CJ 401(K) PLAN Investment Options

Available Funds in CJ 401(K) PLAN

Below is the lineup of investment options available to participants in CJ 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 77
Investment Description
Fidelity Fidelity®
Vanguard Target Retirement 2045 Fund
Fidelity International
Vanguard Target Retirement 2055 Fund
JP Morgan JPMorgan Large Cap Growth Fund Class R6
Vanguard Target Retirement 2040 Fund
Vanguard Target Retirement 2035 Fund
Vanguard Target Retirement 2050 Fund
Vanguard Target Retirement 2030 Fund
Fidelity Fidelity® Small Cap
Vanguard Target Retirement 2060 Fund
American Century Investments American Century Small Cap Value Fund Class R6
Dimensional DFA Inflation-Protected Securities Portfolio Institutional Class
Franklin Templeton Brandywine GLOBAL Corporate Credit Fund Class I
Fidelity Fidelity® Mid Cap
Vanguard Target Retirement 2025 Fund
Vanguard Explorer Fund Admiral Shares
Vanguard Target Retirement 2065 Fund
Vanguard Target Retirement Income Fund
Vanguard Target Retirement 2020 Fund
Vanguard Emerging Markets Stock Index Fund – Admiral
PIMCO International Bond Fund (U.S. Dollar-Hedged) Institutional Class
Vanguard Informational Technology Index Fund Admiral Shares
Vanguard Retirement Savings Trust IV Fund
Ameriprise Trust Company Columbia Trust Dividend Income Fund MS
Great Gray Trust Company BlackRock Mid Cap Growth Equity Fund Class L
Great Gray Trust Company Pioneer Bond Fund Trust CL MSG
Great Gray Trust Company MFS Mid Cap Value Fund Class 2W
and maturity dates through June 2051
CJ FOODS MANUFACTURING CORPORATION 46-0967759 25.2%
STUDIO DRAGON INTERNATIONAL, INC. 84-4203986 22.6%
CJ FOODS USA, INC. 85-2488133 12.3%
CJ AMERICA, INC. 22-2501026 11.7%
CJ TMI MANUFACTURING AMERICA, LLC 81-4732035 9.1%
TWIN MARQUIS, INC. 13-3526104 7.0%
CJ 4DPLEX AMERICA INC. 46-4849934 3.1%
FIFTH SEASON 82-3011455 2.8%
CJ BIO AMERICA, INC 45-3592824 2.2%
CJ CHEILJEDANG CORPORATION 26-3658291 1.5%
CJ BIOMATERIALS, INC. 81-3830016 0.7%
CJ FOODVILLE USA, INC . 20-0848952 0.8%
CJ ENM USA, INC. 87-3700718 0.5%
KAHIKI FOODS, INC. 31-1056793 0.2%
CJ IA USA CORPORATION 47-4846929 0.2%
CJ FRESHWAY AMERICA CORPORATION 46-2878275 0.0%
CJ CGV AMERICA LA LLC 20-8044626 0.0%
(Form 5500)
(6) Net investment gain (loss) from common/collective trusts …………………… 2b
VAN TARGET RETIRE 2040
VAN TARGET RETIRE 2025
FID SMALL CAP INDEX
BRANDYWINE GLBL CORP CREDIT IS
JPMORGAN LARGE CAP GROWTH R6
NUVEEN RE SECURITIES SELECT R6
VAN TARGET RETIRE 2020
AMC SMALL CAP VALUE FUND – R6
VAN TARG RETIRE 2060
VAN TARG RETIRE 2065
VAN TARGET RETIRE 2045
DFA INFLATION PROT SEC INST
VAN TARGET RETIRE 2055
VAN TARGET RETIRE INC
FID 500 IND
VANGUARD EMG MKTS STK IDX ADM
FID MID CAP INDEX
FID INTERNATIONAL INDEX
VAN TARGET RETIRE 2035
VANGUARD EXPLORER ADMIN
PIMCO INTL BOND USD HDGD I
VAN TARGET RETIRE 2030
VAN TARGET RETIRE 2050
VANGUARD INFO TECH IDX ADMIRAL
MFS MID CAP VALUE 2W
BLACKROCK MID CAP GROWTH EQ L1
VANGUARD RET SAV TR IV
PIONEER BOND FUND TRUST – MSG
COL TR DIV INCOME MS

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in CJ 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55%
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93%
Data as of 05/01/2026, Common starting date is 12/31/2000

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