ANSWERLAB 401(K) PROFIT SHARING PLAN Investment Options
Available Funds in ANSWERLAB 401(K) PROFIT SHARING PLAN
Below is the lineup of investment options available to participants in ANSWERLAB 401(K) PROFIT SHARING PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| Empower EI Fixed Account – Series Class I N/R |
| Fidelity Mid Cap Index Fund N/R |
| Victory Core Plus Intermediate Bond R6 N/R |
| Massachusetts Financial Services Company International Growth R6 N/R |
| Allspring Global Investments Special Small Cap Value R6 N/R |
| Fidelity Inflation-Protected Bond Index Fund N/R |
| Invesco Discovery Mid Cap Growth R6 N/R |
| American Funds New World R6 N/R |
| T. Rowe Price Spectrum Income N/R |
| T. Rowe Price Retirement 2050 TR C N/R |
| T. Rowe Price Retirement 2040 TR C N/R |
| T. Rowe Price Retirement 2055 TR C N/R |
| T. Rowe Price Retirement 2060 TR C N/R |
| Great Gray Trust Company, LLC BlackRock Equity Index Fund R N/R |
| T. Rowe Price Retirement 2045 TR C N/R |
| T. Rowe Price Retirement 2035 TR C N/R |
| AM1 Domestic Equity Class 1 N/R |
| Great Gray Trust Company, LLC BlackRock Russell 2000 Index Fund R N/R |
| Putnam Investments Putnam Large Cap Value Trust I N/R |
| Great Gray Trust Company, LLC BlackRock EAFE Equity Index Fee CL R N/R |
| AM1 International Equity Class 1 N/R |
| T. Rowe Price Retirement 2025 TR C N/R |
| T. Rowe Price Retirement 2030 TR C N/R |
| AM1 Core Fixed Income Class 1 N/R |
| T. Rowe Price Retirement 2065 TR C N/R |
| AM1 Portfolio Diversifiers Class 1 N/R |
| T. Rowe Price Retirement 2015 TR C N/R |
| AM1 Income Class 1 N/R |
| 1AMPDC1 47,609.05 |
| 1TPR15C 22,581.21 |
| 1TPR25C 127,721.07 |
| 1TPR30C 124,962.06 |
| 1TPR35C 660,337.51 |
| 1TPR40C 2,936,222.93 |
| 1TPR50C 4,252,745.12 |
| 1TPR60C 1,576,369.83 |
| 1TPR45C 1,054,755.23 |
| 1TPR55C 1,905,304.68 |
| 1TPR65C 47,775.46 |
| 1RNWGX 2,317.82 |
| 1AMIEC1 164,487.50 |
| 1MGRDX 43,244.89 |
| 1WTINER 151,334.61 |
| 1DFREX 44,526.67 |
| 1QUAZX 7,297.56 |
| 1WTSCER 217,358.40 |
| 1ESPRX 43,060.87 |
| 1FSMDX 328,527.48 |
| 1OEGIX 14,031.91 |
| 1AMDEC1 513,729.60 |
| 1ABLCGR 218,304.32 |
| 1WTEQR 1,314,977.11 |
| 1PLCVTI 205,069.33 |
| 1ALRDFI 68,917.93 |
| 1AMICC1 18,864.83 |
| 1FIPDX 24,664.82 |
| 1RPSIX 2,018.65 |
| 1URIBX 146,325.15 |
| 1GWAQ35 1.450 25,546.26 |
| FORFEITURES 22,158.72 |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in ANSWERLAB 401(K) PROFIT SHARING PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about ANSWERLAB 401(K) PROFIT SHARING PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching ANSWERLAB 401(K) PROFIT SHARING PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- SUZY, INC. 401(K) PLAN (327 participants, $18,036,141)
- ADSWERVE INC. 401(K) PLAN (326 participants, $19,780,220)
- PUBLIC STRATEGIES RETIREMENT SECURITY PARTNERSHIP PLAN (325 participants, $12,583,709)
- SCREEN ENGINE/ASI LLC. 401K PROFIT SHARING PLAN AND TRUST (318 participants, $14,212,518)
- NATIONAL RESEARCH CORPORATION 401(K) PROFIT SHARING PLAN (345 participants, $6,080,346)