Investment options of ISOLVED 401-K PLAN
Total Available Funds: 41
| Investment Description |
|---|
| Transamerica State Street Internatnl Index Ret Acct |
| Transamerica State Street S&P Md Cap Indx Ret Acct |
| Transamerica LifeGoal Ret with BlackRck RetAct |
| Transamerica LifeGoal 2025 with BlackRck RetAct |
| Transamerica LifeGoal 2030 with BlackRck RetAct |
| Transamerica LifeGoal 2035 with BlkRck RetAct |
| Transamerica LifeGoal 2040 with BlkRck Ret Act |
| Transamerica LifeGoal 2045 with BlkRck Ret Acct |
| Transamerica LifeGoal 2050 with BlkRck Ret Acct |
| Transamerica LifeGoal 2055 with BlkRck Ret Acct |
| Transamerica LifeGoal 2060 with BlkRck Ret Acct |
| Transamerica American Funds New World Ret Acct |
| Transamerica TA Vanguard REIT Index Ret Acct |
| Transamerica American Funds Blncd Ret Acct |
| Transamerica American Funds New Perspective Ret Acct |
| Transamerica BlackRock High Yield Portfolio Ret Acct |
| Transamerica American Century One Choice In Ret Ret Acct |
| Transamerica American Century One Choice 2025 Ret Acct |
| Transamerica American Century One Choice 2030 Ret Acct |
| Transamerica American Century One Choice 2035 Ret Acct |
| Transamerica American Century One Choice 2040 Ret Acct |
| Transamerica American Century One Choice 2045 Ret Acct |
| Transamerica American Century One Choice 2050 Ret Acct |
| Transamerica American Century One Choice 2055 Ret Acct |
| Transamerica JPMorgan Lrg Cap Gr Ret Acct |
| Transamerica JPMorgan U.S. Equity Ret Acct |
| Transamerica ClearBridge Sm Cap Gr Ret Acct |
| Transamerica PIMCO Inc Ret Acct |
| Transamerica MFS Value Ret Acct |
| Transamerica MFS Md Cap Val Ret Acct |
| Transamerica American Century Onet Choice 2060 Ret Acc |
| Transamerica State Steet Prtn Series with TA Conser RetAcct |
| Transamerica State Steet Prtn Series with TA Mod Gr RetAcct |
| Transamerica State Steet Prtn Series with TA Agg Gr RetAcct |
| Transamerica Franklin Small Cap Value Ret Acct |
| Transamerica Neuberger Berman Stratgc Income Ret Acct |
| Transamerica BlackRock Mid-Cap Growth Equity Ret Acct |
| Transamerica Fidelity Advisor Intl Cap Appreciation Ret Acct |
| Transamerica BlackRock Sustainable Adv Lg Cap Core Ret Acct |
| Transamerica LifeGoal 2065 with BlackRck RetAcc |
| Notes receivable from participants – |
Investment model portfolios
We provide two types of investment model portfolios for ISOLVED 401-K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ISOLVED 401-K PLAN