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Cadence Design Systems Inc. 401k Plan Review: Constructing a Diversified Asset Allocation Portfolio
Cadence Design Systems 401(k) provides some good investment options in US stocks, international stocks and bonds. However, it lacks of exposure to REITs and emerging market stocks. Its fund expenses are low.
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Lazy Portfolios Review
We look at several famous lazy portfolios and discuss asset allocations and diversification effect in portfolio construction.
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What to Do with Your 401(k) When You Leave Your Current Employer?
You have four choices to make when you quit from your current employer, regarding your 401(k) account.
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Pros and Cons of Rollover from a 401(k) to a Self-Directed IRA
Rollover from a 401(k) to a self directed IRA has many advantages but also has some issues to consider.
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‘Best’ Tactical Stock or Dividend Income Balanced Portfolios vs. Best Balanced Allocation Fund
We present our tactical balanced stock and dividend income portfolios that outperform the best balanced allocation fund T. Rowe Price capital appreciation fund PRWCX both in terms of returns and risk
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‘Best’ Stock or Dividend Income Balanced Portfolios vs. Best Balanced Allocation Fund
We take a business investing approach to invest in solid low cost stock index funds such as S&P 500 index funds. We discuss why it’s beneficial to view index fund investments as ‘conglomerate’ business investments.
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Low-Cost Stock Index Funds: Quality ‘Business Conglomerates’ for Solid, Low-Risk Long-Term Returns
We take a business investing approach to invest in solid low cost stock index funds such as S&P 500 index funds. We discuss why it’s beneficial to view index fund investments as ‘conglomerate’ business investments.
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Cash And Money Market ETFs Review
We survey some ultra short term bond ETFs that can be used as Cash or money market substitutes.
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401k Company Match: How To Maximize Your Free Money
We encourage maximizing 401k match and discuss some details on 401k contributions and match.
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March 13, 2023: Bank On My Own For Safer And Much Higher Returns
Bank On My Own! Avoid Banks as middle men and get much higher and safer returns! In this newsletter, we describe what happened for Silicon Valley Bank failure and propose a better way to bank: on your own.
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February 27, 2023: Dimensional Fund Advisors and Capital Group ETFs
We look at ETFs from Dimensional Funds Advisor and Capital Group and discuss whether they are suitable for asset allocation portfolios.
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February 13, 2023: In Praise Of A Conservative Strategic Asset Allocation
We point out that a conservative allocation portfolio could be very effective for many types of investors.
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January 30, 2023: The Bond Era
We have another in-depth look at fixed income (bonds) in the current environment.
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January 16, 2023: International Stocks In Asset Allocation
Developed country and emerging market stocks have positive tailwind that supports its secular relative strength.
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January 3, 2023: Review And Outlook
We review our portfolios for last year and discuss this year’s outlook
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December 19, 2022: Newsletter Collection Update
We summarize newsletters written in the past months.
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December 5, 2022: Latest Market And Trend Review
We review the latest market and economy trends and discuss several scenarios including recession and soft landing.
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November 21, 2022: How To Maximize Your Cash Return
We discuss several cash substitutes, in particular, we look at floating rate Treasury ETFs as cash substitutes
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November 7, 2022: Tactical Bond Fund Portfolios Consistently Outperform
Our fixed income portfolios’ excellent outperformance continues. We also review the current bond markets
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October 24, 2022: S&P 500: A Solid ‘Business’ In A Volatile Time
Itchy to buy stocks as they have come down a lot? You might want to consider an excellent ‘business’ stock: S&P 500 index fund.
