XYLEM RETIREMENT SAVINGS PLAN Contribution & Employer Match

How XYLEM INC. Supports Your Retirement Savings

XYLEM INC. provides retirement savings benefits through XYLEM RETIREMENT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

XYLEM RETIREMENT SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees can contribute 1% to 50% of eligible pay.

2. Employer Match/Contribution Conditions: The employer will match 50% of a member’s pre-tax contributions, Roth contributions, and after-tax contributions, up to a maximum of 3% of the member’s salary. Additionally, the employer contributes 3% or 4% of salary as a core contribution based on the employee’s age plus years of service.

3. Vesting Schedule/Eligibility: Members are immediately vested in their contributions and all company contributions. Eligibility requires that full-time U.S. employees are eligible upon hire, while part-time and temporary non-union employees are eligible after completing either 1,000 hours of service in a 12-month period or 500 hours during each of three consecutive 12-month periods.

4. Roth 401(k) contribution is allowed.