JOHN COOPER SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN Investment Options
Available Funds in JOHN COOPER SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN
Below is the lineup of investment options available to participants in JOHN COOPER SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
Total Available Funds: 180
| Investment Description |
|---|
| Nuveen Lifecycle Index 2035 Fund |
| Nuveen Lifecycle Index 2030 Fund |
| Nuveen Lifecycle Index 2040 Fund |
| Nuveen Lifecycle Index 2025 Fund |
| Nuveen Lifecycle Index 2045 Fund |
| Charles Schwab Schwab S&P |
| Nuveen Lifecycle Index 2050 Fund |
| Nuveen Lifecycle Index 2015 Fund |
| Nuveen Lifecycle Index 2020 Fund |
| Nuveen Lifecycle Index 2055 Fund |
| Nuveen Large Cap Value |
| PGIM PGIM Jennison Growth Fund |
| Nuveen Small Cap Blend |
| The Vanguard Group Vanguard Mid Cap |
| Nuveen Lifecycle Index 2060 Fund |
| The Vanguard Group Vanguard Emerging Markets Stock |
| Nuveen Lifecycle Index 2065 Fund |
| CREF CREF Stock Account |
| CREF CREF Growth Account |
| CREF CREF Equity Index Account |
| CREF CREF Global Equities Account |
| CREF CREF Social Choice Account |
| CREF CREF Inflation-Linked Bond Account |
| CREF CREF Core Bond Account |
| VALIC VALIC Fixed Account Plus |
| VOYA Voya Fixed Plus Account II |
| VALIC Short Term Fixed Account |
| VOYA Voya T. Rowe Price Capital Appreciation Portfolio |
| VALIC Vanguard Wellington Fund |
| VALIC Moderate Growth Lifestyle Fund |
| VALIC Stock |
| VALIC Science & Technology Fund |
| TIAA Access Nuveen International Equity Fund |
| VOYA VOYA Index Plus Mid Cap Portfolio |
| VOYA VOYA Russell Large Cap Growth Index Portfolio |
| VALIC Vanguard Windsor II Fund |
| VALIC Mid Cap |
| VOYA VOYA Solution 2045 Portfolio |
| TIAA Access Nuveen Large Cap Growth Fund |
| TIAA Access Nuveen Large Cap Value Fund |
| VALIC Mid Cap Strategic Growth Fund |
| TIAA Access Nuveen Core Equity Fund |
| VALIC Core Bond Fund |
| TIAA Access Nuveen Mid Cap Value Fund |
| VOYA VY T. Rowe Price Equity Income Portfolio |
| VOYA VOYA Solution 2035 Portfolio |
| VALIC High Yield Bond Fund |
| VOYA VOYA Balanced Income Portfolio |
| TIAA Access Nuveen Equity |
| VALIC Vanguard LifeStrategy Conservative Growth Fund |
| TIAA Access Nuveen Small Cap Blend |
| VOYA Loomis Sayles Small Cap Value Fund |
| TIAA Access Nuveen Core Bond Fund |
| TIAA Access Nuveen Lifecycle 2040 Fund |
| VOYA VY T. Rowe Price Growth Equity Portfolio |
| VOYA VOYA Solution Balanced Portfolio |
| TIAA Access Nuveen Quant Small Cap Equity Fund |
| TIAA Access Nuveen Mid Cap Growth Fund |
| VOYA VOYA Index Plus Small Cap Portfolio |
| VALIC Growth Fund |
| VOYA Invesco V.I. Core Equity Fund |
| VALIC VALIC Company I Conservative Growth Lifestyle Fund |
| TIAA Access Nuveen Lifecycle 2030 Fund |
| VALIC Systematic Core Fund |
| VOYA VOYA Global High Dividend Low Volatility Portfolio |
| TIAA Access Nuveen Core Plus Bond Fund |
| VOYA VOYA High Yield Portfolio |
| TIAA Access Nuveen Lifecycle 2045 Fund |
| VOYA VOYA Solution Aggressive Portfolio |
| VOYA VOYA Intermediate Bond Portfolio |
| TIAA Access Nuveen Lifecycle 2025 Fund |
| VOYA American Century Inflation Adjusted Bond Fund |
| VALIC Large Capital Growth Fund |
| VOYA VOYA Large Cap Value Portfolio |
| VOYA VOYA Solution 2025 Portfolio |
| VOYA VY Invesco Comstock Portfolio |
| VOYA VOYA Solution Income Portfolio |
| TIAA Access Nuveen Inflation Linked Bond Fund |
| VALIC International Value Fund |
| VOYA VOYA Global Insights Portfolio |
| TIAA Access Nuveen Lifecycle 2035 Fund |
| VOYA VY Invesco Equity & Income Portfolio |
| TIAA Access Nuveen Large Cap Responsible Equity Fund |
| VALIC Emerging Economies Fund |
| VOYA VOYA Solution Conservative Portfolio |
| VALIC International Government Bond Fund |
| ranging from 4.25% to 9.50% |
| College Retirement Equities Fund variable annuities TIAA Traditional Benefit Responsive |
| College Retirement Equities Fund variable annuities TIAA Traditional Non Benefit Responsive |
| College Retirement Equities Fund variable annuities CREF Stock R1 |
| College Retirement Equities Fund variable annuities CREF Social Choice R1 |
| College Retirement Equities Fund variable annuities CREF Global Equities R1 |
| College Retirement Equities Fund variable annuities CREF Growth R1 |
| College Retirement Equities Fund variable annuities CREF Equity Index R1 |
| College Retirement Equities Fund variable annuities CREF Inflation-Linked Bond R1 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Core Pl Bd T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Core Bond T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Equity Idx T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Core Equity T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Infl Lnk Bd T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Intl Equity T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Lrg Cap Gr T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Lrg Cap Val T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2025 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2030 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2035 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2040 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2045 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Mid Cap Grw T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Mid Cap Val T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Money Mkt T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv RlEstSecSel T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Sm Cp Bl Ix T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Qt Sm Cp Eq T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LgCp Res Eq T4 |
| College Retirement Equities Fund variable annuities CREF Core Bond R1 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2015 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2020 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2025 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2030 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2035 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2040 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2045 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2050 R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2055 R6 |
| College Retirement Equities Fund variable annuities Nuveen Large Cap Val Idx R6 |
| College Retirement Equities Fund variable annuities Nuveen Small Cap Bld Idx R6 |
| College Retirement Equities Fund variable annuities Vanguard Ttl Bd Mkt Idx Adm |
| College Retirement Equities Fund variable annuities Vanguard Mid-Cap Idx Adm |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2060 R6 |
| College Retirement Equities Fund variable annuities Vanguard Ttl Intl Stk Idx Adm |
| College Retirement Equities Fund variable annuities Metropolitan W Tot Ret Bd Pln |
| College Retirement Equities Fund variable annuities Schwab S&P |
| College Retirement Equities Fund variable annuities Vanguard Ttl Stk Mkt Idx Adm |
| College Retirement Equities Fund variable annuities PGIM Jennison Growth Class R6 |
| College Retirement Equities Fund variable annuities Nuveen LfCycle Ix 2065 R6 |
| College Retirement Equities Fund variable annuities Vanguard Ttl Intl Bnd Idx Adm |
| College Retirement Equities Fund variable annuities CREF Stock R4 |
| College Retirement Equities Fund variable annuities Vanguard Emr Mkts Stk Idx Adm |
| College Retirement Equities Fund variable annuities TIAA-CREF Self Directed Acct |
| VALIC EMERGING ECONOMIES |
| VALIC FIXED ACCOUNT PLUS |
| VALIC GS VIT GOV MONEY MKT FD INST |
| VALIC INTERNATIONAL GOVERNMENT BOND |
| VALIC LARGE CAPITAL GROWTH |
| VALIC LOAN COLLATERAL FUND |
| VALIC LOAN ESCROW FUND |
| VALIC MID CAP STRATEGIC GWTH |
| VALIC VANGUARD WELLINGTON FUND INC |
| VALIC VANGUARD WINDSOR II |
| VALIC MODERATE GROWTH LIFESTYLE |
| VALIC VANGUARD LIFESTRATEGY CONSER |
| VALIC VC I CONSERV GROWTH LIFESTYLE |
| VOYA Voya Intermediate Bond Port I |
| VOYA Voya Index Plus SmallCap Portfolio I |
| VOYA Voya Index Plus MidCap Portfolio I |
| VOYA Invesco VI Core Equity Fund SI |
| VOYA VY TRowePrice Grwth Eqty Port I |
| VOYA Voya Glob Insights Port Init |
| VOYA VY Invesco Comstock Port Srv |
| VOYA VY Invesco Eqty & Inc Port I |
| VOYA VY TRowePrice Eqty Income Pt Srv |
| VOYA Voya Solution 2025 Portfolio Srv |
| VOYA Voya Solution 2035 Portfolio Srv |
| VOYA Voya Solution 2045 Portfolio Srv |
| VOYA Voya Solution Income Prt Srv |
| VOYA VY JPMorgan Emrg Mkts Eq Port Srv |
| VOYA VY TRowePrice Captl Apprec Pt Srv |
| VOYA Amer Cent Infl-Adjust Bond Fnd |
| VOYA VY CBRE Rl Estate Prt Srv |
| VOYA Loomis Sayles Sm Cp Value Fnd Ret |
| VOYA Voya High Yield Port Ins |
| VOYA Voya Balanced Income Port Ins |
| VOYA Voya Large Cap Value Port Inst |
| VOYA Voya Solution Mod Conserv Prt Srv |
| VOYA VY CBRE Glb RlEst Prt Ins |
| VOYA Voya Solution Conserv Pt |
| VOYA Voya Russell Lrg Cp Grw Ind Port I |
| VOYA Voya Glo High Div Low Vol Prtf I |
| VOYA Voya Solution Agress Pt |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in JOHN COOPER SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Data as of 05/01/2026, Common starting date is 12/31/2000
Get Key Insights for This Plan
Join our community and get data-driven insights about JOHN COOPER SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.
Customize Asset Allocation Portfolios
Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.
Retirement Calculator
See how much you can save for retirement.
Investment Calculator
Grow your wealth and see the power of compounding.
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching JOHN COOPER SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- CARROLL COLLEGE 403(B) PLAN (562 participants, $55,338,547)
- VITERBO UNIVERSITY, INC. DEFINED CONTRIBUTION RETIREMENT PLAN (562 participants, $60,449,671)
- LANDMARK COLLEGE RETIREMENT PLAN (563 participants, $44,570,957)
- TIAA-CREF RETIREMENT PLAN FOR FACULTY AND ADMINISTRATIVE EMPLOYEES OF MEREDITH COLLEGE (563 participants, $34,357,887)
- THE MASTERS SCHOOL 403(B) DC PLAN (561 participants, $63,224,489)