PHONONIC INC PLAN Investment Options
Available Funds in PHONONIC INC PLAN
Below is the lineup of investment options available to participants in PHONONIC INC PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| American Funds 2040 Target Date Retirement |
| American Funds 2035 Target Date Retirement |
| American Funds 2045 Target Date Retirement |
| American Funds 2030 Target Date Retirement |
| American Funds 2050 Target Date Retirement |
| American Funds 2055 Target Date Retirement |
| Vanguard Federal MM Inv |
| American Funds Growth Fund of America |
| American Funds 2025 Target Date Retirement |
| Franklin Small-Mid Cap Growth R6 |
| JP Morgan US Equity |
| Columbia Small Cap Index |
| American Funds EuroPacific Growth |
| Columbia Mid Cap Index |
| Franklin Small Cap Growth |
| Neuberger Berman Mid Cap Growth |
| PIMCO Diversified Income |
| Putnam Large Cap Value R6 |
| American Funds 2020 Target Date Retirement |
| iShares MSCI EAFE International Index |
| American Beacon Small Cap Value |
| Franklin Small Mid Cap Growth Adv |
| Trowe Price International Value Equity |
| JP Morgan Core Plus Bond R6 |
| Janus Henderson Mid Cap Value |
| AB High Income |
| maturing through January 2052 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMERFUNDS 2040 TARG DATERET R6 |
| AMF GROWTH FUND OF AMERICA R6 |
| AMERFUNDS 2035 TARG DATERET R6 |
| JANUS HEND MID CAP VALUE FD N |
| JPMORGAN US EQUITY FUND R6 |
| JPMORGAN CORE PLUS BOND R6 |
| FRANKLIN SMALL MID CAP GR R6 |
| TROWE PRICE INTL VALUE EQ I |
| AMERFUNDS 2020 TARG DATERET R6 |
| AMERICAN BEACON SM CP VL R6 |
| NEU MID CAP GROWTH FUND – R6 |
| FRANKLIN SMALL CAP GROWTH R6 |
| AMERFUNDS 2050 TARG DATERET R6 |
| ISHARES MSCI EAFE INTL INDEX K |
| FRANKLIN SMALL MID CP GR -ADV |
| AMERFUNDS 2030 TARG DATERET R6 |
| AMERICAN FUNDS 2055 TARGET R6 |
| ISHARES S&P 500 INDEX K |
| AMERFUNDS 2025 TARG DATERET R6 |
| COLUMBIA SMALL CAP INDEX I2 |
| AMERICAN FUNDS EUROPAC GRO- R6 |
| AMERFUNDS 2045 TARG DATERET R6 |
| COLUMBIA MID CAP INDEX I2 |
| AB HIGH INCOME Z |
| PIMCO DIVERSIFIED INC – INST |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in PHONONIC INC PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about PHONONIC INC PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Target’s 401(k) Review: 100% Match on 5% with Immediate Vesting
- Eversource 401(k) Plan Review: Choose Your Match — 3% or 8%, Immediate Vesting Either Way
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching PHONONIC INC PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- LGL GROUP, INC. 401K SAVINGS PLAN (183 participants, $9,705,623)
- QUALITY ELECTRODYNAMICS, LLC 401K RETIREMENT PLAN (181 participants, $14,733,824)
- INNOVATIVE MICRO TECHNOLOGY 401(K) SAVINGS PLAN (183 participants, $16,923,330)
- TRI-PHASE, INC. 401(K) PROFIT SHARING PLAN (183 participants, $25,673,843)
- ACHRONIX SEMICONDUCTOR 401(K) PLAN (181 participants, $28,583,218)