Investment options of TROUTMAN PEPPER DEFINED CONTRIBUTION PLAN
Total Available Funds: 32
| Investment Description |
|---|
| ARTISAN MID-CAP FUND |
| DELAWARE SMALL CAP CORE FUND |
| DODGE & COX INCOME FUND |
| DODGE & COX INTERNATIONAL STOCK FUND |
| FIDELITY SMALL CAP INDEX FUND |
| INVESCO OPPENHEIMER INTERNATIONAL BOND FUND |
| JPMORGAN EMERGING MARKETS EQUITY FUND |
| COHEN & STEERS REALTY |
| T. ROWE PRICE BLUE CHIP GROWTH FUND |
| VANGUARD INFLATION-PROTECTED SECURITIES FUND |
| VANGUARD INSTITUTIONAL INDEX FUND |
| VANGUARD INTERMEDIATE-TERM TREASURY FUND |
| VANGUARD INTERNATIONAL GROWTH FUND |
| VANGUARD MID-CAP INDEX FUND |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND |
| VANGUARD TREASURY MONEY MARKET FUND |
| VANGUARD WELLINGTON FUND |
| VANGUARD WINDSOR II FUND |
| VANGUARD RETIREMENT SAVINGS TRUST III |
| VANGUARD TGT RETIRE 2020 TR II |
| VANGUARD TGT RETIRE 2025 TR II |
| VANGUARD TGT RETIRE 2030 TR II |
| VANGUARD TGT RETIRE 2035 TR II |
| VANGUARD TGT RETIRE 2040 TR II |
| VANGUARD TGT RETIRE 2045 TR II |
| VANGUARD TGT RETIRE 2050 TR II |
| VANGUARD TGT RETIRE 2055 TR II |
| VANGUARD TGT RETIRE 2060 TR II |
| VANGUARD TGT RETIRE 2065 TR II |
| VANGUARD TGT RETIRE 2070 TR II |
| VANGUARD TGT RETIRE INC AND GROWTH TR II |
| VANGUARD TGT RETIRE INC TR II |
Investment model portfolios
We provide two types of investment model portfolios for TROUTMAN PEPPER DEFINED CONTRIBUTION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TROUTMAN PEPPER DEFINED CONTRIBUTION PLAN