SEEC RETIREMENT PLAN Investment Options
Available Funds in SEEC RETIREMENT PLAN
Below is the lineup of investment options available to participants in SEEC RETIREMENT PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| ALLSPRING SPEC SM CP VALUE R6 Registered investment companies N/A N/A N/A 352 (1) |
| AMERICAN CENTUR MID-CAP VAL R6 Registered investment companies N/A N/A N/A 438 (1) |
| AM FDS 2010 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 1,656 (1) |
| AM FDS 2015 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 3,537 (1) |
| AM FDS 2020 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A |
| AM FDS 2025 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A |
| AM FDS 2030 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A |
| AM FDS 2035 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A |
| AM FDS 2040 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 16,844 (1) |
| AM FDS 2045 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 20,558 (1) |
| AM FDS 2050 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 20,211 (1) |
| AM FDS 2055 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 13,517 (1) |
| AM FDS 2060 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 9,865 (1) |
| AM FDS 2065 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 2,044 (1) |
| AMERICAN FUNDS 2070 TDR R6 FD Registered investment companies N/A N/A N/A |
| COLUMBIA STRAT INCOME I3 FUND Registered investment companies N/A N/A N/A 2,302 (1) |
| FIDELITY MID CP INDEX FUND Registered investment companies N/A N/A N/A 2,841 (1) |
| FIDELITY SM CAP INDEX FUND Registered investment companies N/A N/A N/A 767 (1) |
| FIDELITY EMERG MKT INDEX FUND Registered investment companies N/A N/A N/A 6,317 (1) |
| JP MORGAN GRW ADVANTAGE R6 FD Registered investment companies N/A N/A N/A 8,933 (1) |
| MFS MID-CAP GROWTH R6 FUND Registered investment companies N/A N/A N/A 430 (1) |
| MFS INTL GROWTH R6 FUND Registered investment companies N/A N/A N/A 1,277 (1) |
| LARGECAP S&P 500 IDX INST FUND++ Registered investment companies N/A N/A N/A 13,618 (1) |
| BOND MARKET INDEX INST FUND++ Registered investment companies N/A N/A N/A 5,995 (1) |
| PUTNAM LARGE CAP VALUE R6 FUND Registered investment companies N/A N/A N/A 1,595 (1) |
| Fidelity VIP Eqty-Inc Prt I Pooled separate account N/A N/A N/A 151 (1) |
| Fidelity VIP Growth Port I Pooled separate account N/A N/A N/A 45 (1) |
| Fidelity VIP Overseas Prt I Pooled separate account N/A N/A N/A |
| Franklin Small Cap Val VIP 2 Pooled separate account N/A N/A N/A 26 (1) |
| Invesco VI Core Eqty Fund SI Pooled separate account N/A N/A N/A |
| VY Invesco Eqty & Inc Pt I Pooled separate account N/A N/A N/A 305 (1) |
| VY TRwPr Divr MdCp Gr Pt I Pooled separate account N/A N/A N/A |
| Voya Balanced Income Port Ins Pooled separate account N/A N/A N/A 698 (1) |
| Voya Glob Insights Port Init Pooled separate account N/A N/A N/A 106 (1) |
| Voya Global Bond Port I Pooled separate account N/A N/A N/A 104 (1) |
| Voya Growth and Income Port I Pooled separate account N/A N/A N/A 49 (1) |
| Voya Index Plus MidCap Prt I Pooled separate account N/A N/A N/A 62 (1) |
| Voya Index Plus SmallCap Prt I Pooled separate account N/A N/A N/A 26 (1) |
| Voya Intermediate Bond Prt I Pooled separate account N/A N/A N/A 101 (1) |
| Voya Large Cap Growth Prt Ins Pooled separate account N/A N/A N/A 29 (1) |
| Voya Large Cap Value Port Ins Pooled separate account N/A N/A N/A 85 (1) |
| Voya Small Company Port I Pooled separate account N/A N/A N/A 19 (1) |
| Voya Solution 2045 Port Srv Pooled separate account N/A N/A N/A |
| Principal Fixed Income Guarenteed Option Fully benefit-responsive investment N/A N/A N/A N/A (1) |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in SEEC RETIREMENT PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about SEEC RETIREMENT PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching SEEC RETIREMENT PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- EMPLOYEE BENEFIT PLAN OF HILLSIDE INC. (321 participants, $8,563,024)
- FAMILY SERVICE OF RHODE ISLAND, INC. 401(K) RETIREMENT PLAN (321 participants, $7,967,056)
- AROOSTOOK COUNTY ACTION PROGRAM TAX SHELTERED RETIREMENT PLAN (321 participants, $6,552,118)
- 403(B) THRIFT PLAN OF THE NORTH EAST EDUCATIONAL AND DEVELOPMENTAL SUPPORTS CENTER, INC. (321 participants, $5,128,114)
- BOYS & GIRLS CLUBS OF SAN FRANCISCO RETIREMENT PLAN (321 participants, $15,313,458)