/a |
| Vanguard Mid-Cap Value Index Adm 2,301 n/a |
| Vanguard Small Cap Growth Index Adm 1,191 n/a |
| iShares S&P 500 Index 915 n/a |
Investment model portfolios
We provide two types of investment model portfolios for WIRELINE GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WIRELINE GROUP 401(K) PLAN