Investment options of PHONONIC INC PLAN
Total Available Funds: 54
| Investment Description |
|---|
| American Funds 2040 Target Date Retirement |
| American Funds 2035 Target Date Retirement |
| American Funds 2045 Target Date Retirement |
| American Funds 2030 Target Date Retirement |
| American Funds 2050 Target Date Retirement |
| American Funds 2055 Target Date Retirement |
| Vanguard Federal MM Inv |
| American Funds Growth Fund of America |
| American Funds 2025 Target Date Retirement |
| Franklin Small-Mid Cap Growth R6 |
| JP Morgan US Equity |
| Columbia Small Cap Index |
| American Funds EuroPacific Growth |
| Columbia Mid Cap Index |
| Franklin Small Cap Growth |
| Neuberger Berman Mid Cap Growth |
| PIMCO Diversified Income |
| Putnam Large Cap Value R6 |
| American Funds 2020 Target Date Retirement |
| iShares MSCI EAFE International Index |
| American Beacon Small Cap Value |
| Franklin Small Mid Cap Growth Adv |
| Trowe Price International Value Equity |
| JP Morgan Core Plus Bond R6 |
| Janus Henderson Mid Cap Value |
| AB High Income |
| maturing through January 2052 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMERFUNDS 2040 TARG DATERET R6 |
| AMF GROWTH FUND OF AMERICA R6 |
| AMERFUNDS 2035 TARG DATERET R6 |
| JANUS HEND MID CAP VALUE FD N |
| JPMORGAN US EQUITY FUND R6 |
| JPMORGAN CORE PLUS BOND R6 |
| FRANKLIN SMALL MID CAP GR R6 |
| TROWE PRICE INTL VALUE EQ I |
| AMERFUNDS 2020 TARG DATERET R6 |
| AMERICAN BEACON SM CP VL R6 |
| NEU MID CAP GROWTH FUND – R6 |
| FRANKLIN SMALL CAP GROWTH R6 |
| AMERFUNDS 2050 TARG DATERET R6 |
| ISHARES MSCI EAFE INTL INDEX K |
| FRANKLIN SMALL MID CP GR -ADV |
| AMERFUNDS 2030 TARG DATERET R6 |
| AMERICAN FUNDS 2055 TARGET R6 |
| ISHARES S&P 500 INDEX K |
| AMERFUNDS 2025 TARG DATERET R6 |
| COLUMBIA SMALL CAP INDEX I2 |
| AMERICAN FUNDS EUROPAC GRO- R6 |
| AMERFUNDS 2045 TARG DATERET R6 |
| COLUMBIA MID CAP INDEX I2 |
| AB HIGH INCOME Z |
| PIMCO DIVERSIFIED INC – INST |
Investment model portfolios
We provide two types of investment model portfolios for PHONONIC INC PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PHONONIC INC PLAN