Investment options of SEEC RETIREMENT PLAN
Total Available Funds: 44
| Investment Description |
|---|
| ALLSPRING SPEC SM CP VALUE R6 Registered investment companies N/A N/A N/A 352 (1) |
| AMERICAN CENTUR MID-CAP VAL R6 Registered investment companies N/A N/A N/A 438 (1) |
| AM FDS 2010 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 1,656 (1) |
| AM FDS 2015 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 3,537 (1) |
| AM FDS 2020 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A |
| AM FDS 2025 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A |
| AM FDS 2030 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A |
| AM FDS 2035 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A |
| AM FDS 2040 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 16,844 (1) |
| AM FDS 2045 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 20,558 (1) |
| AM FDS 2050 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 20,211 (1) |
| AM FDS 2055 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 13,517 (1) |
| AM FDS 2060 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 9,865 (1) |
| AM FDS 2065 TRGT DTE RTM R6 FD Registered investment companies N/A N/A N/A 2,044 (1) |
| AMERICAN FUNDS 2070 TDR R6 FD Registered investment companies N/A N/A N/A |
| COLUMBIA STRAT INCOME I3 FUND Registered investment companies N/A N/A N/A 2,302 (1) |
| FIDELITY MID CP INDEX FUND Registered investment companies N/A N/A N/A 2,841 (1) |
| FIDELITY SM CAP INDEX FUND Registered investment companies N/A N/A N/A 767 (1) |
| FIDELITY EMERG MKT INDEX FUND Registered investment companies N/A N/A N/A 6,317 (1) |
| JP MORGAN GRW ADVANTAGE R6 FD Registered investment companies N/A N/A N/A 8,933 (1) |
| MFS MID-CAP GROWTH R6 FUND Registered investment companies N/A N/A N/A 430 (1) |
| MFS INTL GROWTH R6 FUND Registered investment companies N/A N/A N/A 1,277 (1) |
| LARGECAP S&P 500 IDX INST FUND++ Registered investment companies N/A N/A N/A 13,618 (1) |
| BOND MARKET INDEX INST FUND++ Registered investment companies N/A N/A N/A 5,995 (1) |
| PUTNAM LARGE CAP VALUE R6 FUND Registered investment companies N/A N/A N/A 1,595 (1) |
| Fidelity VIP Eqty-Inc Prt I Pooled separate account N/A N/A N/A 151 (1) |
| Fidelity VIP Growth Port I Pooled separate account N/A N/A N/A 45 (1) |
| Fidelity VIP Overseas Prt I Pooled separate account N/A N/A N/A |
| Franklin Small Cap Val VIP 2 Pooled separate account N/A N/A N/A 26 (1) |
| Invesco VI Core Eqty Fund SI Pooled separate account N/A N/A N/A |
| VY Invesco Eqty & Inc Pt I Pooled separate account N/A N/A N/A 305 (1) |
| VY TRwPr Divr MdCp Gr Pt I Pooled separate account N/A N/A N/A |
| Voya Balanced Income Port Ins Pooled separate account N/A N/A N/A 698 (1) |
| Voya Glob Insights Port Init Pooled separate account N/A N/A N/A 106 (1) |
| Voya Global Bond Port I Pooled separate account N/A N/A N/A 104 (1) |
| Voya Growth and Income Port I Pooled separate account N/A N/A N/A 49 (1) |
| Voya Index Plus MidCap Prt I Pooled separate account N/A N/A N/A 62 (1) |
| Voya Index Plus SmallCap Prt I Pooled separate account N/A N/A N/A 26 (1) |
| Voya Intermediate Bond Prt I Pooled separate account N/A N/A N/A 101 (1) |
| Voya Large Cap Growth Prt Ins Pooled separate account N/A N/A N/A 29 (1) |
| Voya Large Cap Value Port Ins Pooled separate account N/A N/A N/A 85 (1) |
| Voya Small Company Port I Pooled separate account N/A N/A N/A 19 (1) |
| Voya Solution 2045 Port Srv Pooled separate account N/A N/A N/A |
| Principal Fixed Income Guarenteed Option Fully benefit-responsive investment N/A N/A N/A N/A (1) |
Investment model portfolios
We provide two types of investment model portfolios for SEEC RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SEEC RETIREMENT PLAN