ISOLVED 401-K PLAN Investment Options
Available Funds in ISOLVED 401-K PLAN
Below is the lineup of investment options available to participants in ISOLVED 401-K PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| Transamerica State Street Internatnl Index Ret Acct |
| Transamerica State Street S&P Md Cap Indx Ret Acct |
| Transamerica LifeGoal Ret with BlackRck RetAct |
| Transamerica LifeGoal 2025 with BlackRck RetAct |
| Transamerica LifeGoal 2030 with BlackRck RetAct |
| Transamerica LifeGoal 2035 with BlkRck RetAct |
| Transamerica LifeGoal 2040 with BlkRck Ret Act |
| Transamerica LifeGoal 2045 with BlkRck Ret Acct |
| Transamerica LifeGoal 2050 with BlkRck Ret Acct |
| Transamerica LifeGoal 2055 with BlkRck Ret Acct |
| Transamerica LifeGoal 2060 with BlkRck Ret Acct |
| Transamerica American Funds New World Ret Acct |
| Transamerica TA Vanguard REIT Index Ret Acct |
| Transamerica American Funds Blncd Ret Acct |
| Transamerica American Funds New Perspective Ret Acct |
| Transamerica BlackRock High Yield Portfolio Ret Acct |
| Transamerica American Century One Choice In Ret Ret Acct |
| Transamerica American Century One Choice 2025 Ret Acct |
| Transamerica American Century One Choice 2030 Ret Acct |
| Transamerica American Century One Choice 2035 Ret Acct |
| Transamerica American Century One Choice 2040 Ret Acct |
| Transamerica American Century One Choice 2045 Ret Acct |
| Transamerica American Century One Choice 2050 Ret Acct |
| Transamerica American Century One Choice 2055 Ret Acct |
| Transamerica JPMorgan Lrg Cap Gr Ret Acct |
| Transamerica JPMorgan U.S. Equity Ret Acct |
| Transamerica ClearBridge Sm Cap Gr Ret Acct |
| Transamerica PIMCO Inc Ret Acct |
| Transamerica MFS Value Ret Acct |
| Transamerica MFS Md Cap Val Ret Acct |
| Transamerica American Century Onet Choice 2060 Ret Acc |
| Transamerica State Steet Prtn Series with TA Conser RetAcct |
| Transamerica State Steet Prtn Series with TA Mod Gr RetAcct |
| Transamerica State Steet Prtn Series with TA Agg Gr RetAcct |
| Transamerica Franklin Small Cap Value Ret Acct |
| Transamerica Neuberger Berman Stratgc Income Ret Acct |
| Transamerica BlackRock Mid-Cap Growth Equity Ret Acct |
| Transamerica Fidelity Advisor Intl Cap Appreciation Ret Acct |
| Transamerica BlackRock Sustainable Adv Lg Cap Core Ret Acct |
| Transamerica LifeGoal 2065 with BlackRck RetAcc |
| Notes receivable from participants – |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in ISOLVED 401-K PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about ISOLVED 401-K PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
- APPLE 401(K) PLAN 401(k) Review: A Match That Rewards Loyalty, Plus Plenty of Investment Options
- Charter Communications 401(k) Review: 100% Match Up to 6% With a 3-Year Vesting Clock
- Google LLC 401(k) Savings Plan Review: A Revealing Look at Their Greater Of Match Structure
- Walmart 401(k) Plan Review: 100% Match on 6% for 1.9 Million Employees
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching ISOLVED 401-K PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.