J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN

Plan Contact

  • Contact person: MARCIA D. WEST
  • Phone: (804) 236-2508

Plan General Information

J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN Total Retirement Plan Assets

At the end of 2005, the total retirement plan assets of J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN is $5,286,827.00.This plan was established in 2004.

J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN Total Number of Retirement Plan Participants

At the end of 2005, the total number of retirement plan participants in J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN is 144

J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN Average Participant Retirement Account Value

In 2005, the average participant retirement account value for J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN is $36,714.00

J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN Estimated Average Employee Contribution Amount

In 2005, the estimated average employee contribution amount per participant for J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN is $4,633.00.

J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN Estimated Average Employer Match

In 2005, the estimated average employer match for an employee in J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN is approximately $1,185.00
Investing in this additonal $1,185.00 for 20 years would give you extra $75,900.00, assuming a 10% annual return.

J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN Total Employer Contribution and Match Rate

In 2005, J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN allocates $170,776.00 to match its employees' contributions, providing an employer match rate of 51.19% of their contributions

J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN Total Retirement Plan Asset Growth Rate

In 2005, the total retirement plan asset growth rate of J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN is 7.34%.

J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2005, the estimated aggregate retirement account investment gain/loss for J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN is 8.89%. This measures the effectiveness of the plan participants' investments in the year.

J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN Expense Ratio

In 2005, the investment and administrative expense ratio of J W FERGUSSON & SONS, LLC INDIVIDUAL RETIREMENT SAVINGS & THRIFT PLAN is 0.01%.

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