F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS)

Plan Contact

  • Address: 221 NORTH MAIN STREET,SALISBURY,NC
  • Contact person: SUSAN B. GIESSLER
  • Phone: (704) 633-1772

Plan General Information

F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) Total Retirement Plan Assets

At the end of 2018, the total retirement plan assets of F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) is $14,123,030.00.This plan was established in 1987.

F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) Total Number of Retirement Plan Participants

At the end of 2018, the total number of retirement plan participants in F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) is 154

F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) Average Participant Retirement Account Value

In 2018, the average participant retirement account value for F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) is $91,707.00

F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) Estimated Average Employee Contribution Amount

In 2018, the estimated average employee contribution amount per participant for F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) is $6,618.00.

F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) Estimated Average Employer Match

In 2018, the estimated average employer match for an employee in F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) is approximately $1,501.00
Investing in this additonal $1,501.00 for 20 years would give you extra $96,112.00, assuming a 10% annual return.

F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) Total Employer Contribution and Match Rate

In 2018, F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) allocates $231,270.00 to match its employees' contributions, providing an employer match rate of 45.38% of their contributions

F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) Total Retirement Plan Asset Growth Rate

In 2018, the total retirement plan asset growth rate of F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) is -15.38%.

F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) Estimated Aggregate Retirement Account Investment Gain/Loss

In 2018, the estimated aggregate retirement account investment gain/loss for F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) is -4.08%. This measures the effectiveness of the plan participants' investments in the year.

F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) Expense Ratio

In 2018, the investment and administrative expense ratio of F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) is 0.14%.

Enrollment Features

F & M FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) has the following features:
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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