Historical Year-by-Year Annual 401(k) Contribution Limits
Year-by-Year Annual 401(k) Contribution Limits since 1978. Also we include CPI inflation increase as a reference
Year-by-Year Annual 401(k) Contribution Limits since 1978. Also we include CPI inflation increase as a reference
Year-by-Year Income Levels for Low, Middle and Upper Income Tiers in the U.S. since 1977
A realistic accumulated savings figures by age in 2025 for various income level people.
ExxonMobil Savings Plan has simplest investment options lineup. Yet their expenses are extremely low, in fact the lowest among all.
Cadence Design Systems 401(k) Plan includes mainly ultra low-cost target date and index funds. We show these are good enough for its participants, experienced or novice.
In this issue:
In this issue:
In this issue:
We review top 9 popular target date funds for young professionnals. We look at their stock/bond allocations and recent returns.
Target date funds are becoming more and more popular. We review the top 10 target date fund providers and discuss index-based and actively-manged.
One-fund portfolio, either a target-date fund or just a balance index fund, does a good job for retirement plan investors who have little experience or who don’t want to mess around.
Roth IRAs can be very useful for retirees in terms of medicare premiums, estate planning and other benefits.
In this issue:
Understanding how lazy portfolios perform under different circumstances and concepts like maximum drawdown , rolling returns , and asset allocatio can help you navigate through various market cycles.
Lazy portfolio tax strategy can help to enhance after-tax returns for taxable investment accounts. While tax-deferred accounts like IRAs or 401(k)s eliminate immediate tax concerns, taxable accounts require careful consideration of tax efficiency to maximize long-term wealth accumulation.
For retirement investors, lazy portfolios can serve as a good tool for their IRAs, 401(k) and taxable investment accounts. This article discusses how to utilize lazy portfolios for these retirement investing accounts.
Implementing a lazy portfolio doesn’t require advanced knowledge or constant attention. Whether you choose mutual funds or ETFs, rebalance annually or less frequently, or tweak allocations based on changing needs, the principles remain the same: keep costs low, stay diversified, and let time work in your favor.
Investing can be intimidating. It’s a complex and time-consuming endeavor. This is especially true for beginners. , Lazy portfolios offer an appealing solution for this group of people. A lazy portfolio is a straightforward investment strategy designed to require minimal effort and oversight while aiming to deliver solid long-term returns.
In this issue:
There are several ways to take money out for short-term emergency purposes. This article explores some of those options.