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The Four Essential Steps for 401(k) Investments
In this issue:
- Leaving your company: things to consider for your company 401(k) account
- The Four Essential Steps for 401(k) Investments
- How to Determine the Amount to Contribute to Maximize Your Company Match
- Thrift Savings Plan: The Largest Public Sector Workers’ Retirement Savings Plan
- Market overview: Enjoy the season but don’t be complacent
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Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
In this issue:
- Retirees’ credit card debt increased!
- Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
- Traditional 401(k) vs. Roth 401(k) Calculator
- Top 15 employers with the highest employer match rate per employee
- Market overview: Year-end stock rally?
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A 6% Default Retirement Savings Rate Is Becoming the Standard—But Is It Enough?
In this issue:
- A 6% default retirement savings rate Is becoming the standard—but Is It enough?
- Bonds for the long-term: why a 60% stock/40% bond portfolio?
- Retirement calculator: why a 12% to 15% savings rate
- Top 15 employers with the highest employer match per employee
- Market overview: renewed inflation threats
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How to Maximize Tax-Deferred Retirement Savings Beyond the $69,000 ($70,000 for 2025) IRS Limit
For individuals with multiple income streams, such as physicians, small business owners, startup founders, entrepreneurs, and consultants in tech or other fields, it’s possible to exceed the IRS’s annual limit for tax-deferred retirement savings ($69,000 for 2024 and $70,000 for 2025).
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Stocks for The Long Term: Why They Outperform Bonds
In this issue:
- Retirement savings: what Morningstar retirement model reveals
- Stocks for the long-term: why they outperform bonds
- Investment arithmetic: investment calculator
- The billion-dollar employer contribution club
- Market overview: post-election stock rally, inflation …
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When to Retire Matters—A Lot!
Retiring at the peak of a bull market or right after a bear market can significantly impact your retirement finances.
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How to Become a 401(k) Millionaire?
Save & invest consistently, dollar-cost average your way to be a 401k millionaire.
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Introducing the Save More, Grow Wise Newsletter
Introducing Save More, Invest Wise Newsletter that focuses on retirement savings, retirement investments, etirement planning, personal finance topics such as debts and spending, and tools.
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January 18, 2022: Steady And Consistency Win In The Long Term
Sticking to a good investing strategy for a long period of time (20 years or longer) is the only way to reap benefits from the strategy
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January 3, 2022: The Year In Rear View: Portfolio And Asset Class Review
We review our main portfolios in 2021..
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December 13, 2021: Present And Future
We review asset trends and discuss future returns.
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November 22, 2021: The ‘Best’ Balanced Fund Revisited
The T.Rowe Price Capital Allocation fund is again performing. However, we show that there are several ways to construct a portfolio to outperform it, both in terms of returns and risk .
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November 15, 2021: Q&A On MyPlanIQ Strategies And Portfolios
This newsletter clarifies several FAQs on our model portfolios and strategies. .
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November 8, 2021: Major Asset Returns In The Past Twenty Years
We look at major asset returns for the past 20 plus years and discussed their potential risk and returns.
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November 1, 2021: Latest Momentum Factor ETFs Review
We review latest stock factor ETFs and point out they are very similar in terms of their indexing methodoloty.
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October 25, 2021: A Long Term Theme Or Trend Doesn’t Necessarily Yield Good Returns
We discuss recent hot topic: theme based investing and conclude that a mega trend doesn’t equate a good long term return.
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October 18, 2021: Dimensional Fund Advisors DFA ETFs
We look at Dimensional Fund Advisors recently convereted ETFs and compare them with Vanguard.
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October 11, 2021: MyPlanIQ Ultra Short Term Bond Portfolio vs. Other Funds
We compare our ultra short term ETF portfolios with several famous bond funds. Specifically, we look at DoubleLine’s bond funds.
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October 4, 2021: Asset Trends, Market Internals And Inflation Implication
We review asset and market internals and discuss the possible secular interest rate change and its implication.
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September 27, 2021: Newsletter Collection Update
Regular newsletter collection update
