TZERO GROUP, INC. 401(K) PLAN Investment Options
Available Funds in TZERO GROUP, INC. 401(K) PLAN
Below is the lineup of investment options available to participants in TZERO GROUP, INC. 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| Fidelity Management Trust Company Fidelity Freedom Index 2055 Premium |
| Fidelity Management Trust Company Fidelity |
| Fidelity Management Trust Company Fidelity Freedom Index 2050 Premium |
| Fidelity Management Trust Company Fidelity Blue Chip Growth ‐ K6 |
| Fidelity Management Trust Company Fidelity Freedom Index 2045 Premium |
| Fidelity Management Trust Company Fidelity Freedom Index 2060 Premium |
| Fidelity Management Trust Company Fidelity International |
| Fidelity Management Trust Company Fidelity Freedom Index 2035 Premium |
| JPMorgan Equity Income Fund ‐ R6 |
| Fidelity Management Trust Company Fidelity Small Cap |
| Vanguard Intermediate‐Term Bond Index Fund Admiral Shares |
| Fidelity Management Trust Company Fidelity Contrafund ‐ K6 |
| Fidelity Management Trust Company Fidelity Freedom Index Income Fund Premium |
| Fidelity Management Trust Company Fidelity Freedom Index 2025 Premium |
| Fidelity Management Trust Company Fidelity Mid Cap |
| Cohen & Steers Cohen & Steers Institutional Realty Shares |
| JPMorgan Undiscovered Managers Behavioral Value Fund ‐ R6 |
| Carillon Family of Funds Carillon Eagle Mid Cap Growth Fund ‐ R6 |
| Victory Capital Victory Sycamore Established Value Fund ‐ R6 |
| Fidelity Management Trust Company Fidelity Strategic Income Fund |
| American Funds Europacific Growth Fund ‐ R6 |
| American Funds New World Fund ‐ R6 |
| JPMorgan Core Bond Fund ‐ R6 |
| Janus Henderson Triton Fund ‐ N |
| Fidelity Management Trust Company Fidelity Freedom Index 2030 Premium |
| Fidelity Management Trust Company Fidelity Freedom Index 2020 Premium |
| Fidelity Management Trust Company Fidelity Freedom Index 2015 Premium |
| Fidelity Management Trust Company Fidelity Freedom Index 2010 Premium |
| Fidelity Management Trust Company Fidelity Freedom Index 2065 Premium |
| Wilmington Trust, N.A Galliard Retirement Income Fund Fee ‐ F35 |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in TZERO GROUP, INC. 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about TZERO GROUP, INC. 401(K) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching TZERO GROUP, INC. 401(K) PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- ICBC STANDARD SECURITIES, INC. 401(K) PROFIT SHARING PLAN (103 participants, $19,271,935)
- GILFORD SECURITIES INCORPORATED DEFERRED COMPENSATION PLAN (104 participants, $6,253,749)
- IFMI, LLC 401(K) PLAN (105 participants, $7,335,072)
- FIRST MONTAUK SECURITIES CORP. PROFIT SHARING AND 401K PLAN (101 participants, $4,737,761)
- D.H. BLAIR AND CO., INC. EMPLOYEE RETIREMENT PLAN (101 participants, $4,020,742)