Investment options of AUTHENTIX, INC. 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| Charles Schwab Government Money FD Investor Shares 975 shares |
| American Funds Target Date RET 2015 R6 7,045 shares |
| American Funds Target Date RET 2020 R6 16,149 shares |
| American Funds Target Date RET 2025 R6 63,180 shares |
| American Funds Target Date RET 2030 R6 40,206 shares |
| American Funds Target Date RET 2035 R6 104,581 shares |
| American Funds Target Date RET 2040 R6 49,069 shares |
| American Funds Target Date RET 2045 R6 64,620 shares |
| American Funds Target Date RET 2050 R6 58,790 shares |
| American Funds 2055 Target Date RET R6 27,292 shares |
| American Funds 2060 Target Date RTRMT R6 21,012 shares |
| American Funds 2065 Target RTRMT R6 1,536 shares |
| American Funds Europacific Growth R6 3,619 shares |
| American Funds New World R6 3,271 shares |
| Carillon Eagle Mid Cap GR FD R6 2,739 shares |
| Dodge & Cox Income I 53,416 shares |
| Dodge & Cox International Stock I 4,044 shares |
| Fidelity 500 Index FD 17,255 shares |
| Fidelity Large Cap Growth Index FD 65,714 shares |
| Invesco Oppenheimer Discovery R6 1,188 shares |
| Janus Henderson Developed World BD N 21,830 shares |
| PIMCO Income Fund Institution Class 34,816 shares |
| Vanguard Mid Cap Index Fund Admiral 1,964 shares |
| Vanguard Small Cap Value Index Admiral 1,477 shares |
| Vanguard Small Cap Index Admiral 4 shares |
| Vanguard Value Index Admiral 5,744 shares |
| MFS Mid Cap Value Fund 2W 15,033 shares |
| RT NY Life Anchor Account Ser I CL 0 1,738 shares |
| ranging from 4.25% to 9.50% |
Investment model portfolios
We provide two types of investment model portfolios for AUTHENTIX, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AUTHENTIX, INC. 401(K) PLAN