DOXIM 401(K) PLAN Investment Options

Available Funds in DOXIM 401(K) PLAN

Below is the lineup of investment options available to participants in DOXIM 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 63
Investment Description
American Century Emerging Markets R6
American Funds Inflation Linked Bd R6 RILFX
American Funds Wamu R6 9,416
DFA Commodity Strategy Portfolio Institutional Class Shares 68,275
iShares MSCI EAFE International Index Fund Class K 17,165
iShares Russell Mid-Cap Index Fund Class K 39,839
iShares US Aggregate Bond Index Fund K 22,967
Janus Henderson Triton Fund N 16,332
JPMorgan Equity Income Fund Class R6 10,781
PGIM High Yield Fund R6 43,601
Pioneer Fundamental Growth Fund K 19,632
State Street Equity 500 Index Fund Class K 5,392
T. Rowe Price Dividend Growth Fund 5,888
T. Rowe Price Overseas Stock Fund 34,440
T. Rowe Price Small-Cap Value Fund 3,078
Vanguard Target Retirement 2020 16,879
Vanguard Target Retirement 2025 95,100
Vanguard Target Retirement 2030 103,484
Vanguard Target Retirement 2035 96,487
Vanguard Target Retirement 2040 59,804
Vanguard Target Retirement 2045 58,563
Vanguard Target Retirement 2050 23,602
Vanguard Target Retirement 2055 19,292
Vanguard Target Retirement 2060 15,408
Vanguard Target Retirement 2065 5,064
Vanguard Target Retirement 2070
Vanguard Small Cap Value Index Fund Admiral Shares 3,826
Vanguard Small-Cap Index Fund Admiral Shares 2,405
Vanguard Target Retirement Income Fund 21,388
Invesco Stable Asset Fund
(Form 5500)
(6) Net investment gain (loss) from common/collective trusts …………………… 2b
PGIM HIGH YIELD FUND R6
JANUS HENDERSON TRITON FUND N
VAN TARGET RETIRE 2030
VAN TARGET RETIRE 2035
VAN TARG RETIRE 2060
ISHARES US AGGREGATE BD IDX K
AMC EMERGING MKTS – R6
VAN TARGET RETIRE 2020
AMERICAN FUNDS WAMU – R6
AMERFUNDS AMER BALANCED – R6
PIONEER FUNDAMENTAL GROWTH K
T ROWE PRICE OVERSEAS STOCK
VAN TARGET RETIRE 2040
VAN TARG RETIRE 2065
ISHARES MSCI EAFE INTL INDEX K
VAN TARGET RETIRE 2025
JPMORGAN EQUITY INCOME FUND R6
VANGUARD SM CAP VAL INDEX ADM
AMF INFL LINKED BOND R6
STATE ST EQUITY 500 INDEX K
DFA COMMODITY STRAT PORT INST
T. ROWE PRICE DIVIDEND GR I
ISHARES RUSSELL MIDCAP INDEX K
VAN TARGET RETIRE INC
T ROWE PRICE SMALL CAP VALUE I
VAN TARG RETIRE 2070
VAN TARGET RETIRE 2050
VAN TARGET RETIRE 2055
VAN TARGET RETIRE 2045
VANGUARD SMALL CAP INDEX ADMRL
INVESCO STABLE ASSET – ADPZ

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in DOXIM 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55%
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93%
Data as of 05/01/2026, Common starting date is 12/31/2000

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