ARC EXCESS & SURPLUS, LLC 401(K) PLAN Investment Options
Available Funds in ARC EXCESS & SURPLUS, LLC 401(K) PLAN
Below is the lineup of investment options available to participants in ARC EXCESS & SURPLUS, LLC 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
Total Available Funds: 187
| Investment Description |
|---|
| 3M Company Equity |
| Abb Ltd Equity |
| Abbvie Inc. Equity |
| Adobe Inc. Equity |
| AES Corp Equity |
| Alphabet Inc. Equity |
| Altria Group Inc. Equity |
| Amazon.com Inc. Equity |
| Apple Inc. Equity |
| Ares Management Equity |
| ARK ETF Trust Equity |
| Astrazeneca PLC Equity |
| AT&T Inc. Equity |
| Bank OZK Equity |
| Berkshire Hathaway Inc. Equity |
| Blackstone Mortgage Trust Inc. Alternative Asset |
| Carlyle Group Inc. Equity |
| Caterpillar Inc. Equity |
| Chevron Corporation Equity |
| Chewy Inc. Equity |
| Church & Dwight Co. Inc. Equity |
| Cisco Systems Inc. Equity |
| Citigroup Inc. Equity |
| CME Group Inc. Equity |
| Coca Cola Company Equity |
| Conagra Brands Inc Equity |
| Consolidated Edison Inc. Equity |
| Constellation Brands Inc. Equity |
| Costco Wholesale Corp-New Equity |
| Crispr Therapeutics AG Equity |
| Cummins Inc Equity |
| Cyberark Software Ltd Equity |
| Danaher Corporation Equity |
| Dexcom Inc. Equity |
| Diageo PLC-Sponsored ADR Equity |
| Digital Realty Trust, Inc. Alternative Asset |
| Dow Inc. Equity |
| Dominion Energy Inc. Equity |
| Duke Energy Corp Equity |
| Edwards Lifesciences Corp Equity |
| Eli Lilly & Co. Equity |
| Emerson Electric Co. Equity |
| Enbridge Inc. Equity |
| Energy Transfer LP Equity |
| Enterprise Products Partners L.P. Equity |
| Exxon Mobil Corp Equity |
| Ford Motor Company Equity |
| Gaming & Leisure Alternative Asset |
| GE Aerospace Equity |
| GE Helthcare Technologies Inc Equity |
| GE Vernova LLC Equity |
| General Dynamics Corp Equity |
| Generac Holdings Inc Equity |
| General Mills Inc. Equity |
| Gilead Sciences Inc. Equity |
| Goldman Sachs Group Inc. Equity |
| Healthpeak Properties Inc Alternative Asset |
| Honeywell Intl Inc. Equity |
| Idexx Laboratories Corp Equity |
| Intel Corp Equity |
| International Business Equity |
| International Business Machines Corp Equity |
| Interpublic Group of Cos Equity |
| International Paper Company Equity |
| Iron Mountain Inc. Alternative Asset |
| iShares Trust International Select Dividend Exchange Traded Funds |
| iShares Trust Preferred & Income SECS ETF Exchange Traded Funds |
| iShares Core MSCI Exchange Traded Funds |
| iShares MSCI EAFE ETF Exchange Traded Funds |
| iShares Russell 2000 Value ETF Exchange Traded Funds |
| iShares S&P Small CAP 600 Growth Exchange Traded Funds |
| iShares S&P Small CAP 600 Value ETF Exchange Traded Funds |
| iShares MSCI USA Min Volatility Factor ETF Exchange Traded Funds |
| iShares Core High Dividend ETF Exchange Traded Funds |
| iShares Core Dividend Growth ETF Exchange Traded Funds |
| iShares iBoxx Investment Grade Corp Bond ETF Exchange Traded Funds |
| iShares iBoxx High Yield Corp Bond ETF Exchange Traded Funds |
| iShares Morningstar Growth ETF Exchange Traded Funds |
| iShares Russell 1000 Growth ETF Exchange Traded Funds |
| iShares Select Dividend ETF Exchange Traded Funds |
| iShares US Regional Banks ETF Exchange Traded Funds |
| iShares iBonds Dec 2026 Term Corp ETF Exchange Traded Funds |
| iShares iBonds Dec 2027 Term Corp ETF Exchange Traded Funds |
| iShares US Technology ETF Exchange Traded Funds |
| Johnson & Johnson Equity |
| JP Morgan Chase & Co Equity |
| JP Morgan Exchange Alternative Asset |
| Kimberly Clark Corp Equity |
| Kraft Heinz Company Equity |
| Lululemon Athletica Inc Equity |
| Mastercard Incorporated Equity |
| McDonalds Corp Equity |
| Medtronics PLC Equity |
| Meta Platforms Inc Equity |
| Microsoft Corp Equity |
| Mid America Apartment Communities Inc Alternative Asset |
| Morgan Stanley Equity |
| National Grid PLC Equity |
| Nestle S A Reg ADR Equity |
| Nextera Energy Inc Equity |
| Norfolk Southern Corp Equity |
| Omega Healthcare Investors Inc. Alternative Asset |
| Oneok Inc Equity |
| Paramount Global Equity |
| Paypal Holdings Inc Equity |
| Pepsico Inc. Equity |
| Pfizer Inc. Equity |
| Philip Morris International Inc. Equity |
| Pimco Income Class A Exchange Traded Funds |
| Plains All American Pipeline LP Equity |
| Procter & Gamble Company Equity |
| Prudential Financial Inc Equity |
| Qualcomm Inc. Equity |
| RTX Corporation Equity |
| Rio Tinto PLC Equity |
| Rogers Communications Inc Equity |
| Salesforce.com Inc Equity |
| Select Sector SPDR Trust – Financial Select Sector Equity |
| Select Sector SPDR Trust – Health Care Sector Equity |
| Servicenow Inc. Equity |
| Solventum Corp Equity |
| Southern Company Equity |
| SPDR SER TR Exchange Traded Funds |
| SPDR S&P 500 ETF Trust Exchange Traded Funds |
| Starwood Property Trust Inc. Alternative Asset |
| Steel Dynamics Inc. Equity |
| Texas Instruments Inc. Equity |
| TJX Companies Inc New Equity |
| Toast Inc Equity |
| Truist Financial Corp Equity |
| Uber Technologies Inc Equity |
| Union Pacific Corp Equity |
| United Parcel Svc Inc Equity |
| United Parcel Service-B UPS Equity |
| United Parcel Service Inc. CL B Equity |
| Vanguard Russell 1000 Growth ETF Exchange Traded Funds |
| Vanguard Russell 1000 Value ETF Exchange Traded Funds |
| Verizon Communications Inc. Equity |
| Vertex Pharmaceuticals Equity |
| Viatris Inc. Equity |
| Vici Properties Inc Equity |
| Walt Disney Co. Equity |
| Warner Bros Discovery Inc Ser A Equity |
| Welltower Inc. Alternative Asset |
| WK Kellogg Company Equity |
| Zoetis Inc. Equity |
| CPN 3.600% Due 03/11/37 DTD 03/11/22 FC |
| 10/25/2022 Book Entry Only Par Call 10/25/2032 |
| CPN 3.875%, Due 01/15/27, DTD 01/15/18, FC |
| SER C 2 REV B/E OID, CPN 3.000%, Due |
| Apr G/O Untld OID AGM, CPN 0.000%, Due |
| CPN 3.050%, Due 05/15/27, DTD 05/29/15, FC |
| CPN 5.050%, Due 03/28/25, DTD 03/30/23, FC |
| Option, CPN 3.125%, Due 09/15/31, DTD 09/22/16, |
| 10/05/2018 Book Entry Only Original Issue Discount |
| Consolidated Edison Co NY Inc Debenture Ser |
| B CPN 5.700% Due 06/15/40 DTD 06/07/10 FC |
| Discount Par Call 03/01/2026 Due 06/01/2026 |
| Internotes, CPN 6.050%, Due 08/20/34, DTD 08/08/24, |
| Option, CPN 4.000%, Due 02/15/31, DTD 02/28/13, FC |
| Intel Corp – SR Note, CPN 4.600%, Due 03/25/40, DTD |
| Intel Corp – SR Note, CPN 4.800%, Due 10/01/41, DTD |
| Entry Only Original Issue Discount Par Call 06/15/2033 |
| JP Morgan Chase & Co – Note, CPN 4.850%, Due |
| Kentucky Utils Co 1st Mtg CPN 5.125% Due 11/01/40 |
| Date 03/07/2024 Book Entry Only Original Issue |
| Txbl CPN 2.863%, Due 11/01/41, DTD 08/20/20, FC |
| Ltd B/E OID CPN 4.500%, Due 09/01/36, DTD 09/05/24, FC |
| Merrill Lynch & Co – Bonds, CPN 6.110%, Due 01/29/37, |
| Merck & Co Inc – New Unsecd Note CPN 4.900% Due |
| Mid -America – ApartmentsSLP Dated 03/07/19, Due |
| B/E OID – CPN 3.450%, Due 09/01/34, DTD 12/05/19, FC |
| B/E OID, CPN 3.600%, Due 09/01/39, DTD 12/05/19, FC |
| Netflix Inc – SR NT 5.875%, Dated 02/02/15, Due 02/15/25 Corporate Bonds |
| Txbl Rev BDS, CPN 3.084%, Due 07/01/34, DTD 10/08/19, |
| Only Original Issue Discount Par Call 03/01/34 Due |
| AGM Txbl, CPN 3.397%, Due 12/15/39, DTD |
| 3.700%, Due 03/15/28, DTD 11/28/17, FC |
| Southwesten Public Serv 1st Mtg CPN 4.500%, |
| CPN 6.200%, DUE 03/15/40, DTD 03/08/10, |
| Oakwood Plaza Elizabeth, CPN 0.000%, Due |
| CPN 4.050%, Due 04/15/39, DTD 04/04/19, |
| 3.400%, Due 03/22/41, DTD 03/22/21, FC |
| Callable CPN 8.125%, Due 08/15/29, DTD |
| Medium Term Note, CPN 3.400%, Due |
| B/E BAM OID Txbl CPN 5.300%, Due |
| 2019 B B/E Txbl, CPN 3.625%, Due 11/15/39, |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in ARC EXCESS & SURPLUS, LLC 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Data as of 05/01/2026, Common starting date is 12/31/2000
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Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
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- We monitor and send timely rebalance emails on what investment funds to buy and sell
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- ETF or mutual fund income portfolios for 4-7% annual income
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