TROUTMAN PEPPER DEFINED CONTRIBUTION PLAN Investment Options

Available Funds in TROUTMAN PEPPER DEFINED CONTRIBUTION PLAN

Below is the lineup of investment options available to participants in TROUTMAN PEPPER DEFINED CONTRIBUTION PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 32
Investment Description
ARTISAN MID-CAP FUND
DELAWARE SMALL CAP CORE FUND
DODGE & COX INCOME FUND
DODGE & COX INTERNATIONAL STOCK FUND
FIDELITY SMALL CAP INDEX FUND
INVESCO OPPENHEIMER INTERNATIONAL BOND FUND
JPMORGAN EMERGING MARKETS EQUITY FUND
COHEN & STEERS REALTY
T. ROWE PRICE BLUE CHIP GROWTH FUND
VANGUARD INFLATION-PROTECTED SECURITIES FUND
VANGUARD INSTITUTIONAL INDEX FUND
VANGUARD INTERMEDIATE-TERM TREASURY FUND
VANGUARD INTERNATIONAL GROWTH FUND
VANGUARD MID-CAP INDEX FUND
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND
VANGUARD TREASURY MONEY MARKET FUND
VANGUARD WELLINGTON FUND
VANGUARD WINDSOR II FUND
VANGUARD RETIREMENT SAVINGS TRUST III
VANGUARD TGT RETIRE 2020 TR II
VANGUARD TGT RETIRE 2025 TR II
VANGUARD TGT RETIRE 2030 TR II
VANGUARD TGT RETIRE 2035 TR II
VANGUARD TGT RETIRE 2040 TR II
VANGUARD TGT RETIRE 2045 TR II
VANGUARD TGT RETIRE 2050 TR II
VANGUARD TGT RETIRE 2055 TR II
VANGUARD TGT RETIRE 2060 TR II
VANGUARD TGT RETIRE 2065 TR II
VANGUARD TGT RETIRE 2070 TR II
VANGUARD TGT RETIRE INC AND GROWTH TR II
VANGUARD TGT RETIRE INC TR II

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in TROUTMAN PEPPER DEFINED CONTRIBUTION PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55%
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93%
Data as of 05/01/2026, Common starting date is 12/31/2000

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