May 2025 MyPlanIQ Portfolio Update

May 2025 MyPlanIQ Portfolio Update

In this issue:

  • Major Asset Trends Review: International Stocks Shined and TIPS Disappointed
  • Fund Analysis: All Weather Fund ALLW and CLO ETF JBBB Follow up
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
One Fund Does It All

One Fund Does It All

In this issue:

  • Latest in Retirement Savings & Personal Finance: US Food & Engergy Inflation Charts, Empty Shelfs Coming? Part-time Contractors Rejoin on 401(k) Eligibility
  • One Fund Does It All: Savings & Investing in 401(k) Might Not Be That Intimidating
  • Tools & Tips: Retirement Spending Calculator
  • Market Overview
Roth IRAs for Retirees

Roth IRAs for Retirees

Roth IRAs can be very useful for retirees in terms of medicare premiums, estate planning and other benefits.

Lazy Portfolios Aren’t Lazy in Growing Wealth

Lazy Portfolios Aren’t Lazy in Growing Wealth

In this issue:

  • Latest in Retirement Savings & Personal Finance: Golden Rule and The Roth IRA Evangelist 
  • Lazy Portfolios Aren’t Lazy in Growing Wealth
  • Tools & Tips: Investment Arithmetic
  • Market Overview
Lazy Portfolios in Different Market Conditions

Lazy Portfolios in Different Market Conditions

Understanding how lazy portfolios perform under different circumstances and concepts like maximum drawdown , rolling returns , and asset allocatio can help you navigate through various market cycles.

Tax-Efficient Lazy Portfolios

Tax-Efficient Lazy Portfolios

Lazy portfolio tax strategy can help to enhance after-tax returns for taxable investment accounts. While tax-deferred accounts like IRAs or 401(k)s eliminate immediate tax concerns, taxable accounts require careful consideration of tax efficiency to maximize long-term wealth accumulation.

Lazy Portfolios for Retirement Investing

Lazy Portfolios for Retirement Investing

For retirement investors, lazy portfolios can serve as a good tool for their IRAs, 401(k) and taxable investment accounts. This article discusses how to utilize lazy portfolios for these retirement investing accounts.

How to Implement a Lazy Portfolio

How to Implement a Lazy Portfolio

Implementing a lazy portfolio doesn’t require advanced knowledge or constant attention. Whether you choose mutual funds or ETFs, rebalance annually or less frequently, or tweak allocations based on changing needs, the principles remain the same: keep costs low, stay diversified, and let time work in your favor.

What Are Lazy Portfolios?

What Are Lazy Portfolios?

Investing can be intimidating. It’s a complex and time-consuming endeavor. This is especially true for beginners. , Lazy portfolios offer an appealing solution for this group of people. A lazy portfolio is a straightforward investment strategy designed to require minimal effort and oversight while aiming to deliver solid long-term returns.

IRAs as One of the Emergency Fund Sources

IRAs as One of the Emergency Fund Sources

In this issue:

  • Latest in Retirement Savings & Personal Finance: Back-and-forth Tariff Policies, Stock Market Swings, and Low Retirement Savings Rates
  • IRAs as One of the Emergency Fund Sources
  • The Gotcha in Maximum Solo 401(k) or SEP IRA Contribution Limits
  • Market Overview
IRAs as One of the Emergency Fund Sources

How to Borrow From an IRA?

There are several ways to take money out for short-term emergency purposes. This article explores some of those options.

Special Issue: Staying the Course Amid Market Turmoil

Special Issue: Staying the Course Amid Market Turmoil

In this special issue:

  • Latest in Retirement Savings & Personal Finance: Market Turmoil, Majority of Americans Invest in Stocks, …
  • Staying the Course Amid Market Turmoil
  • Tools & Tips: Longest S&P 500 Losses (Drawdowns)
  • Market Overview
A Step-by-Step Guide to Finding Your Old 401(k) Account

A Step-by-Step Guide to Finding Your Old 401(k) Account

If you’ve lost track of an old 401(k) account due to job changes, mergers, or simply forgetting about it, don’t worry—there are several steps you can take to locate your funds. Whether your former employer was a large corporation like Bloomberg L.P. or a smaller...
The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

In this issue:

  • Latest in Retirement Savings & Personal Finance: Tariff Liberation Day, Beefing Up Emergency Savings, and Consumer Confidence at Its Lowest
  • Paying Off Debt or Funding Retirement? How to Decide When Every Dollar Counts
  • Paying off Debt or Investing Calculator
  • Market Overview
April 2025 MyPlanIQ Portfolio Update

April 2025 MyPlanIQ Portfolio Update

In this issue:

  • 1970s Redux: Why the Smithsonian Era Feels Strangely Familiar in 2025
  • Fund Analysis: All Weather ETF ALLW
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview