Investment options of CJ 401(K) PLAN
Total Available Funds: 77
| Investment Description |
|---|
| Fidelity Fidelity® |
| Vanguard Target Retirement 2045 Fund |
| Fidelity International |
| Vanguard Target Retirement 2055 Fund |
| JP Morgan JPMorgan Large Cap Growth Fund Class R6 |
| Vanguard Target Retirement 2040 Fund |
| Vanguard Target Retirement 2035 Fund |
| Vanguard Target Retirement 2050 Fund |
| Vanguard Target Retirement 2030 Fund |
| Fidelity Fidelity® Small Cap |
| Vanguard Target Retirement 2060 Fund |
| American Century Investments American Century Small Cap Value Fund Class R6 |
| Dimensional DFA Inflation-Protected Securities Portfolio Institutional Class |
| Franklin Templeton Brandywine GLOBAL Corporate Credit Fund Class I |
| Fidelity Fidelity® Mid Cap |
| Vanguard Target Retirement 2025 Fund |
| Vanguard Explorer Fund Admiral Shares |
| Vanguard Target Retirement 2065 Fund |
| Vanguard Target Retirement Income Fund |
| Vanguard Target Retirement 2020 Fund |
| Vanguard Emerging Markets Stock Index Fund – Admiral |
| PIMCO International Bond Fund (U.S. Dollar-Hedged) Institutional Class |
| Vanguard Informational Technology Index Fund Admiral Shares |
| Vanguard Retirement Savings Trust IV Fund |
| Ameriprise Trust Company Columbia Trust Dividend Income Fund MS |
| Great Gray Trust Company BlackRock Mid Cap Growth Equity Fund Class L |
| Great Gray Trust Company Pioneer Bond Fund Trust CL MSG |
| Great Gray Trust Company MFS Mid Cap Value Fund Class 2W |
| and maturity dates through June 2051 |
| CJ FOODS MANUFACTURING CORPORATION 46-0967759 25.2% |
| STUDIO DRAGON INTERNATIONAL, INC. 84-4203986 22.6% |
| CJ FOODS USA, INC. 85-2488133 12.3% |
| CJ AMERICA, INC. 22-2501026 11.7% |
| CJ TMI MANUFACTURING AMERICA, LLC 81-4732035 9.1% |
| TWIN MARQUIS, INC. 13-3526104 7.0% |
| CJ 4DPLEX AMERICA INC. 46-4849934 3.1% |
| FIFTH SEASON 82-3011455 2.8% |
| CJ BIO AMERICA, INC 45-3592824 2.2% |
| CJ CHEILJEDANG CORPORATION 26-3658291 1.5% |
| CJ BIOMATERIALS, INC. 81-3830016 0.7% |
| CJ FOODVILLE USA, INC . 20-0848952 0.8% |
| CJ ENM USA, INC. 87-3700718 0.5% |
| KAHIKI FOODS, INC. 31-1056793 0.2% |
| CJ IA USA CORPORATION 47-4846929 0.2% |
| CJ FRESHWAY AMERICA CORPORATION 46-2878275 0.0% |
| CJ CGV AMERICA LA LLC 20-8044626 0.0% |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| VAN TARGET RETIRE 2040 |
| VAN TARGET RETIRE 2025 |
| FID SMALL CAP INDEX |
| BRANDYWINE GLBL CORP CREDIT IS |
| JPMORGAN LARGE CAP GROWTH R6 |
| NUVEEN RE SECURITIES SELECT R6 |
| VAN TARGET RETIRE 2020 |
| AMC SMALL CAP VALUE FUND – R6 |
| VAN TARG RETIRE 2060 |
| VAN TARG RETIRE 2065 |
| VAN TARGET RETIRE 2045 |
| DFA INFLATION PROT SEC INST |
| VAN TARGET RETIRE 2055 |
| VAN TARGET RETIRE INC |
| FID 500 IND |
| VANGUARD EMG MKTS STK IDX ADM |
| FID MID CAP INDEX |
| FID INTERNATIONAL INDEX |
| VAN TARGET RETIRE 2035 |
| VANGUARD EXPLORER ADMIN |
| PIMCO INTL BOND USD HDGD I |
| VAN TARGET RETIRE 2030 |
| VAN TARGET RETIRE 2050 |
| VANGUARD INFO TECH IDX ADMIRAL |
| MFS MID CAP VALUE 2W |
| BLACKROCK MID CAP GROWTH EQ L1 |
| VANGUARD RET SAV TR IV |
| PIONEER BOND FUND TRUST – MSG |
| COL TR DIV INCOME MS |
Investment model portfolios
We provide two types of investment model portfolios for CJ 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CJ 401(K) PLAN