Investment options of DOXIM 401(K) PLAN
Total Available Funds: 63
| Investment Description |
|---|
| American Century Emerging Markets R6 |
| American Funds Inflation Linked Bd R6 RILFX |
| American Funds Wamu R6 9,416 |
| DFA Commodity Strategy Portfolio Institutional Class Shares 68,275 |
| iShares MSCI EAFE International Index Fund Class K 17,165 |
| iShares Russell Mid-Cap Index Fund Class K 39,839 |
| iShares US Aggregate Bond Index Fund K 22,967 |
| Janus Henderson Triton Fund N 16,332 |
| JPMorgan Equity Income Fund Class R6 10,781 |
| PGIM High Yield Fund R6 43,601 |
| Pioneer Fundamental Growth Fund K 19,632 |
| State Street Equity 500 Index Fund Class K 5,392 |
| T. Rowe Price Dividend Growth Fund 5,888 |
| T. Rowe Price Overseas Stock Fund 34,440 |
| T. Rowe Price Small-Cap Value Fund 3,078 |
| Vanguard Target Retirement 2020 16,879 |
| Vanguard Target Retirement 2025 95,100 |
| Vanguard Target Retirement 2030 103,484 |
| Vanguard Target Retirement 2035 96,487 |
| Vanguard Target Retirement 2040 59,804 |
| Vanguard Target Retirement 2045 58,563 |
| Vanguard Target Retirement 2050 23,602 |
| Vanguard Target Retirement 2055 19,292 |
| Vanguard Target Retirement 2060 15,408 |
| Vanguard Target Retirement 2065 5,064 |
| Vanguard Target Retirement 2070 |
| Vanguard Small Cap Value Index Fund Admiral Shares 3,826 |
| Vanguard Small-Cap Index Fund Admiral Shares 2,405 |
| Vanguard Target Retirement Income Fund 21,388 |
| Invesco Stable Asset Fund |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| PGIM HIGH YIELD FUND R6 |
| JANUS HENDERSON TRITON FUND N |
| VAN TARGET RETIRE 2030 |
| VAN TARGET RETIRE 2035 |
| VAN TARG RETIRE 2060 |
| ISHARES US AGGREGATE BD IDX K |
| AMC EMERGING MKTS – R6 |
| VAN TARGET RETIRE 2020 |
| AMERICAN FUNDS WAMU – R6 |
| AMERFUNDS AMER BALANCED – R6 |
| PIONEER FUNDAMENTAL GROWTH K |
| T ROWE PRICE OVERSEAS STOCK |
| VAN TARGET RETIRE 2040 |
| VAN TARG RETIRE 2065 |
| ISHARES MSCI EAFE INTL INDEX K |
| VAN TARGET RETIRE 2025 |
| JPMORGAN EQUITY INCOME FUND R6 |
| VANGUARD SM CAP VAL INDEX ADM |
| AMF INFL LINKED BOND R6 |
| STATE ST EQUITY 500 INDEX K |
| DFA COMMODITY STRAT PORT INST |
| T. ROWE PRICE DIVIDEND GR I |
| ISHARES RUSSELL MIDCAP INDEX K |
| VAN TARGET RETIRE INC |
| T ROWE PRICE SMALL CAP VALUE I |
| VAN TARG RETIRE 2070 |
| VAN TARGET RETIRE 2050 |
| VAN TARGET RETIRE 2055 |
| VAN TARGET RETIRE 2045 |
| VANGUARD SMALL CAP INDEX ADMRL |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for DOXIM 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DOXIM 401(K) PLAN