FIRST US BANCSHARES, INC. 401(K) PLAN

Plan Contact

  • Address: 3291 US HIGHWAY 280, SUITE 100,BIRMINGHAM,AL
  • Contact person: JULIETTE STAMPER
  • Phone: (205) 582-1200

Plan General Information

FIRST US BANCSHARES, INC. 401(K) PLAN Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of FIRST US BANCSHARES, INC. 401(K) PLAN is $18,261,017.00.This plan was established in 1985.

FIRST US BANCSHARES, INC. 401(K) PLAN Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in FIRST US BANCSHARES, INC. 401(K) PLAN is 257

FIRST US BANCSHARES, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for FIRST US BANCSHARES, INC. 401(K) PLAN is $71,054.00

FIRST US BANCSHARES, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for FIRST US BANCSHARES, INC. 401(K) PLAN is $2,480.00.

FIRST US BANCSHARES, INC. 401(K) PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in FIRST US BANCSHARES, INC. 401(K) PLAN is approximately $1,617.00
Investing in this additonal $1,617.00 for 20 years would give you extra $103,499.00, assuming a 10% annual return.

FIRST US BANCSHARES, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2023, FIRST US BANCSHARES, INC. 401(K) PLAN allocates $415,615.00 to match its employees' contributions, providing an employer match rate of 54.66% of their contributions

FIRST US BANCSHARES, INC. 401(K) PLAN Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of FIRST US BANCSHARES, INC. 401(K) PLAN is 11.02%.

FIRST US BANCSHARES, INC. 401(K) PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for FIRST US BANCSHARES, INC. 401(K) PLAN is 15.80%. This measures the effectiveness of the plan participants' investments in the year.

FIRST US BANCSHARES, INC. 401(K) PLAN Expense Ratio

In 2023, the investment and administrative expense ratio of FIRST US BANCSHARES, INC. 401(K) PLAN is 0.28%.

Enrollment Features

FIRST US BANCSHARES, INC. 401(K) PLAN has the following features:
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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