H & M DEFERRED SAVINGS PLAN

Plan Overview & Key Metrics

H & M DEFERRED SAVINGS PLAN is a defined contribution retirement plan offered by H & M INTERNATIONAL TRANSPORTATION, INC.. Below is a snapshot of the plan’s financial health, participant activity, and employer generosity based on publicly filed data. Use these metrics to benchmark your own contributions and see how this plan compares to peers.

H & M DEFERRED SAVINGS PLAN Total Retirement Plan Assets

At the end of 2002, the total retirement plan assets of H & M DEFERRED SAVINGS PLAN is $7,204,902.00.This plan was established in 1986.

H & M DEFERRED SAVINGS PLAN Total Number of Retirement Plan Participants

At the end of 2002, the total number of retirement plan participants in H & M DEFERRED SAVINGS PLAN is 548

H & M DEFERRED SAVINGS PLAN Average Participant Retirement Account Value

In 2002, the average participant retirement account value for H & M DEFERRED SAVINGS PLAN is $13,147.00

H & M DEFERRED SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2002, the estimated average employee contribution amount per participant for H & M DEFERRED SAVINGS PLAN is $2,435.00.

H & M DEFERRED SAVINGS PLAN Estimated Average Employer Match

In 2002, the estimated average employer match for an employee in H & M DEFERRED SAVINGS PLAN is approximately $816.00
Investing in this additonal $816.00 for 20 years would give you extra $52,237.00, assuming a 10% annual return.

H & M DEFERRED SAVINGS PLAN Total Employer Contribution and Match Rate

In 2002, H & M DEFERRED SAVINGS PLAN allocates $447,280.00 to match its employees’ contributions, providing an employer match rate of 67.03% of their contributions

H & M DEFERRED SAVINGS PLAN Total Retirement Plan Asset Growth Rate

In 2002, the total retirement plan asset growth rate of H & M DEFERRED SAVINGS PLAN is -6.45%.

H & M DEFERRED SAVINGS PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2002, the estimated aggregate retirement account investment gain/loss for H & M DEFERRED SAVINGS PLAN is -9.68%. This measures the effectiveness of the plan participants’ investments in the year.

H & M DEFERRED SAVINGS PLAN Expense Ratio

In 2002, the investment and administrative expense ratio of H & M DEFERRED SAVINGS PLAN is 0.00%.

* Data are from public filings.

Plan Administrator & Contact

Need to reach the plan administrator, update beneficiaries, or request a distribution? Use the contact details below. If the plan uses an external recordkeeper (such as Fidelity, Vanguard, or Empower), their portal is typically the fastest way to manage your account day to day.

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Enrollment & Brokerage Features

The following features describe how H & M DEFERRED SAVINGS PLAN handles enrollment, default investments, and access to self-directed brokerage windows. Plans that offer auto-enrollment tend to have higher participation rates, and a brokerage window can give you access to investments beyond the plan’s core lineup.

What Should You Do Next?

Your 401(k) is likely your single largest wealth-building tool. Here is how to make the most of H & M DEFERRED SAVINGS PLAN:

  1. Contribute enough to capture the full employer match. This is free money — see the match details on the Contribution & Match page.
  2. Review your investment allocation. Make sure your mix of stocks, bonds, and other assets matches your age and risk tolerance. Check available investment options.
  3. Keep your beneficiary designations current. Life events (marriage, divorce, children) mean your beneficiary form may need updating.
  4. Increase contributions over time. Even a 1% annual bump can add tens of thousands to your retirement balance over a career.

Use our 401(k) Savings Calculator to project how your current contribution rate translates into retirement wealth, or try the Asset Allocation Calculator to find an allocation that fits your risk profile.

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