AUTHENTIX, INC. 401(K) PLAN Investment Options
Available Funds in AUTHENTIX, INC. 401(K) PLAN
Below is the lineup of investment options available to participants in AUTHENTIX, INC. 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| Charles Schwab Government Money FD Investor Shares 975 shares |
| American Funds Target Date RET 2015 R6 7,045 shares |
| American Funds Target Date RET 2020 R6 16,149 shares |
| American Funds Target Date RET 2025 R6 63,180 shares |
| American Funds Target Date RET 2030 R6 40,206 shares |
| American Funds Target Date RET 2035 R6 104,581 shares |
| American Funds Target Date RET 2040 R6 49,069 shares |
| American Funds Target Date RET 2045 R6 64,620 shares |
| American Funds Target Date RET 2050 R6 58,790 shares |
| American Funds 2055 Target Date RET R6 27,292 shares |
| American Funds 2060 Target Date RTRMT R6 21,012 shares |
| American Funds 2065 Target RTRMT R6 1,536 shares |
| American Funds Europacific Growth R6 3,619 shares |
| American Funds New World R6 3,271 shares |
| Carillon Eagle Mid Cap GR FD R6 2,739 shares |
| Dodge & Cox Income I 53,416 shares |
| Dodge & Cox International Stock I 4,044 shares |
| Fidelity 500 Index FD 17,255 shares |
| Fidelity Large Cap Growth Index FD 65,714 shares |
| Invesco Oppenheimer Discovery R6 1,188 shares |
| Janus Henderson Developed World BD N 21,830 shares |
| PIMCO Income Fund Institution Class 34,816 shares |
| Vanguard Mid Cap Index Fund Admiral 1,964 shares |
| Vanguard Small Cap Value Index Admiral 1,477 shares |
| Vanguard Small Cap Index Admiral 4 shares |
| Vanguard Value Index Admiral 5,744 shares |
| MFS Mid Cap Value Fund 2W 15,033 shares |
| RT NY Life Anchor Account Ser I CL 0 1,738 shares |
| ranging from 4.25% to 9.50% |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in AUTHENTIX, INC. 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about AUTHENTIX, INC. 401(K) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching AUTHENTIX, INC. 401(K) PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- LRQA 401(K) PLAN (157 participants, $19,597,926)
- AWEBER SYSTEMS INC 401(K) PROFIT SHARING PLAN & TRUST (157 participants, $17,673,326)
- ROYCE GEOSPATIAL CONSULTANTS 401K (157 participants, $12,900,631)
- LBMC EMPLOYMENT PARTNERS, LLC 401K PROFIT SHARING PLAN (157 participants, $12,753,498)
- CLEAN AIR TASK FORCE SAFE HARBOR 401(K) PLAN (157 participants, $12,471,726)